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$750,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,840 Sq. Ft.
  • Updated 6 hours ago
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Welcome to Saga Bay, one of Cutler Bay's most desirable communities, where an active outdoor lifestyle meets everyday convenience. Situated on a beautifully maintained 9,583 sq ft corner lot, this updated 3 bedroom, 2 bath residence offers a spacious, open-concept layout plus a versatile flex room that can easily serve as a guest bedroom, home office, gym, or media room. Inside, you'll find neutral wood-look tile flooring throughout, generous living and dining spaces, and a beautifully updated kitchen featuring newer appliances, a large island, and seamless views of the backyard, perfect for both everyday living and entertaining. The expansive covered terrace with a built-in summer kitchen/bar overlooks the sparkling pool and oversized yard, creating the ideal setting for weekend gatherings or relaxing year-round. The 2-car garage, and gated side access provide plenty of room to park a boat, RV, or other recreational toys. The roof was replaced approximately 9 years ago, and the home features partial impact windows with accordion shutters protecting the remaining openings for added peace of mind. Enjoy everything Saga Bay has to offer, including private lake access with a beach area, scenic walking paths, parks, tennis and pickleball courts, playgrounds, and a true sense of community. Just minutes from Black Point Marina, waterfront dining, shopping, and schools, this exceptional home offers the perfect balance of comfort, convenience, and outdoor living.

Full Property Details for 8144 SW 205th Terrace

General

  • Price: $750,000
  • HOA FEE: $60/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $10,002 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A12073270
  • Updated: 8/19/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: First Floor Entry, Den/Library/Office, Family Room, Utility/Laundry In Garage
  • Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedroom Features: None

Other Rooms

  • Living Room: Den/Library/Office, Family Sq. Ft.
  • Dining Room: Breakfast Area, Formal Dining, Snack Bar/Counter
  • Laundry: In Garage

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, 15x30
  • Equipment: Automatic Garage Door Opener

Exterior

  • Deck/Patio: Patio

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Rv/Boat Parking, Slab/Strip

Location

  • Area: Saga Bay Sec 1 Pt 5
  • County: Miami-Dade County
  • Subdivision: SAGA BAY SEC 1 PT 5
  • Building Name: SAGA BAY SEC 1 PT 5
  • Direction Faces: West

School Information

  • Elementary School: Edward Whigham
  • Middle School: Cutler Bay
  • High School: Miami Southridge

Community

  • Community Name: Saga Bay Sec 1 Pt 5
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, One Story, Ranch
  • Structure Type: Pool Only, House
  • Detached/Attached: Detached
  • Construction: Concrete Block With Brick, CBS Construction
  • Roof: Shingle
  • Windows: Partial Accordian Shutters, Partial Impact Glass
  • Building Size: 2763
  • Square Feet: 1,840
  • Living Area: 1,840 Sq. Ft.
  • Year Built: 1974

Lot Features

  • Property View: None
  • Lot Size (Sq. Ft.): 9,583
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: 100
  • Fencing (Description): Fenced

Financial Considerations

  • Price Per Sq. Ft.: $407.61
  • Association Fee: $180
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $10,002
  • Tax Year: 2025
  • Terms: All Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: SAGA BAY SEC 1 PT 5 PB 98-51 LOT 5 BLK 17 LOT SIZE .220 AC OR 21135-2525 032003 1 F/A/U 30-6010-004-0380
  • Restrictions: Ok To Lease
  • Property ID: 36-60-10-004-0380

Listed by Miami Portfolio Collection

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— 8144 SW 205th Terrace —

  • Miami Portfolio Collection

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8144 SW 205th Terrace

School District:Dade County School District
NameGradesDistance
Dr. Edward L. Whigham Elementary School
21545 Southwest 87th Avenue, Cutler Bay, FL 33189
PK-50.9 mi
Cutler Bay Middle
19400 Gulfstream Road, Cutler Bay, FL 33157
6-81.8 mi
Miami Southridge Senior High School
19355 Southwest 114th Avenue, Miami, FL 33157
9-123.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8144 SW 205th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/19/2026
Listed
$750,000
19.05%
MLS
5/27/2022
Sold
$630,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8144 SW 205th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,003
3%
$557,004
3%
2024
$9,733
5%
$541,307
3%
2023
$9,264
42%
$525,541
140%
2021
$6,544
71%
$218,651
-3%
2022
$3,822
-42%
$225,210
4%
2021
$6,544
3%
$215,633
2%
2019
$6,354
3%
$210,785
2%
2018
$6,183
1%
$206,855
2%
2017
$6,145
1%
$202,601
2%
2016
$6,110
187%
$198,434
52%
2015
$2,131
-1%
$130,203
1%
2014
$2,152
1%
$129,170
1%
2013
$2,126
—
$127,262
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8144 SW 205th Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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8144 SW 205th Ter, Cutler Bay, FL 33189 (MLS# A12073270) is a Single Family property with 3 bedrooms and 2 full bathrooms. 8144 SW 205th Ter is currently listed for $750,000 and was received on August 19, 2026. Want to learn more about 8144 SW 205th Ter? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

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