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$825,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,772 Sq. Ft.
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NO FLOOD ZONE- Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard-ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers.

Full Property Details for 8620 SW 185th Terrace

General

  • Price: $825,000
  • Taxes: $3,981 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A11979496
  • Updated: 7/19/2026
  • Added to Site: 152 day(s) ago

Interior

  • Interior Features: First Floor Entry, Other, Utility Room/Laundry
  • Appliances: Dishwasher, Microwave, Electric Range, Refrigerator
  • Flooring: Terrazzo, Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4
  • Bedroom Features: Other, Primary Bath Shower

Other Rooms

  • Living Room: Utility Room/Laundry Sq. Ft.
  • Dining Room: Dining/Living Room
  • Laundry: Utility Room/Laundry

Additional Information

  • Pool: Yes
  • Pool Description: In Ground, 10X20

Exterior

  • Exterior Features: Lighting
  • Deck/Patio: Screened Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: Whispering Pines Estates
  • County: Miami-Dade County
  • Subdivision: WHISPERING PINES ESTATES
  • Building Name: WHISPERING PINES ESTATES
  • Direction Faces: North

School Information

  • Elementary School: Whispering Pines

Community

  • Community Name: Whispering Pines Estates

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air, Electric
  • Heating Type: None

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, One Story
  • Structure Type: Pool Only, House
  • Detached/Attached: Detached
  • Construction: Concrete Block Construction
  • Roof: Shingle
  • Windows: Hurricane Shutters
  • Building Size: 2916
  • Square Feet: 1,772
  • Living Area: 1,772 Sq. Ft.
  • Year Built: 1958

Additional Structures

  • Other Structures: Extra Building/Shed

Lot Features

  • Property View: Garden, Pool
  • Lot Size (Sq. Ft.): 15,000
  • Lot Features: 1/4 To Less Than 1/2 Acre Lot
  • Zoning: 2100
  • Fencing (Description): Fenced

Financial Considerations

  • Price Per Sq. Ft.: $465.58
  • Tax Amount: $3,981
  • Tax Year: 2025
  • Terms: All Cash, Conventional, VA Loan

Disclosures and Reports

  • Legal Description: WHISPERING PINES ESTS SEC 1 PB 65-24 LOT 1 BLK 5 LOT SIZE 120.000 X 125 OR 19408-4515 122000 1 F/A/U 30-6003-003-0600
  • Restrictions: No Restrictions
  • Property ID: 36-60-03-003-0600

Listed by Cutler Realty, Inc.

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Listing agent

— 8620 SW 185th Terrace —

  • Cutler Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8620 SW 185th Terrace

School District:Dade County School District
NameGradesDistance
Whispering Pines Elementary School, Miami, FL
18929 Sw 89th Rd, Miami, FL 33157
PK-50.4 mi
Cutler Bay Middle
19400 Gulfstream Road, Cutler Bay, FL 33157
6-81.2 mi
Miami Southridge Senior High School
19355 Southwest 114th Avenue, Miami, FL 33157
9-122.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8620 SW 185th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/19/2026
Price Reduced
$825,000
-0.48%
MLS
6/08/2026
Price Reduced
$829,000
-1.07%
MLS
4/28/2026
Price Reduced
$838,000
-1.18%
MLS
4/15/2026
Price Reduced
$848,000
-0.93%
MLS
3/09/2026
Listed
$856,000
425.15%
MLS
12/14/2000
Sold
$163,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8620 SW 185th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,021
3%
$222,004
3%
2024
$3,914
9%
$215,748
3%
2023
$3,581
6%
$209,465
6%
2021
$3,388
-1%
$197,442
-3%
2022
$3,429
1%
$203,365
4%
2021
$3,388
5%
$194,716
2%
2019
$3,218
5%
$190,339
2%
2018
$3,063
1%
$186,790
2%
2017
$3,028
1%
$182,949
2%
2016
$2,993
-1%
$179,187
1%
2015
$3,024
-1%
$177,942
1%
2014
$3,057
-2%
$176,530
-1%
2013
$3,110
—
$178,376
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 8620 SW 185th Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Cutler Realty, Inc.

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8620 SW 185th Ter, Cutler Bay, FL 33157 (MLS# A11979496) is a Single Family property with 4 bedrooms and 2 full bathrooms. 8620 SW 185th Ter is currently listed for $825,000 and was received on March 09, 2026. Want to learn more about 8620 SW 185th Ter? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

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