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$615,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,760 Sq. Ft.
  • Updated 1 day ago

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Open House: 12:00 PM - 2:00 PM

Sunday 3/15 12:00 PM - 2:00 PM

8820 SW 223rd Ter,Cutler Bay, FL 33190

8820 SW 223rd TerCutler BayFL33190

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Welcome to The Isles at Bayshore - one of Cutler Bay's most sought-after guard-gated communities, where lakefront living meets resort-style comfort. This beautifully updated home offers a split bedroom plan with water views from multiple living areas, soaring high ceilings, and abundant natural light framed by custom window treatments throughout. Inside, you'll find all-new appliances, recent A/C replacement, and thoughtful upgrades that make this home truly move-in ready. The back porch is a perfect perch for the birdwatching this area is known for - or head to the community's Olympic-sized pool, fitness center, and clubhouse just moments away. Cutler Bay is a buzzing, family-friendly town. Golf carts aren't just allowed here, they're a way of life. You'll spot families cruising to the park and neighbors heading out for weekend errands. It's the kind of laid-back, community-first vibe that's genuinely hard to find this close to a major city. Black Point Marina is five minutes away, offering fishing, diving, and waterfront dining. Biscayne National Park, Old Cutler Road, and the Florida Turnpike are all within easy reach - giving you that rare combination of serene, natural surroundings with effortless access to everything South Florida has to offer. The area is served by highly regarded Miami-Dade public schools. With 24/7 gated security, a welcoming atmosphere, and a town that truly feels like a community, this is South Florida living at its finest.

Full Property Details for 8820 SW 223rd Terrace

General

  • Price: $615,000
  • HOA FEE: $93/month
  • Taxes: $6,119 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A11979773
  • Updated: 3/10/2026
  • Added to Site: 2 day(s) ago

Interior

  • Interior Features: First Floor Entry, Entrance Foyer, Pantry, Split Bedroom, Utility Room/Laundry
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Electric Range, Refrigerator, Washer
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bedroom Ground Level

Other Rooms

  • Living Room: Utility Room/Laundry Sq. Ft.
  • Dining Room: Dining/Living Room, Snack Bar/Counter
  • Laundry: Utility Room/Laundry

Additional Information

  • Shared Pool: Yes
  • Maint. Includes: Maintenance Incl Common Area, Maintenance Incl Rec Facilities, Maintenance Incl Security

Exterior

  • Deck/Patio: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Driveway, Paver Block

Location

  • Area: Lakes By The Bay Kaye
  • County: Miami-Dade County
  • Subdivision: LAKES BY THE BAY KAYE
  • Building Name: LAKES BY THE BAY KAYE
  • Direction Faces: North

Community

  • Community Name: Lakes By The Bay Kaye
  • Gated community: Yes
  • Association: Yes
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Other

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, One Story
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: Concrete Block Construction
  • Roof: Curved/S-Tile Roof
  • Windows: Clear Impact Glass, Partial Accordian Shutters, Partial Panel Shutters/Awnings, Hurricane Shutters, Blinds, Plantation Shutters
  • Doors: High Impact Doors
  • Entry Location: Foyer
  • Building Size: 2000
  • Square Feet: 1,760
  • Living Area: 1,760 Sq. Ft.
  • Year Built: 2004

Lot Features

  • Property View: Lake
  • Lot Size (Sq. Ft.): 5,000
  • Frontage Feet: 50
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: 100
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: WF/No Ocean Access, Lake

Financial Considerations

  • Price Per Sq. Ft.: $349.43
  • Association Fee: $93
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $6,119
  • Tax Year: 2025
  • Terms: All Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: LAKES BY THE BAY KAYE PB 161-95 T-20976 LOT 29 BLK 2 LOT SIZE 5000 SQ FT FAU 30 6016 000 0020 COC 23691-0190 07 2005 1 F/A/U 30-6016-013-042
  • Restrictions: Assoc Approval Required
  • Inclusions: None
  • Property ID: 36-60-16-013-0420

Listed by Miami Portfolio Collection

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— 8820 SW 223rd Terrace —

  • Miami Portfolio Collection

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 8820 SW 223rd Terrace

School District:Dade County School District
NameGradesDistance
Dr. Edward L. Whigham Elementary School
21545 Southwest 87th Avenue, Cutler Bay, FL 33189
PK-50.4 mi
Cutler Bay Middle
19400 Gulfstream Road, Cutler Bay, FL 33157
6-82.1 mi
Miami Southridge Senior High School
19355 Southwest 114th Avenue, Miami, FL 33157
9-123.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 8820 SW 223rd Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/10/2026
Listed
$615,000
161.7%
MLS
8/21/2014
Sold
$235,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 8820 SW 223rd Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,374
2%
$231,682
3%
2024
$6,263
5%
$225,153
3%
2023
$5,976
4%
$218,596
6%
2021
$5,745
-1%
$206,049
-3%
2022
$5,820
1%
$212,230
4%
2021
$5,745
9%
$203,205
2%
2019
$5,284
3%
$198,637
2%
2018
$5,130
-3%
$194,934
2%
2017
$5,275
8%
$190,925
2%
2016
$4,898
—
$186,999
1%
2015
$4,903
-12%
$185,700
12%
2014
$5,598
4%
$165,473
10%
2013
$5,382
—
$150,430
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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8820 SW 223rd Ter, Cutler Bay, FL 33190 (MLS# A11979773) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 8820 SW 223rd Ter is currently listed for $615,000 and was received on March 10, 2026. Want to learn more about 8820 SW 223rd Ter? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

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