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$218,500
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Property Description
Located in the gated Terrace Ridge community, this fully furnished third-floor condominium offers exceptional flexibility - ideal as a short-term rental, long-term investment, winter retreat, or affordable full-time residence. Positioned on the quiet side of an elevator-serviced building, this unit enjoys peaceful wooded views from every room - no parking lot exposure here. The bright, open living space features comfortable leather recliners and a sleeper sofa, flowing seamlessly to a spacious dining area with sliding glass doors leading to a private balcony. A built-in desk nook adds practical space for remote work or managing bookings. The kitchen is fully equipped and move-in ready, offering generous cabinet storage, a full-size pantry, and direct access to the interior laundry room (washer and dryer included). The hot water heater was replaced in August 2025, and the AC has recently been serviced - providing added peace of mind. The split-bedroom floor plan maximizes privacy. The primary suite includes two walk-in closets - one designed as an owner lock-off - and an en-suite bath featuring both a walk-in shower and tub/shower combination. The second bedroom is privately situated off its own hallway with access to a full second bath, making it ideal for guests, roommates, or tenants. Terrace Ridge residents enjoy a resort-style pool, clubhouse, and fitness center - all included in a very reasonable HOA fee that also covers water, trash, cable, and high-speed internet. With only electricity as your additional monthly utility, operating costs remain impressively low - a key advantage for both investors and full-time owners. Just minutes from Publix, Aldi, shopping, dining, and with easy access to I-4 and SR 429, this location offers convenience without sacrificing tranquility. Qualified buyers may receive a 1-year interest rate buydown for the first year paid by the Seller's preferred lender (subject to credit approval and program availability). Call today for details and current rental potential.
Full Property Details
Full Property Details for 422 Terrace Ridge Cir #422
General
- Price: $218,500
- HOA FEE: $567/month
- Taxes: $2,703 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: O6303919
- Updated: 2/20/2026
- Added to Site: 293 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Furnishings: Furnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Balcony, Sliding Doors
Location
- Area: 33896 - Davenport / Champions Gate
- County: Polk
- Development Name: 33896 - Davenport / Champions Gate
- Subdivision: TERRACE RIDGE AT TOWN CENTER EAST CONDO
- Driving Directions: I-4 to Exit 58. East on CR 532 approx 1 mile to Old Lake Wilson Road, turn right (South). Turn left onto Town Center Blvd and right onto Terrace Ridge Circle Gate code needed. After gate, turn right to Building 4 on right side.
- Direction Faces: Southwest
School Information
- Elementary School: Loughman Oaks Elem
- Middle School: Boone Middle
- High School: Davenport High School
Community
- Community Name: 33896 - Davenport / Champions Gate
- Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - No Guard, Playground, Pool
- Association: Yes
- Assoc. Name: Blue Sky Prop Mgmt
- Assoc. Fees Include: Cable TV, Community Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pest Control, Sewer, Trash, Water
- Pet Restrictions: See HOA Docs, / 35lbs.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,261
- Sq. Ft. Source: Public Records
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.02
- Lot Size (Sq. Ft.): 684
- Lot Size: 684
- Street/Road Desc.: Asphalt
Financial Considerations
- Association Fee: $567
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $2,703
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: TERRACE RIDGE AT TOWN CENTER EAST, A CONDOMINIUM OR 6192 PGS 1845 THRU 1901 UNIT 237 & AN UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
- Flood Zone Info: X
- APN: 272602701011002370
- Property ID: 272602701011002370
Listed by Premier Sothebys Int'l Realty
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Schools
Schools serving 422 Terrace Ridge Cir #422
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Loughman Oaks Elementary School 4600 U.S. Highway 17-92 North, Davenport, FL 33837 | PK-5 | 2.5 mi |
Shelley S. Boone Middle School 225 South 22nd Street, Haines City, FL 33844 | 6-8 | 10.5 mi |
Davenport High School 1915 South Floral Avenue, Bartow, FL 33830 | 9-12 | 30.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 422 Terrace Ridge Cir #422
Date
Details
Price
Change
Source
8/29/2025
Price Reduced
$218,500
-0.23%
MLS
5/07/2025
Listed
$219,000
-0.9%
MLS
12/14/2022
Sold
$221,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 422 Terrace Ridge Cir #422
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,418
-12%
$187,000
-5%
2024
$2,753
-4%
$197,000
-3%
2023
$2,857
67%
$203,000
71%
2021
$1,710
-12%
$118,500
-25%
2022
$1,951
14%
$157,500
42%
2021
$1,710
33%
$111,000
41%
2017
$1,284
—
$78,915
-10%
2017
$1,284
—
$88,000
-3%
2016
$1,284
18%
$90,500
53%
2015
$1,091
-25%
$59,290
-32%
2019
$1,449
36%
$86,807
61%
2014
$1,063
19%
$53,900
10%
2013
$890
—
$49,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 422 Terrace Ridge Cir #422
422 Terrace Ridge Circle #422, Davenport, FL 33896 (MLS# O6303919) is a Condo property with 2 bedrooms and 2 full bathrooms. 422 Terrace Ridge Circle #422 is currently listed for $218,500 and was received on May 07, 2025. Want to learn more about 422 Terrace Ridge Circle #422? Do you have questions about finding other Condo real estate for sale in Davenport? You can browse all Davenport real estate or contact a Coldwell Banker agent to request more information.

