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$420,000
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Property Description
**This property qualifies for a closing cost credit up to $6,500 through the Seller's preferred lender.** Welcome to a warm and inviting single-family retreat nestled in the heart of Davenport. This beautifully maintained 5-bedroom, 3-bathroom home with a 2-car garage offers the perfect blend of space, style, and comfort, creating an ideal setting for both quiet moments and joyful gatherings. As you step through the elegant front door flanked by dual sidelights, you're greeted by a welcoming foyer that offers a sneak peek of the heart of the home. To the right, the formal dining room boasts a tray ceiling and easy access to the kitchen, making it perfect for special occasions or intimate dinners. To the left, a hallway leads to the garage, laundry room, and a convenient full bathroom with a stand-in shower-ideal for guests or busy mornings. The renovated kitchen is a true centerpiece, featuring warm wood cabinetry, butcher block countertops, stainless steel appliances, and a breakfast bar perfect for casual meals or morning coffee. Just beyond the kitchen lies a sunlit breakfast nook surrounded by windows that frame lovely views of the patio and pool. Throughout the home, you'll find new flooring both upstairs and downstairs, adding a fresh, modern touch and complementing the home's inviting character. High ceilings and an open layout give the living room a sense of airiness and space, with large windows that pour in natural light. An accent wall draws the eye to the staircase, which leads to the second floor, where you'll find three cozy, carpeted bedrooms-all with built-in closets-and a full bathroom with a tub/shower combo. The primary suite is tucked just off the living room on the main floor, offering a peaceful retreat with French doors, backyard views, and a spa-like ensuite featuring a drop-in soaking tub, separate walk-in shower, and dual vessel sinks. Step outside and discover your personal oasis. The screened-in inground pool invites you to relax and unwind, while the spacious patio area is perfect for entertaining. Beyond the screen, a fully fenced backyard with a grassy area provides a safe play space or the perfect canvas for your garden dreams. This home is located in a short-term rental community, making it an excellent option not only as a primary residence or vacation home, but also as a smart investment property. From its thoughtful layout to its stylish upgrades, warm finishes, and outdoor sanctuary, 432 Downing Circle is more than just a house-it's a place to call home.
Full Property Details
Full Property Details for 432 Downing Cir
General
- Price: $420,000
- HOA FEE: $41/month
- HOA FEE FREQ.: Annually
- Taxes: $2,856 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6327945
- Updated: 12/30/2025
- Added to Site: 183 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 11
- Interior Features: Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Wine Refrigerator
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Basketball Court, Playground, Pool, Tennis Court(s)
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Screen Enclosure
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Sidewalk
- Deck/Patio: Front Porch, Screened
- Porch/Patio/Deck: Front Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway
Location
- Area: 33897 - Davenport
- County: Polk
- Development Name: 33897 - Davenport
- Subdivision: LAKE DAVENPORT ESTATES
- Driving Directions: Take ramp onto I-4 W (SR-400) toward Tampa. Take the left exit onto I-4 Express Ln. Continue on I-4 W (SR-400). Take exit 64 toward Magic Kingdom onto US-192 W (W Irlo Bronson Memorial Hwy). Turn left onto Westside Blvd. Turn right onto Florence Villa Grove Rd. Turn right onto Downing Cir.
- Direction Faces: West
School Information
- Elementary School: Citrus Ridge
- High School: Davenport High School
Community
- Community Name: 33897 - Davenport
- Community Features: Playground, Pool, Tennis Court(s)
- Optional Amenities: Basketball Court, Playground, Pool, Tennis Court(s)
- Association: Yes
- Assoc. Name: Artemis Lifestyle
- Pet Restrictions: Buyer to verify with HOA
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block, Wood Frame
- Roof: Shingle
- Windows: Blinds
- Stories/Levels: Two
- Square Feet: 2,269
- Sq. Ft. Source: Public Records
- Year Built: 1997
Lot Features
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,495
- Lot Size: 6495
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Wood
Financial Considerations
- Association Fee: $495
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $2,856.95
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LAKE DAVENPORT ESTATES WEST PHASE TWO PB 101 PGS 28 & 29 LOT 233
- Flood Zone Info: X
- APN: 262512999976002330
- Property ID: 262512999976002330
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Schools
Schools serving 432 Downing Cir
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Citrus Ridge: A Civics Academy 1775 Sand Mine Road, Davenport, FL 33897 | PK-5 | 1 mi |
Davenport High School 1915 South Floral Avenue, Bartow, FL 33830 | 9-12 | 32.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 432 Downing Cir
Date
Details
Price
Change
Source
11/12/2025
Price Reduced
$420,000
-2.33%
MLS
9/09/2025
Price Reduced
$429,999
-1.83%
MLS
7/17/2025
Listed
$438,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 432 Downing Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,857
7%
$208,725
3%
2023
$2,674
4%
$202,646
6%
2021
$2,583
—
$191,014
-3%
2022
$2,582
—
$196,744
4%
2021
$2,583
2%
$188,377
2%
2019
$2,520
-12%
$184,142
3%
2017
$2,867
—
$178,743
6%
2017
$2,867
16%
$169,333
10%
2016
$2,461
4%
$154,487
32%
2015
$2,376
11%
$116,917
10%
2014
$2,145
16%
$106,288
10%
2013
$1,856
—
$96,625
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 432 Downing Cir
432 Downing Circle, Davenport, FL 33897 (MLS# O6327945) is a Single Family property with 5 bedrooms and 3 full bathrooms. 432 Downing Circle is currently listed for $420,000 and was received on July 17, 2025. Want to learn more about 432 Downing Circle? Do you have questions about finding other Single Family real estate for sale in Davenport? You can browse all Davenport real estate or contact a Coldwell Banker agent to request more information.

