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$1,875,000 Just Listed

  • For Sale
  • Active
  • Duplex
  • 4 Beds
  • 4 Full Baths
  • 2,544 Sq. Ft.
  • Updated 19 hours ago
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Rare canal-front duplex on Duck Key's prestigious Indies Canal with 70 feet of new composite dockage, sweeping canal views, and deep-water access to both the Gulf and Atlantic. New roof, new AC, and precast concrete construction throughout -- this is a solid, storm-ready build with significant insurance advantages over at-grade alternatives and no deferred maintenance surprises. Two self-contained side-by-side units, each 2BD/2BA with in-unit washer/dryer, private canal-view balcony, open floor plan, and under-house storage. Unit 1 is fully renovated -- granite counters, stainless appliances, new Kitchenaide soft close cabinetry, updated baths, tile floors throughout. Unit 2 features upgraded tile floors and a bright open canvas with kitchen and baths ready for your finish. The options here are unusually flexible: rent both units for strong 28-day vacation rental income, live in one and let the other pay your carry, or convert the entire structure to a single-family waterfront compound -- there's even room for a pool. That kind of optionality, in a precast concrete above-flood building with a new roof and new dock, simply does not exist elsewhere on Duck Key. Monroe County 28-day minimum rental applies. Sold as a complete duplex; cannot be split. No required HOA.

Full Property Details for 126 N Indies Dr

General

  • Price: $1,875,000
  • HOA FEE: $29/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $13,246 (2025)
  • Status: Active
  • Type: Duplex
  • Source: 927
  • MLS ID: 620609
  • Updated: 7/13/2026
  • Added to Site: 1 day(s) ago

Interior

  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Microwave, More Appliances, Oven, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Deck/Patio: Screened Patio, Deck
  • Porch/Patio/Deck: Screened Patio, Deck

Parking

  • Parking Features: Carport

Location

  • Area: 20 - Duck Key, Coral Key, Conch Key
  • County: Monroe
  • Subdivision: Toms Harbor (61.0)
  • Driving Directions: MM 61 126 Indies Drive N.

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS, Concrete
  • Square Feet: 2,544
  • Sq. Ft. Source: Tax Records
  • Year Built: 1981

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,608
  • Lot Size Source: Tax Records
  • Lot Dimensions: 70 Waterfront x 100 x 80 x 102
  • Zoning: ISM - Improved Sub Masonry

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $350
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $13,246.52
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: BK 2 LT 71 DUCK KEY CENTER ISLAND SEC-2 PART-1 TOMS HARBOR PB5-82
  • Flood Zone: AE, AE
  • APN: 00379400-000000

Listed by Florida Keys Real Estate Group, Brenner Scheel Casey (305) 783-3395

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Listing agent

— 126 N Indies Dr —

  • Brenner Scheel Casey

    Florida Keys Real Estate Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 126 N Indies Dr

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Stanley Switlik Elementary School
3400 Overseas Highway, Marathon, FL 33050
PK-512.1 mi
Marathon School
350 Sombrero Beach Road, Marathon, FL 33050
6-1211.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 126 N Indies Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/13/2026
Listed
$1,875,000
1775%
MLS
2/24/2015
Sold
$100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 126 N Indies Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$12,878
—
$1,467,613
-4%
2024
$12,878
8%
$1,524,618
5%
2023
$11,940
20%
$1,452,660
55%
2021
$9,912
-10%
$939,322
-28%
2022
$10,996
11%
$1,305,215
50%
2021
$9,912
13%
$871,889
32%
2019
$8,769
11%
$658,533
9%
2018
$7,907
4%
$604,468
-24%
2017
$7,587
18%
$796,603
59%
2016
$6,418
5%
$502,361
11%
2015
$6,141
—
$454,146
4%
2014
$6,167
-1%
$436,812
5%
2013
$6,236
—
$416,273
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 126 N Indies Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Florida Keys Real Estate Group, Brenner Scheel Casey (305) 783-3395

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126 N Indies Drive, Duck Key, FL 33050 (MLS# 620609) is a Duplex property with 4 bedrooms and 4 full bathrooms. 126 N Indies Drive is currently listed for $1,875,000 and was received on July 13, 2026. Want to learn more about 126 N Indies Drive? Do you have questions about finding other Duplex real estate for sale in Duck Key? You can browse all Duck Key real estate or contact a Coldwell Banker agent to request more information.

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