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$1,199,999
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Property Description
Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that's a chef's delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you'll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you're just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida's Nature Coast. Don't miss this rare opportunity to own a piece of Rainbow River paradise-schedule your private tour today!
Full Property Details
Full Property Details for 10801 SW 185th Ter
General
- Price: $1,199,999
- Taxes: $4,593 (2023)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8418268
- Updated: 8/17/2025
- Added to Site: 155 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 6
- Interior Features: Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat, Window Treatments
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- Flooring: Brick/Stone, Carpet
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Other Rooms
- Laundry: Inside, Laundry Room
Exterior
- Exterior Features: French Doors, Outdoor Shower
Location
- Area: 34432 - Dunnellon
- County: Marion
- Development Name: 34432 - Dunnellon
- Subdivision: RIO VISTA
- Driving Directions: From US 41 take SW 99th Ave east towards the river. Cross railroad tracks and stay right. Follow the curve to the right and proceed to SW 185th Terr on left to address.
- Direction Faces: South
Community
- Community Name: 34432 - Dunnellon
- Association: Yes
- Assoc. Name: Bill Schulz
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: RAINBOW RIVER
- Water: Public
- Utility Description: Public
Structural Information
- Exterior Const.: HardiPlank Type, Wood Frame
- Roof: Metal
- Stories/Levels: One
- Square Feet: 520
- Sq. Ft. Source: Public Records
- Year Built: 2008
Lot Features
- Lot Size (Acres): 0.32
- Lot Size (Sq. Ft.): 13,939
- Lot Size: 13939
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water Access: Yes
- Water Access Desc: River
- Water Extras: Yes
- Water Front Name: RAINBOW RIVER
- Water Front Desc.: River Front
Financial Considerations
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Optional
- Tax Amount: $4,593
- Tax Year: 2023
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SEC 30 TWP 16 RGE 19 PLAT BOOK K PAGE 046 RIO VISTA REPLAT BLK A LOT 10
- Flood Zone Info: AE
- APN: 3483001010
- Property ID: 3483001010
- Block/Lot/Section: A
Listed by Equity Realty Suncoast
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Schools
Schools serving 10801 SW 185th Ter
School District:Marion County School District
| Name | Grades | Distance |
|---|---|---|
Dunnellon Elementary School 10235 Southwest 180th Avenue Road, Dunnellon, FL 34432 | PK-5 | 0.8 mi |
Dunnellon Middle School 21005 Chestnut Street, Dunnellon, FL 34431 | 6-8 | 2.6 mi |
Dunnellon High School 10055 Southwest 180th Avenue Road, Dunnellon, FL 34432 | 9-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10801 SW 185th Ter
Date
Details
Price
Change
Source
8/17/2025
Listed
$1,199,999
166.67%
MLS
10/05/2007
Sold
$450,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10801 SW 185th Ter
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,425
18%
$281,743
10%
2023
$4,593
9%
$256,130
-4%
2022
$4,206
10%
$265,661
21%
2021
$3,826
—
$219,140
14%
2021
$3,826
9%
$192,434
1%
2019
$3,501
7%
$191,396
4%
2018
$3,262
2%
$184,378
2%
2017
$3,206
-10%
$180,376
-5%
2016
$3,545
12%
$190,858
10%
2015
$3,159
5%
$173,507
—
2014
$3,007
2%
$173,285
—
2013
$2,962
—
$172,711
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10801 SW 185th Ter
10801 SW 185th Terrace, Dunnellon, FL 34432 (MLS# TB8418268) is a Single Family property with 1 bedroom and 1 full bathroom. 10801 SW 185th Terrace is currently listed for $1,199,999 and was received on August 17, 2025. Want to learn more about 10801 SW 185th Terrace? Do you have questions about finding other Single Family real estate for sale in Dunnellon? You can browse all Dunnellon real estate or contact a Coldwell Banker agent to request more information.

