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$374,999
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Property Description
Virtually Staged. Pond-Front Ellenton Home with 5.5% VA Assumable Loan - No CDD, Flood Zone X, 500 Sq Ft Screened Lanai Take over a 5.5% VA assumable loan on a pond-front home with no CDD, Flood Zone X, and about 70 feet of water frontage. Set in Covered Bridge Estates, 6223 Rock Creek Circle offers 3 bedrooms, 2 baths, 2,206 sq ft of living area, and 3,136 total sq ft under roof, plus roughly 500 sq ft of screened lanai that extends your living space outdoors. The home is built around light and water views. Soaring ceilings, oversized windows, and multiple sliding glass doors open the interior to the pond beyond. A true split-bedroom plan gives you two separate living areas: a formal living and dining room at the front, and a family room that opens to the kitchen and breakfast nook, where everyday life happens. The updated kitchen has new countertops, stainless steel appliances, plenty of prep space, and a large picture window over the sink facing the water. Sliders from the breakfast area lead straight to the screened lanai, so morning coffee, dinner outside, and weekend entertaining all happen with a view. The primary suite sits privately on its own side of the home. It has an oversized walk-in closet and an en-suite bath with dual vanities, a garden tub, a separate walk-in shower, and a private water closet. The two additional bedrooms and full bath are on the opposite side, which works well for guests, a home office, or quiet space. Several big-ticket items are already done: 2020 roof 2024 five-ton HVAC on a new hurricane-rated pad 2016 50-gallon water heater HOA dues are about $92 per month, with no annual CDD assessment. Flood Zone X generally means flood insurance is not federally required for most mortgages; buyers should confirm requirements with their own lender and insurance agent. Covered Bridge Estates offers a clubhouse, resort-style pool, fitness center, tennis and basketball courts, a playground, walking trails, and lakes throughout. RV storage, boat parking, and overflow parking are available for an additional fee. Community events include weekly Thursday food trucks. Quick I-75 access puts you about: 6 minutes from Ellenton Premium Outlets 10 minutes from Publix 15 minutes from Detwiler's Farm Market 25 minutes from Sarasota-Bradenton International Airport 30 minutes from downtown Sarasota 35-40 minutes from Anna Maria Island and downtown St. Petersburg, traffic depending In addition to the VA assumption opportunity, the seller's preferred lender is offering a credit toward a first-year rate buydown, subject to lender terms and buyer qualification. Schedule your private tour of 6223 Rock Creek Circle today.
Full Property Details
Full Property Details for 6223 Rock Creek Cir
General
- Price: $374,999
- HOA FEE: $92/month
- Taxes: $4,221 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8545392
- Updated: 10/6/2026
- Added to Site: 48 day(s) ago
Rental Information
- Min. Lease: 8-12 Months
Interior
- Number of Rooms: 5
- Interior Features: Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Basketball Court, Clubhouse, Fitness Center, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
Exterior
- Exterior Features: Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors
- Deck/Patio: Covered, Enclosed, Front Porch, Porch, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Enclosed, Front Porch, Porch, Rear Porch, Scre
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 34222 - Ellenton
- County: Manatee
- Development Name: 34222 - Ellenton
- Subdivision: COVERED BRIDGE ESTATES PH 1
- Driving Directions: Take Exit 224 for US-301 toward Ellenton/Palmetto. Head East on US-301 toward the Ellenton Premium Outlets. Turn Left onto 60th Ave E (just past the outlet mall area). Continue north on 60th Ave E and turn Right onto Mendoza Rd. Drive roughly 0.3 miles and turn Left at the main Covered Bridge Estates entrance onto 64th Ave E. Turn Left onto 39th Circle E.Take your first Left onto Rock Creek Circle. Follow the circle around—the home will be on your left overlooking the pond
- Direction Faces: East
School Information
- Elementary School: Virgil Mills Elementary
- Middle School: Buffalo Creek Middle
- High School: Palmetto High
Community
- Community Name: 34222 - Ellenton
- Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Golf Carts OK, Park, Playground, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
- Optional Amenities: Basketball Court, Clubhouse, Fitness Center, Lobby Key Required, Park, Pickleball Court(s), Playground, Poo
- Association: Yes
- Assoc. Name: Covered Bridge Derek Draper
- Assoc. Fees Include: Community Pool, Pool Maintenance, Recreational Facilities
- Pet Restrictions: Contact HOA for any restrictions.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: COMMUNITY POND
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Street Lights, Underground Utilities, Water Available, Water
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Drapes, Shades
- Stories/Levels: One
- Square Feet: 2,206
- Sq. Ft. Source: Public Records
- Year Built: 1999
Lot Features
- Property View: Water
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,701
- Lot Size: 7701
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Pond
- Water Front Name: COMMUNITY POND
- Water Front Desc.: Pond
Financial Considerations
- Association Fee: $92
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $4,221
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 61 COVERED BRIDGE ESTATES, UNIT 1, A SUBD PI#7465.1305/9
- Flood Zone Info: X
- APN: 746513059
- Property ID: 746513059
Listed by Keller Williams On The Water S
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Schools
Schools serving 6223 Rock Creek Cir
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Virgil Mills Elementary School 7200 69th Street East, Palmetto, FL 34221 | PK-5 | 2.1 mi |
Buffalo Creek Middle School 7320 69th Street East, Palmetto, FL 34221 | 6-8 | 2.1 mi |
Palmetto High School 1200 17th Street West, Palmetto, FL 34221 | 9-12 | 4.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 6223 Rock Creek Cir
Date
Details
Price
Change
Source
9/08/2026
Listed
$374,999
-0.79%
MLS
5/05/2023
Sold
$378,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 6223 Rock Creek Cir
Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,765
-38%
$325,509
-8%
2024
$4,463
61%
$353,603
58%
2023
$2,765
3%
$223,325
6%
2021
$2,679
—
$210,505
-3%
2022
$2,685
—
$216,820
4%
2021
$2,679
-2%
$207,599
-2%
2019
$2,737
92%
$212,040
-1%
2017
$1,429
—
$214,449
68%
2017
$1,429
—
$127,981
2%
2016
$1,425
-1%
$125,349
1%
2015
$1,441
1%
$124,478
1%
2014
$1,432
1%
$123,490
2%
2013
$1,422
—
$121,665
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 6223 Rock Creek Cir
6223 Rock Creek Circle, Ellenton, FL 34222 (MLS# TB8545392) is a Single Family property with 3 bedrooms and 2 full bathrooms. 6223 Rock Creek Circle is currently listed for $374,999 and was received on September 08, 2026. Want to learn more about 6223 Rock Creek Circle? Do you have questions about finding other Single Family real estate for sale in Ellenton? You can browse all Ellenton real estate or contact a Coldwell Banker agent to request more information.

