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$636,000
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Property Description
This isn't your typical Bella Terra floor plan. Offering nearly 2,800 sq ft, this Chelsea Flex layout features 3 bedrooms plus a den, a spacious loft, and 3 full bathrooms including a pool bath with easy 4th bedroom potential. This is ideal for buyers who need flexible space to live, work and spread out without sacrificing connection. From the moment you enter, you'll notice soaring ceilings, oversized windows, and abundant natural light. The open layout flows seamlessly from the main living area to the kitchen and out to the lanai, creating the perfect setup for both everyday living and entertaining. The kitchen features custom wood cabinetry, solid surface counters, updated backsplash, and a breakfast bar that naturally becomes the heart of the home. Upstairs, the spacious loft overlooks the main living area and offers flexible use as a second living space, office, or guest retreat. The primary suite is private and inviting with a tray ceiling, well-appointed bath, and private balcony. Need more space? This floor plan offers two simple options for a 4th bedroom-enclose the loft (original design intent) or convert the downstairs den into a guest suite or office. Step outside to your solar-heated pool and spa, expansive covered lanai, and full pool bath-a true Florida outdoor living setup that's private, spacious, and ideal year-round. Major updates already done: Roof (2019) | AC (2021) | Water Heater (2024) Located in the highly desirable Bella Terra gated community with resort-style amenities including a clubhouse, pool, fitness center, tennis, pickleball, and a full social calendar. Conveniently close to the entrance and just minutes to Estero, Bonita Springs, shopping, dining, and Gulf beaches. Homes with this layout, space, and flexibility don't come along often. One or more photo(s) has been virtually staged, AI generated or rendered (two twilight shots front and back of the home).
Full Property Details
Full Property Details for 20291 Torre Del Lago St
General
- Price: $636,000
- HOA FEE: $79/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 226010983
- Updated: 5/3/2026
- Added to Site: 45 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Split Bedrooms, Great Room, Den - Study, Loft, Wired for Data, Cathedral Ceiling(s), Entrance Foyer, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self-Cleaning Oven, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Upstairs
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Dining - Family, Eat-in Kitchen
- Laundry: Inside
Additional Information
- Shared Amenities: Basketball, Bike And Jog Path, Bocce Court, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Solar Heat
- Spa: Yes
- Spa Description: In Ground, Heated (Solar)
- Tennis: Yes
- Security/Safety: Security System, Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Garage Door Opener, Attached
Location
- Area: ES03 - Estero
- County: Lee
- Subdivision: BELLA TERRA
- Building Name: BELLA TERRA
- Driving Directions: Show card and license to guard at gate and once past first roundabout, make first right onto Torre Del Lago and follow to 20291 on your left.
- Direction Faces: Northwest
School Information
- Elementary School: CHOICE
- Middle School: CHOICE
- High School: CHOICE
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet, Irrigation Water, Maintenance Grounds, Pest Control Exterior, Street Lights
- Units Assoc/Comm: 1899
- Pets Allowed: Yes
- Number of Pets: 2
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Single Hung, Sliding, Transom, Shutters - Manual, Window Coverings
- Entry Floor Number: 2
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 2,763
- Sq. Ft. Source: Developer Brochure
- Living Area: 2,763 Sq. Ft.
- Year Built: 2004
Lot Features
- Property View: Preserve
- Lot Size (Acres): 0.209
- Lot Size (Sq. Ft.): 9,104
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 61 x 61 x 150 x 150
- Frontage Feet: 61
- Irrigation System: Lake/Canal
- Lot Features: Regular
- Zoning: RPD
- Lot Description: Regular
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Association Fee: $238
- Assoc Fee Freq.: Quarterly
- Other Assoc Fees: $573
- Application Fee: $175
- Other Fee Freq.: Quarterly
- One Time Other Fee: $250
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: BELLA TERRA UNIT ONE PB 77 PG 84 BLK C LOT 6
- Property ID: 29-46-26-E2-0100C.0060
- Section: 29
- Block: C
- Lot Number: 6
Listed by Royal Shell Real Estate, Inc.
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Schools
Schools serving 20291 Torre Del Lago St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pinewoods Elementary School 11900 Stoneybrook Golf Drive, Estero, FL 33928 | K-5 | 2 mi |
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 4.3 mi |
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 6.1 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 4.6 mi |
Bonita Springs Middle Center For The Arts 10141 West Terry Street, Bonita Springs, FL 34135 | 6-8 | 7.7 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 4.5 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 6.1 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 9.8 mi |
Spring Creek Elementary School 25571 Elementary Way, Bonita Springs, FL 34135 | K-5 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20291 Torre Del Lago St
Date
Details
Price
Change
Source
3/19/2026
Listed
$636,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20291 Torre Del Lago St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,057
3%
$316,359
3%
2024
$4,904
2%
$307,443
3%
2023
$4,790
2%
$298,488
-7%
2021
$4,678
-3%
$319,787
10%
2022
$4,819
3%
$289,794
4%
2021
$4,678
—
$277,468
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20291 Torre Del Lago St
20291 Torre Del Lago St, Estero, FL 33928 (MLS# 226010983) is a Single Family property with 3 bedrooms and 3 full bathrooms. 20291 Torre Del Lago St is currently listed for $636,000 and was received on March 19, 2026. Want to learn more about 20291 Torre Del Lago St? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.

