Date
Details
Price
Change
Source
11/24/2025
Listed
$245,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$245,900
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Property Description
This beautifully maintained first floor residence in Villagio offers exceptional flexibility, featuring one bedroom plus a spacious den that works beautifully as an additional sleeping area or guest space. The den measures approximately 10 by 16 feet and includes a half bath and a full walk in closet, making it ideal for overnight guests, a private retreat, or a comfortable home office. The home enjoys a peaceful lake view and a quiet, inviting setting with an easy walk to community amenities. Pride of ownership is evident throughout. The water heater was replaced in 2021, the air conditioner in 2018, and a new walk in shower was installed in 2023. All appliances are newer, there are five ceiling fans, and the living room features an attractive updated window treatment that adds a polished finish. The open living area feels bright and relaxed, while the den provides excellent versatility to suit a variety of lifestyle needs. Villagio offers an impressive resort style lifestyle with two pools, a spa, tennis and pickleball courts, a fitness center, an on site cafe and sports bar, and a private movie theater with evening showings. A very important advantage is that this condominium is approved for FHA financing, a rare benefit that expands buyer options and adds long term value. The community is known for its peaceful atmosphere and friendly feel, with mature trees, lakes, and walkways creating a calm daily backdrop. The central plaza encourages social connection, while the cafe and sports bar are popular gathering spots, and the private theater remains a signature amenity enjoyed by residents. The location further enhances the appeal with close proximity to Coconut Point, Miromar Outlets, Gulf Coast Town Center, and a wide range of dining and entertainment, while the beaches, RSW International Airport, Florida Gulf Coast University, and Hertz Arena are all within an easy drive. A recent community special assessment of $1,422 for improvements and maintenance has been paid in full by the seller, providing added peace of mind for the next owner. With its flexible floor plan, well cared for interior, serene water view, thoughtful updates, and rare FHA approval, this home represents outstanding value for both full time and seasonal Southwest Florida living.
Full Property Details
Full Property Details for 20320 Estero Gardens Cir #104
General
- Price: $245,900
- HOA FEE: $580/month
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 225080935
- Updated: 1/4/2026
- Added to Site: 54 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Great Room, Den - Study, Wired for Data
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator with Icemaker, Washer
- Furnishings: Negotiable
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 1
Other Rooms
- Dining Room: Breakfast Bar, Dining - Family
Additional Information
- Shared Amenities: Barbecue (Picnic), Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Restaurant, See Remarks, Sidewalks, Street Lights, Tennis Court(s), Theater, Gated
- Tennis: Yes
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: None
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: Common, Driveway Paved, Paved, Garage Door Opener, Attached
Location
- Area: ES02 - Estero
- County: Lee
- Subdivision: VILLAGIO
- Building Name: VILLAGIO
- Driving Directions: Please reference Google Maps.
- Direction Faces: Northeast
School Information
- Elementary School: THREE OAKS ELEMENTARY SCHOOL
- Middle School: THREE OAKS MIDDLE SCHOOL
- High School: ESTERO HIGH SCHOO
Community
- Association: Yes
- Assoc. Fees Include: Legal/Accounting, Manager, Pest Control Exterior, Rec Facilities, Repairs, Reserve, Security, Sewer, Street Lights, Street Maintenance, Trash, Water
- Units Assoc/Comm: 514
- Pets Allowed: Yes
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 5
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Low Rise (1-3)
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Single Hung, Sliding
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,018
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,018 Sq. Ft.
- Year Built: 2006
Lot Features
- Property View: Water Feature
- Lot Size (Acres): 0.3299
- Lot Size (Sq. Ft.): 14,370
- Lot Size Source: Property Appraiser Office
- Frontage: Public Road
- Street/Road Desc.: Paved
- Irrigation System: Central
- Lot Features: Regular
- Lot Description: Regular
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Association Fee: $580
- Assoc Fee Freq.: Monthly
- Application Fee: $100
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Condo
- Legal Description: VILLAGIO AS DESC IN INST #2006-367721 PH 38 BLDG 38 UNIT 104
- Property ID: 26-46-25-E1-01038.0104
- Section: 26
Listed by Berkshire Hathaway FL Realty
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Listing agent
— 20320 Estero Gardens Cir #104 —
Berkshire Hathaway FL Realty
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20320 Estero Gardens Cir #104
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 0.9 mi |
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 3.4 mi |
Rayma C. Page Elementary School 17000 South Tamiami Trail, Fort Myers, FL 33908 | K-5 | 4.9 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 2 mi |
Bonita Springs Middle Center For The Arts 10141 West Terry Street, Bonita Springs, FL 34135 | 6-8 | 6.7 mi |
Lexington Middle School 16351 Summerlin Road, Fort Myers, FL 33908 | 6-8 | 8.7 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 1.6 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 5.6 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 7.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20320 Estero Gardens Cir #104
Tax History
Tax History for 20320 Estero Gardens Cir #104
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,013
-10%
$152,793
3%
2024
$1,120
5%
$148,487
3%
2023
$1,071
-11%
$144,162
6%
2021
$1,197
-1%
$135,886
-3%
2022
$1,206
1%
$139,963
1%
2021
$1,197
-2%
$137,955
2%
2019
$1,221
-2%
$134,853
—
2018
$1,252
-31%
$134,853
-1%
2017
$1,825
5%
$135,660
6%
2016
$1,732
11%
$127,797
18%
2015
$1,566
9%
$108,000
10%
2014
$1,437
5%
$97,800
3%
2013
$1,373
—
$95,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20320 Estero Gardens Cir #104
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Co-Listed by Sean Smuk (239) 404-2820
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20320 Estero Gardens Cir #104, Estero, FL 33928 (MLS# 225080935) is a Single Family property with 1 bedroom, 1 full bathroom and 1 partial bathroom. 20320 Estero Gardens Cir #104 is currently listed for $245,900 and was received on November 24, 2025. Want to learn more about 20320 Estero Gardens Cir #104? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.