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$519,000 Just Listed
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Property Description
Step into the breathtaking lake view and the serene elegance of this stunning private gem, perfectly nestled in the sought-after, resort-style community of Bella Terra. From the moment you arrive, you'll be captivated by the tranquil water vistas and the impeccable upgrades that make this home truly one of a kind. This 3-bedroom, 2-bathroom, 2-car garage retreat has been thoughtfully refreshed inside and out. The home boasts fresh paint throughout, both interior and exterior, creating a crisp and modern ambiance. The extended, re-screened lanai-now equipped with an anti-noseeum screen-offers the perfect space to unwind while enjoying nature's beauty. A brand-new tile floor and an expansive 10' x 20' paver patio invite you to entertain in style or relax under the open sky. Every detail has been considered, from the LED lighting to the recently replaced AC for year-round comfort. Living in Bella Terra means embracing a lifestyle of luxury and convenience. Your low HOA fees cover lawn maintenance, cable, Wi-Fi/internet, and access to a wealth of resort-style amenities-including a sparkling pool, fitness center, tennis courts, volleyball and much more. Don't miss your chance to own this exceptional home, where modern upgrades meet serene lakefront living. Schedule your private tour today and experience the beauty of Bella Terra firsthand! One or more photos has been virtually staged.
Full Property Details
Full Property Details for 20428 Torre Del Lago St
General
- Price: $519,000
- HOA FEE: $270/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,745 (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 226012211
- Updated: 3/20/2026
- Added to Site: 1 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Split Bedrooms, Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Inside
Additional Information
- Shared Amenities: Basketball, Barbecue (Picnic), Bike And Jog Path, Bocce Court, Clubhouse, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Internet Access, Library, Pickleball, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated
- Tennis: Yes
- Security/Safety: Smoke Detectors
Exterior
- Exterior Features: Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: ES03 - Estero
- County: Lee
- Subdivision: BELLA TERRA
- Building Name: BELLA TERRA
- Direction Faces: Southeast
School Information
- Elementary School: LEE COUNTY SCHOOL OF CHOICE
- Middle School: LEE COUNTY SCHOOL OF CHOICE
- High School: LEE COUNTY SCHOOL OF CHOICE
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet, Irrigation Water, Maintenance Grounds, Security, Street Lights, Street Maintenance, Trash
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: On-Site
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Single Hung, Sliding, Shutters - Manual
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,679
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,679 Sq. Ft.
- Year Built: 2005
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.268
- Lot Size (Sq. Ft.): 11,674
- Lot Size Source: Property Appraiser Office
- Irrigation System: Central
- Lot Features: Corner Lot
- Zoning: RPD
- Lot Description: Corner Lot
Water Features
- Water Front: Yes
- Water Front Desc.: Lake Front, Pond
- Lake Front: Yes
- Canal Width: None
Financial Considerations
- Association Fee: $811
- Assoc Fee Freq.: Quarterly
- Application Fee: $190
- Tax Amount: $5,745
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, Owner Will Carry
Disclosures and Reports
- Ownership: Single Family
- Legal Description: BELLA TERRA UNIT ONE PB 77 PG 84 BLK B LOT 27
- Property ID: 29-46-26-E2-0100B.0270
- Section: 29
- Block: B
- Lot Number: 27
Listed by RE/MAX Hallmark Realty
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Schools
Schools serving 20428 Torre Del Lago St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pinewoods Elementary School 11900 Stoneybrook Golf Drive, Estero, FL 33928 | K-5 | 1.9 mi |
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 4.2 mi |
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 6.1 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 4.6 mi |
Bonita Springs Middle Center For The Arts 10141 West Terry Street, Bonita Springs, FL 34135 | 6-8 | 7.5 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 4.4 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 5.9 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 9.9 mi |
Spring Creek Elementary School 25571 Elementary Way, Bonita Springs, FL 34135 | K-5 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20428 Torre Del Lago St
Date
Details
Price
Change
Source
3/20/2026
Listed
$519,000
12.83%
MLS
2/01/2024
Sold
$460,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20428 Torre Del Lago St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,284
33%
$328,983
81%
2024
$3,209
—
$182,216
3%
2023
$3,200
3%
$176,909
-26%
2021
$3,109
-5%
$240,546
40%
2022
$3,261
5%
$171,756
4%
2021
$3,109
—
$164,451
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20428 Torre Del Lago St
20428 Torre Del Lago St, Estero, FL 33928 (MLS# 226012211) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20428 Torre Del Lago St is currently listed for $519,000 and was received on March 20, 2026. Want to learn more about 20428 Torre Del Lago St? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.

