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$660,000
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Property Description
The ease of one-story living with the flexibility of bonus space when you need it...this is the best of both worlds. Proudly offered by its original owners, this exceptional Bella Terra home was thoughtfully designed so that nearly everything you need for everyday living is located on the first floor. The spacious primary suite, main living areas, kitchen, and outdoor living space are all downstairs, allowing you to enjoy the convenience of one-story living while still having the added flexibility of an expansive second-floor bonus room. Whether you envision a private guest retreat, home office, media room, fitness studio, playroom, or hobby space, the upstairs level adapts as your lifestyle changes without impacting how you live every day. Designed for comfort and peace of mind, the home features impact-resistant windows and doors throughout along with a whole-house Generac generator, providing security and confidence year-round and we are not located in a flood zone. Step outside to one of the largest screened lanais in Bella Terra, where stunning lake and preserve views create the perfect setting for morning coffee, outdoor dining, or relaxing with family and friends. This exceptional outdoor space is every bit as impressive as the home's interior. Bella Terra is one of Estero's most desirable gated communities, offering something many newer neighborhoods simply can't replicate: mature landscaping, towering trees, over 500 acres of lakes and preserves, and a true sense of community. Residents enjoy resort-style amenities including a clubhouse, resort-style pool and spa, fitness center, tennis, pickleball, basketball, volleyball, inline skating rink, playground, soccer and baseball fields, and miles of walking paths, all with HOA fees that remain remarkably competitive. Conveniently located near RSW International Airport, FGCU, Coconut Point, Miromar Outlets, Gulf beaches, and I-75, this home offers an exceptional combination of flexibility, security, and the established beauty that has made Bella Terra one of Estero's most sought-after communities.
Full Property Details
Full Property Details for 20480 Torre Del Lago St
General
- Price: $660,000
- HOA FEE: $79/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 226024946
- Updated: 7/19/2026
- Added to Site: 46 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Split Bedrooms, Great Room, Den - Study, Family Room, Home Office, Media Room, Built-In Cabinets, Wired for Data, Pantry, Tray Ceiling(s), Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Self-Cleaning Oven, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Sitting Area, Master BR Ground
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Eat-in Kitchen, Formal
- Laundry: Inside
Additional Information
- Shared Amenities: Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Electric Heat, Screen Enclosure
- Spa: Yes
- Spa Description: In Ground, Heated (Electric), Screened
- Tennis: Yes
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Balcony, Screened Balcony, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
Location
- Area: ES03 - Estero
- County: Lee
- Subdivision: BELLA TERRA
- Building Name: BELLA TERRA
- Driving Directions: Show card and license to guard at gate, follow Bella Terra Blvd past the first roundabout and make your first right onto Torre Del Lago and follow to 20480 on your right.
- Direction Faces: Southeast
School Information
- Elementary School: CHOICE
- Middle School: CHOICE
- High School: CHOICE
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet, Irrigation Water, Maintenance Grounds, Pest Control Exterior, Street Lights
- Units Assoc/Comm: 1899
- Pets Allowed: Yes
- Number of Pets: 2
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Impact Resistant, Sliding, Impact Resistant Windows
- Entry Floor Number: 1
- Stories/Levels: 2
- Stories in Building: 1
- Square Feet: 2,618
- Sq. Ft. Source: Developer Brochure
- Living Area: 2,618 Sq. Ft.
- Year Built: 2007
Lot Features
- Property View: Lake, Preserve
- Lot Size (Acres): 0.207
- Lot Size (Sq. Ft.): 9,016
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 60 x 60 x 150 x 150
- Frontage Feet: 60
- Irrigation System: Lake/Canal
- Lot Features: Regular
- Zoning: RPD
- Lot Description: Regular
Water Features
- Water Front: Yes
- Water Front Desc.: Lake Front
- Lake Front: Yes
- Canal Width: None
Financial Considerations
- Association Fee: $238
- Assoc Fee Freq.: Quarterly
- Other Assoc Fees: $573
- Application Fee: $190
- Other Fee Freq.: Quarterly
- One Time Other Fee: $250
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK B LOT 34
- Property ID: 29-46-26-E2-0200B.0340
- Section: 29
- Block: B
- Lot Number: 34
Listed by Royal Shell Real Estate, Inc.
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Schools
Schools serving 20480 Torre Del Lago St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pinewoods Elementary School 11900 Stoneybrook Golf Drive, Estero, FL 33928 | K-5 | 1.8 mi |
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 4.1 mi |
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 6 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 4.6 mi |
Bonita Springs Middle Center For The Arts 10141 West Terry Street, Bonita Springs, FL 34135 | 6-8 | 7.4 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 4.3 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 5.8 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 9.9 mi |
Spring Creek Elementary School 25571 Elementary Way, Bonita Springs, FL 34135 | K-5 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20480 Torre Del Lago St
Date
Details
Price
Change
Source
7/09/2026
Listed
$660,000
140.44%
MLS
2/24/2020
Sold
$274,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20480 Torre Del Lago St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,593
—
$288,344
3%
2025
$4,593
3%
$280,763
3%
2024
$4,453
2%
$272,850
3%
2023
$4,351
3%
$264,903
-24%
2021
$4,244
-3%
$346,784
35%
2022
$4,388
3%
$257,187
4%
2021
$4,244
—
$246,249
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20480 Torre Del Lago St
20480 Torre Del Lago St, Estero, FL 33928 (MLS# 226024946) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20480 Torre Del Lago St is currently listed for $660,000 and was received on July 09, 2026. Want to learn more about 20480 Torre Del Lago St? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.

