Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$650,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,738 Sq. Ft.
  • Updated 1 day ago
See This Home
Save This Home
See This Home
Save This Home
One or more photo(s) has been virtually staged, AI generated or rendered. "SALTLIFE" FISHING-BOATING-SUNSHINE! OLDE FLORIDA STYLE, UPGRADED ($100,000+/-) "COASTAL" 3 BEDROOM, DEN, 2 BATH COTTAGE (W/ NO WATER INTRUSION AFTER ANY HURRICANE)! Wake up to shimmering water views, MANATEES & DOLPHINS playing in your back yard, spend your afternoons boating & fishing, and end each day watching STUNNING sunsets!-THIS IS AFFORDABLE, LUXURY GULF-ACCESS WATERFRONT LIVING. With 10' ceilings, open floor plan, all "WOOD PLANK" vinyl flooring for total easy maintenance and plenty of glass windows and sliders, makes the home LIGHT-BRIGHT-SUNNY, all year round. ALL WINDOWS ARE "IMPACT" STORM RESISTANT, for total buyer comfort from hurricanes and storms. (flood insurance is only $1,800 and transferable). Perfectly positioned at the end of the canal and surrounded by the natural beauty of Estero Bay preserve land, the setting delivers exceptional privacy, peaceful surroundings, and unobstructed sunset views and comes with a PRIVATE BOAT RAMP. Designed for those who love life on the water and provides boating access with a short, scenic ride to the open waters of Estero Bay and onward to Lovers Key State Park and the Gulf. Inside, the home has been thoughtfully updated, Wayne's Coating in the dining room, upgraded "Hardy Board" finished sidings, newer A/C, water heater, washer and dryer, luxury vinyl, a storm-rated garage door, and a reverse-osmosis water system serving the kitchen. Outdoor living truly takes center stage here, with the "OLD FLORIDA" Rocking Chair Front Porch, fully fenced backyard (1/3 ACRE) offering lots of open space for kids playground, a future pool, additional watercraft, or expanded entertaining areas. From the back porch, the west-facing views create a nightly SKY show that never gets old. THIS HIDDEN GEM OF A COMMUNITY IS CENTRALLY LOCATED, CLOSE TO ALL WITH NO HOA FEES AND A COMMUNITY PRIVATE BOAT RAMP FOR RESIDENTS, along with a centrally located community park featuring a gazebo, basketball courts, BBQ grills, and a baseball diamond. Homeowners and flood insurance are assumable, adding additional value and peace of mind. Just minutes from MAJOR SHOPPING, A-RATED SCHOOLS, CHURCHES, HOSPITALS, RESTAURANTS AND THE BEST OF SOUTHWEST FLORIDA ENTERTAINMENT VENUES. Bring your boat, your sense of adventure, and your love for the water-this is more than a home, it's a lifestyle defined by sunsets, serenity, and the unmistakable magic of Florida waterfront living. HOME COMES WITH A ONE YEAR "HOME WARRANTY" FOR TOTAL BUYER COMFORT! Hurry, this home will not last long!

Full Property Details for 20520 Pine Tree Ln

General

  • Price: $650,000
  • HOA FEE: $21/month
  • HOA FEE FREQ.: Annually
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 226034668
  • Updated: 10/6/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Great Room, Den - Study, Guest Bath, Guest Room, Cathedral Ceiling(s), Pantry, Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer, Water Treatment (Owned)
  • Furnishings: Unfurnished
  • Flooring: Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Combo Tub And Shower

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Pantry
  • Dining Room: Breakfast Bar, Eat-in Kitchen
  • Laundry: In Garage

Additional Information

  • Shared Amenities: Barbecue (Picnic), Cabana, Community Boat Ramp, Park, Boating, Non-Gated
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Dock, Room for Pool
  • Porch/Patio/Deck: Open Porch/Lanai, Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: 2+ Spaces, Garage Door Opener, Attached

Location

  • Area: ES01 - Estero
  • County: Lee
  • Subdivision: ESTERO RIVER HEIGHTS
  • Building Name: ESTERO RIVER HEIGHTS
  • Direction Faces: East

Community

  • Association: Yes
  • Assoc. Fees Include: Rec Facilities
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: Residents

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Septic Tank
  • Water: Reverse Osmosis - Entire House, Well
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Wood Frame
  • Roof: Metal
  • Windows: Bay Window(s), Picture, Single Hung, Shutters - Manual, Window Coverings
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,738
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,738 Sq. Ft.
  • Year Built: 1997

Lot Features

  • Property View: Canal, Landscaped Area
  • Lot Size (Acres): 0.376
  • Lot Size (Sq. Ft.): 16,378
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 122 x 68 x 147 x 197
  • Frontage: Public Road
  • Frontage Feet: 122
  • Street/Road Desc.: Paved
  • Road Maintenance: County Maintained
  • Fence: Yes
  • Irrigation System: None
  • Lot Features: Irregular Lot
  • Zoning: RSF
  • Lot Description: Irregular Lot
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: No Bridge(s)/Water Direct, Canal Front, Pond
  • Canal Width: Canal Width 1-30
  • Boat Dock Slip: Yes

Financial Considerations

  • Association Fee: $253
  • Assoc Fee Freq.: Annually
  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: ESTERO RIVER HEIGHTS UNIT 3 PB 25 PG 133 LOT 10
  • Property ID: 29-46-25-E4-05000.0100
  • Section: 29
  • Lot Number: 10
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Meet the listing agents

Meet the listing agents
— 20520 Pine Tree Ln —

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20520 Pine Tree Ln

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Three Oaks Elementary School
19600 Cypress View Drive, Fort Myers, FL 33967
K-52.6 mi
San Carlos Park Elementary School
17282 Lee Road, Fort Myers, FL 33967
K-53.4 mi
Pinewoods Elementary School
11900 Stoneybrook Golf Drive, Estero, FL 33928
K-54.7 mi
Lexington Middle School
16351 Summerlin Road, Fort Myers, FL 33908
6-86.3 mi
Cypress Lake Middle School
8901 Cypress Lake Drive, Fort Myers, FL 33919
6-88.3 mi
Estero High School
21900 River Ranch Road, Estero, FL 33928
9-122.7 mi
Bonita Springs High School
25592 Imperial Parkway, Bonita Springs, FL 34135
9-126.6 mi
South Fort Myers High School
14020 Plantation Road, Fort Myers, FL 33912
9-126.8 mi
Spring Creek Elementary School
25571 Elementary Way, Bonita Springs, FL 34135
K-55.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20520 Pine Tree Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/06/2026
Listed
$650,000
18.18%
MLS
9/27/2021
Sold
$550,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20520 Pine Tree Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,345
—
$356,509
3%
2025
$4,345
-13%
$347,136
-13%
2024
$4,997
-22%
$399,873
-21%
2023
$6,392
216%
$505,603
25%
2021
$2,021
-68%
$404,049
-18%
2022
$6,349
214%
$490,877
206%
2021
$2,021
—
$160,210
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 20520 Pine Tree Ln

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Similar Properties near 20520 Pine Tree Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

10517 Tidewater Key Blvd, Estero, FL 33928 - Photo 1
$648,000

10517 Tidewater Key Blvd  Estero, FL 33928

  • Single Family
  • Active
  • Updated 13 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,107
    Sq. Ft.
20000 Seadale Ct, Estero, FL 33928 - Photo 1
$644,000

20000 Seadale Ct  Estero, FL 33928

  • Single Family
  • Active
  • Updated 7 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,939
    Sq. Ft.
23410 Olde Meadowbrook Cir, Estero, FL 34134 - Photo 1
$669,000

23410 Olde Meadowbrook Cir  Estero, FL 34134

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,977
    Sq. Ft.
20551 Armada Ct, Estero, FL 33928 - Photo 1
$625,000

20551 Armada Ct  Estero, FL 33928

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 2,457
    Sq. Ft.

Just Listed near 20520 Pine Tree Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

19044 Via Messina Wy, Miromar Lakes, FL 33913 - Photo 1 Just Listed
$2,995,000
Open House

19044 Via Messina Wy  Miromar Lakes, FL 33913

  • Single Family
  • Active
  • Updated 5 hours ago
  • 3
    Beds
  • 4
    Total Baths
  • 3,523
    Sq. Ft.
19062 Via Messina Wy, Miromar Lakes, FL 33913 - Photo 1 Just Listed
$3,495,000

19062 Via Messina Wy  Miromar Lakes, FL 33913

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 4
    Total Baths
  • 3,667
    Sq. Ft.
10723 Mirasol Dr, Miromar Lakes, FL 33913 - Photo 1 Just Listed
$849,000

10723 Mirasol Dr  #206  Miromar Lakes, FL 33913

  • Condo
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 4
    Total Baths
  • 2,040
    Sq. Ft.
28112 Kerry Ct, Bonita Springs, FL 34135 - Photo 1 Just Listed
$1,199,000

28112 Kerry Ct  Bonita Springs, FL 34135

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,251
    Sq. Ft.
Listed by Samantha Kiffney (239) 227-5783

Price Reduced near 20520 Pine Tree Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

18341 Vicenza Way, Miromar Lakes, FL 33913 - Photo 1 Price Reduced
-$200,000 (-5.57%)
$3,390,000

18341 Vicenza Way  Miromar Lakes, FL 33913

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 4
    Total Baths
  • 3,758
    Sq. Ft.
18124 Via Portofino Way, Miromar Lakes, FL 33913 - Photo 1 Price Reduced
-$75,000 (-2.46%)
$2,975,000

18124 Via Portofino Way  Miromar Lakes, FL 33913

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 4
    Total Baths
  • 3,102
    Sq. Ft.
28009 Seasons Tide Ave, Bonita Springs, FL 34135 - Photo 1 Price Reduced
-$24,000 (-4.81%)
$475,000

28009 Seasons Tide Ave  Bonita Springs, FL 34135

  • Single Family
  • Active
  • Updated 5 hours ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,657
    Sq. Ft.
Listed by Nic Spano (239) 537-2594
5100 Seagrass Blvd, Bonita Springs, FL 34134 - Photo 1 Price Reduced
-$147,000 (-3.7%)
$3,828,000

5100 Seagrass Blvd  #202  Bonita Springs, FL 34134

  • Single Family
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 3
    Total Baths
  • 2,628
    Sq. Ft.
Listed by Taryn Stewart (239) 359-7242

Recent Sales near 20520 Pine Tree Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

20561 Porthole Ct, Estero, FL 33928 - Photo 1 Sold
$625,000

20561 Porthole Ct  Estero, FL 33928

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,733
    Sq. Ft.
4955 Mederia Ln, Estero, FL 33928 - Photo 1 Sold
$650,000

4955 Mederia Ln  Estero, FL 33928

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,240
    Sq. Ft.
5031 Indigo Bay Blvd, Estero, FL 33928 - Photo 1 Sold
$649,000

5031 Indigo Bay Blvd  #102  Estero, FL 33928

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,060
    Sq. Ft.
19001 Sapphire Shores Ln, Estero, FL 33928 - Photo 1 Sold
$640,000

19001 Sapphire Shores Ln  #102  Estero, FL 33928

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,293
    Sq. Ft.

20520 Pine Tree Ln, Estero, FL 33928 (MLS# 226034668) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20520 Pine Tree Ln is currently listed for $650,000 and was received on October 06, 2026. This property is listed by Steve Bacardi from our Naples Park Shore Office.Want to learn more about 20520 Pine Tree Ln? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.

Tour this property