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$625,000 Sale Pending
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Property Description
A two-story with all the glory, a stunning residence in the highly sought-after gated community of Bella Terra in Estero. This 4+Den, 3-bath, two-story home spans 2,557 square feet of beautifully upgraded living space, offering features typically reserved for luxury homes in the $2M-$3M range. Nearly every aspect of this property has been enhanced, beginning with a new roof (2020), a brand-new HVAC system (2025), and a European high-capacity tankless water heater (2025), ensuring long-term comfort and peace of mind. The centerpiece of the home is a remarkable $70,000 European-inspired kitchen featuring $50,000 quartz countertops, top-of-the-line appliances, dual dishwashers, double laundry setups, and custom designer feature walls with a statement fireplace. Additional upgrades include fully renovated bathrooms ($50K), luxury vinyl plank flooring ($30K), a new air handler, a mini-split A/C in the garage, blown-in insulation, a full LED lighting package, epoxy garage flooring, whole-home water filtration, and a newly installed hot tub with professional electrical wiring. The screened lanai with its picture-window design provides a serene space to relax and take in the tranquil surroundings. Bella Terra residents enjoy resort-style amenities with low HOA fees, including a lagoon-style pool, clubhouse, fitness center, pickleball, tennis, basketball, bocce, an inline skating rink, playgrounds, sports fields, and scenic walking trails. Perfectly located just minutes from Coconut Point, Miromar Outlets, Gulf Coast Town Center, FGCU, RSW International Airport, and the beaches of Bonita and Barefoot, this home offers the perfect blend of luxury, lifestyle, and convenience. With over $200,000 in recent upgrades, 20522 Ardore Lane is move-in ready and truly one of a kind.
Full Property Details
Full Property Details for 20522 Ardore Ln
General
- Price: $625,000
- HOA FEE: $191/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2024)
- Status: Pending
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 225072484
- Updated: 1/8/2026
- Added to Site: 114 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Split Bedrooms, Den - Study, Family Room, Loft, Built-In Cabinets, Wired for Data, Pantry, Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Reverse Osmosis, Washer
- Furnishings: Unfurnished
- Flooring: Vinyl
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Master BR Upstairs
Other Rooms
- Dining Room: Breakfast Bar, Formal
- Laundry: Washer/Dryer Hookup, Inside
Additional Information
- Shared Amenities: Basketball, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Community Spa/Hot tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Volleyball, Gated, Tennis
- Spa: Yes
- Spa Description: Above-Ground, Heated (Electric), Screened
- Tennis: Yes
Exterior
- Exterior Features: Room for Pool
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: ES03 - Estero
- County: Lee
- Subdivision: BELLA TERRA
- Building Name: BELLA TERRA
- Direction Faces: Southeast
School Information
- Elementary School: PINEWOODS ELEMENTARY
- Middle School: THREE OAKS MIDDLE
- High School: CHOICE
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Maintenance Grounds, Manager, Pest Control Exterior, Rec Facilities, Reserve, Security, Street Lights, Street Maintenance
- Units Assoc/Comm: 1899
- Pets Allowed: Yes
- Number of Pets: 2
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Reverse Osmosis - Entire House
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Single Hung, Impact Resistant Windows, Shutters Electric, Shutters - Manual, Shutters - Screens/Fabric
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 2,557
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,557 Sq. Ft.
- Year Built: 2006
Lot Features
- Property View: Landscaped Area, Preserve
- Lot Size (Acres): 0.241
- Lot Size (Sq. Ft.): 10,497
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 43 x 98 x 150 x 150
- Frontage: Private Road
- Frontage Feet: 43
- Street/Road Desc.: Paved
- Irrigation System: Central
- Lot Features: Irregular Lot
- Zoning: RPD
- Lot Description: Irregular Lot
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Association Fee: $573
- Assoc Fee Freq.: Quarterly
- Other Assoc Fees: $238
- Application Fee: $190
- Other Fee Freq.: Quarterly
- One Time Other Fee: $1,500
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: BELLA TERRA UNIT FOUR DESC IN PB 82 PGS 38-42 BLK D LOT 51
- Property ID: 29-46-26-E3-0400D.0510
- Section: 29
- Block: D
- Lot Number: 51
Listed by Real Broker, LLC
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Schools
Schools serving 20522 Ardore Ln
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pinewoods Elementary School 11900 Stoneybrook Golf Drive, Estero, FL 33928 | K-5 | 2 mi |
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 4.4 mi |
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 6.3 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 4.8 mi |
Bonita Springs Middle Center For The Arts 10141 West Terry Street, Bonita Springs, FL 34135 | 6-8 | 7.4 mi |
Lexington Middle School 16351 Summerlin Road, Fort Myers, FL 33908 | 6-8 | 12.3 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 4.5 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 5.8 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 10.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20522 Ardore Ln
Date
Details
Price
Change
Source
12/12/2025
Price Reduced
$625,000
-1.57%
MLS
11/25/2025
Price Reduced
$635,000
-1.85%
MLS
11/18/2025
Price Reduced
$647,000
-0.15%
MLS
11/10/2025
Price Reduced
$648,000
-0.15%
MLS
11/03/2025
Price Reduced
$649,000
-0.15%
MLS
9/26/2025
Listed
$650,000
21.5%
MLS
12/15/2023
Sold
$535,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20522 Ardore Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,696
-30%
$400,918
-11%
2024
$6,716
57%
$451,334
71%
2023
$4,269
3%
$263,210
1%
2021
$4,163
-3%
$260,926
2%
2022
$4,307
3%
$255,544
4%
2021
$4,163
-2%
$244,676
-1%
2019
$4,236
-2%
$247,095
-1%
2018
$4,322
2%
$248,703
3%
2016
$4,243
-2%
$240,590
1%
2015
$4,312
38%
$238,918
13%
2014
$3,131
13%
$212,200
4%
2013
$2,775
—
$204,610
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20522 Ardore Ln
20522 Ardore Ln, Estero, FL 33928 (MLS# 225072484) is a Single Family property with 4 bedrooms and 3 full bathrooms. 20522 Ardore Ln is currently listed for $625,000 and was received on September 26, 2025. Want to learn more about 20522 Ardore Ln? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.

