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Property Description
Expansive Estate Living in Bella Terra - Room for the Whole Family to Grow Welcome to one of the largest and most private homesites in all of Bella Terra. Nestled on one of the biggest lots in the sought after Estate area, this 5 bedroom, 4 bathroom two story home offers the space and flexibility that your growing family truly needs. The first floor features a second owner's suite, ideal as a private in law suite, guest retreat, or a main level primary bedroom. Upstairs, the additional bedrooms provide the separation and privacy that busy households appreciate. The oversized driveway can accommodate up to 6 vehicles in addition to the attached 2 car garage. Tucked into a serene pocket of the Estate area, you'll get all the benefits of a quiet, low traffic atmosphere with quick, effortless access in and out of the community. The expansive .34 acre lot delivers a level of elbow room and backyard privacy that is exceptionally hard to find in any HOA community. Bella Terra offers exceptional values in low annual fees, community pool, fitness center, tennis and pickleball courts, bocce, playground in a guard-gated community. The home has been professionally maintained, and the big ticket updates are already done for you: a newer air conditioning system (2018), water heater (2026), and roof (2023). If your family is ready for more space, more privacy, and a home that's move-in-today-ready, this is the one. Schedule your private showing today.
Full Property Details
Full Property Details for 20886 Torre Del Lago St
General
- Price: $799,900
- HOA FEE: $191/month
- HOA FEE FREQ.: Quarterly
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026030653
- Updated: 7/18/2026
- Added to Site: 2 day(s) ago
Rental Information
- Lease/Rent Term: 90
- Min. Lease (Days): 90
Interior
- Interior Features: Split Bedrooms, Guest Bath, Media Room, Built-In Cabinets, Wired for Data, Entrance Foyer, Pantry, Tray Ceiling(s), Volume Ceiling
- Appliances: Dishwasher, Dryer, Refrigerator/Freezer, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
- Primary Bathroom: 2 Masters
Bedrooms
- Total Bedrooms: 5
- Primary Bedroom: Two Master Suites
Other Rooms
- Kitchen: Built-In Desk, Kitchen Island, Pantry
- Dining Room: Dining - Family, Eat-in Kitchen, Formal
- Laundry: Inside
Additional Information
- Shared Amenities: Basketball, Bocce Court, Clubhouse, Park, Pool, Community Room, Playground, Sidewalks, Street Lights, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Electric Heat
Exterior
- Exterior Features: Automatic Sprinkler
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Attached
Location
- Area: ES03 - Estero
- County: Lee
- Subdivision: BELLA TERRA
- Building Name: BELLA TERRA
- Direction Faces: South
School Information
- Elementary School: LEE COUNTY CHOICE
- Middle School: LEE COUNTY CHOICE
- High School: LEE COUNTY CHOICE
Community
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet, Maintenance Grounds
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Number of Pets: 2
- Management Type: Professional
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Central
- Water: Central
- Cable Available: Yes
- Utility Description: Underground Utilities, Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Tile
- Windows: Other, Window Coverings
- Entry Floor Number: 1
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 3,607
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 3,607 Sq. Ft.
- Year Built: 2006
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.337
- Lot Size (Sq. Ft.): 14,679
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 74 x 84 x 191 x 183
- Frontage: Private Road
- Frontage Feet: 74
- Street/Road Desc.: Paved
- Irrigation System: Central
- Lot Features: Oversize
- Zoning: RPD
- Lot Description: Oversize
Water Features
- Water Front Desc.: None, Pond
- Canal Width: None
Financial Considerations
- Association Fee: $573
- Assoc Fee Freq.: Quarterly
- Other Assoc Fees: $238
- Application Fee: $190
- Other Fee Freq.: Quarterly
- One Time Other Fee: $250
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: BELLA TERRA UNIT TWO DESC IN PB 81 PGS 1-36 BLK A LOT 16
- Property ID: 32-46-26-E1-0200A.0160
- Section: 32
- Block: A
- Lot Number: 16
Listed by Palm Paradise Realty Group
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Schools
Schools serving 20886 Torre Del Lago St
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pinewoods Elementary School 11900 Stoneybrook Golf Drive, Estero, FL 33928 | K-5 | 1.5 mi |
Three Oaks Elementary School 19600 Cypress View Drive, Fort Myers, FL 33967 | K-5 | 4 mi |
San Carlos Park Elementary School 17282 Lee Road, Fort Myers, FL 33967 | K-5 | 6.1 mi |
Three Oaks Middle School 18500 Three Oaks Parkway, Fort Myers, FL 33967 | 6-8 | 4.5 mi |
Bonita Springs Middle Center For The Arts 10141 West Terry Street, Bonita Springs, FL 34135 | 6-8 | 6.8 mi |
Estero High School 21900 River Ranch Road, Estero, FL 33928 | 9-12 | 3.9 mi |
Bonita Springs High School 25592 Imperial Parkway, Bonita Springs, FL 34135 | 9-12 | 5.2 mi |
South Fort Myers High School 14020 Plantation Road, Fort Myers, FL 33912 | 9-12 | 10 mi |
Spring Creek Elementary School 25571 Elementary Way, Bonita Springs, FL 34135 | K-5 | 6.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20886 Torre Del Lago St
Date
Details
Price
Change
Source
7/18/2026
Listed
$799,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20886 Torre Del Lago St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,925
8%
$623,602
-12%
2024
$9,177
4%
$706,438
1%
2023
$8,800
31%
$701,628
65%
2021
$6,715
-13%
$425,929
-24%
2022
$7,749
15%
$563,895
41%
2021
$6,715
—
$399,699
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20886 Torre Del Lago St
20886 Torre Del Lago St, Estero, FL 33928 (MLS# 2026030653) is a Single Family property with 5 bedrooms and 4 full bathrooms. 20886 Torre Del Lago St is currently listed for $799,900 and was received on July 18, 2026. Want to learn more about 20886 Torre Del Lago St? Do you have questions about finding other Single Family real estate for sale in Estero? You can browse all Estero real estate or contact a Coldwell Banker agent to request more information.

