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$415,000
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Property Description
Fully furnished and turnkey! This beautifully 2022-built waterfront home features an oversized 3-car insulated garage with keypad access, new LG appliances, vaulted ceilings, new blinds, and an updated walk-in shower. Enjoy a deeper kitchen sink with under-cabinet lighting and a screened patio overlooking the water--perfect for relaxing or entertaining. Move-in ready with every detail done--just bring your suitcase!
Full Property Details
Full Property Details for 5440 Lugo St
General
- Price: $415,000
- HOA FEE: $12
- Taxes: $7,115 (2025)
- Status: Active
- Type: Single Family
- Source: Regional
- MLS ID: RX-11136026
- Updated: 1/7/2026
- Added to Site: 80 day(s) ago
Interior
- Rooms/Areas: Laundry-Inside
- Interior Features: Ctdrl/Vault Ceilings, Kitchen Island, Split Bedroom, Walk-In Closet
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
- Bedroom/Bathroom: Dual Sinks, Separate Shower, Separate Tub
- Primary Bedroom: 17 x 13
Other Rooms
- Living Room: 19 x 11
- Kitchen: 22 x 12
Additional Information
- Shared Amenities: Clubhouse, Community Room, Pickleball, Picnic Area, Pool
- Shared Pool: Yes
Parking
- Garage Spaces: 3
Location
- Area: 7040, SL08
- County: St. Lucie
- Subdivision: Waterstone Phase One
- Driving Directions: I-95 Exit to Indrio Rd (Exit 138), head East. Left on Emerson US 1: Take Indrio Rd West, then right on Emerson. Follow Waterstone Blvd. Past clubhouse
Community
- Home Owners Assn.: Mandatory
- Pets Allowed: Yes
- Governing Bodies: HOA
Heating & Cooling
- Cooling Type: Central, Electric
- Heating Type: Central, Electric
Utilities
- Utility Description: Cable, Electric, Water Available
Structural Information
- Construction: Block, Concrete
- Square Feet: 2,002
- Sq. Ft. Source: Tax Rolls
- Year Built: 2022
Lot Features
- Lot Size (Sq. Ft.): 7,619
- Zoning: Planne
- Lot Description: < 1/4 Acre
Water Features
- Water Front: Yes
- Water Front Desc.: Lake, Pond
- Lake Front: Yes
Financial Considerations
- Price Per Sq. Ft.: $207.29
- Assoc Fee /Month: $12
- Tax Amount: $7,115
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Legal Description: WATERSTONE PHASE ONE (PB 52-35) BLK 1 LOT 5
- Restrictions: Other
- APN: 131170000430000
Listed by LPT Realty, LLC
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Schools
Schools serving 5440 Lugo St
School District:St. Lucie County School District
| Name | Grades | Distance |
|---|---|---|
Lakewood Park Elementary School 7800 Indrio Road, Fort Pierce, FL 34951 | PK-5 | 0.7 mi |
Chester A. Moore Elementary School 827 North 29th Street, Fort Pierce, FL 34947 | PK-5 | 6.1 mi |
Lawnwood Elementary School 1900 South 23rd Street, Fort Pierce, FL 34950 | PK-5 | 8 mi |
Dan Mccarty School 1201 Mississippi Avenue, Fort Pierce, FL 34950 | 6-8 | 8.2 mi |
Forest Grove Middle School 3201 South 25th Street, Fort Pierce, FL 34981 | 6-8 | 9.2 mi |
Fort Pierce Westwood High School 1801 Panther Lane, Fort Pierce, FL 34947 | 9-12 | 5.4 mi |
St. Lucie Elementary School 2020 South 13th Street, Fort Pierce, FL 34950 | PK-5 | 8.4 mi |
Weatherbee Elementary School 800 East Weatherbee Road, Fort Pierce, FL 34982 | PK-5 | 11.7 mi |
White City Elementary School 905 West 2nd Street, Fort Pierce, FL 34982 | PK-5 | 11.9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5440 Lugo St
Date
Details
Price
Change
Source
1/07/2026
Price Reduced
$415,000
-0.95%
MLS
10/28/2025
Listed
$419,000
0.87%
MLS
7/27/2022
Sold
$415,400
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5440 Lugo St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,115
—
$277,024
3%
2024
$7,115
1%
$269,217
-21%
2023
$7,014
121%
$342,500
886%
2022
$3,169
89%
$34,727
-5%
2021
$1,673
—
$36,500
27%
2021
$1,673
1046%
$28,700
378%
2019
$146
4%
$6,000
—
2018
$140
1%
$6,000
—
2017
$139
1%
$6,000
—
2016
$138
-2%
$6,000
—
2015
$141
-21%
$6,000
-25%
2014
$179
-1%
$8,000
—
2013
$181
—
$8,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5440 Lugo St
5440 Lugo Street, Fort Pierce, FL 34951 (MLS# RX-11136026) is a Single Family property with 4 bedrooms and 2 full bathrooms. 5440 Lugo Street is currently listed for $415,000 and was received on October 28, 2025. Want to learn more about 5440 Lugo Street? Do you have questions about finding other Single Family real estate for sale in Fort Pierce? You can browse all Fort Pierce real estate or contact a Coldwell Banker agent to request more information.

