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$195,000 Just Listed

  • For Sale
  • Active
  • Condo
  • 2 Beds
  • 1 Full Bath
  • 960 Sq. Ft.
  • Updated 1 day ago
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Move-in ready in the heart of Downtown Fort Walton Beach. Located on Elm Avenue, a street lined with mature trees and charming old Florida cottages, just steps from the Choctawhatchee Bay. Serene, affordable, and incredibly convenient, with shopping, dining, nightlife, beach life, fishing, watersports, and Crab Island all just minutes away. This is a golf cart approved neighborhood, perfect for anyone who wants to live the Emerald Coast lifestyle to the fullest. Freshly painted in 2026, with a new deck currently being installed by the HOA. Inside you'll find stainless steel appliances, bamboo floors, a cozy fireplace, and huge vaulted ceilings with large windows overlooking lush, mature trees. The natural light is incredible, giving the whole space an open, airy feel. Military members will love the easy commute to Eglin, Hurlburt, and 7th Group, and the deal gets even better with a 2.99% assumable VA loan rate (buyer must have VA entitlement to assume). This is also a smart opportunity for investors. The unit previously rented for $1,500/month with low vacancy, and short term rentals are allowed. Renovated units at Elm Place have rented for as much as $2,300/month. **Buyer to verify with city and association for STR rules.**

Full Property Details for 128 SE Elm Ave #2C

General

  • Price: $195,000
  • Taxes: $2,006 (2025)
  • Status: Active
  • Type: Condo
  • Source: Emerald_Coast
  • MLS ID: 1009345
  • Updated: 8/7/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Pets Allowed

Interior

  • Number of Rooms: 8
  • Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace, Newly Painted, Washer/Dryer Hookup
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Balcony

Location

  • Area: 12 - Fort Walton Beach
  • County: Okaloosa
  • Subdivision: ELM PLACE CONDO
  • Driving Directions: From Destin, take Hwy 98 W then turn right onto Perry Ave. Turn right onto First St then in 0.3 miles, turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and the property is on the left. From Mary Esther, take Hwy 98 E then turn left onto Eglin Pkwy. Continue onto First St for 0.4 miles. Turn left onto Brooks St. In 0.1 mile, turn left onto Elm Ave and property is on the left.

School Information

  • Elementary School: Elliott Point
  • Middle School: Meigs
  • High School: Choctawhatchee

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Insurance, Legal, Licenses/Permits, Repairs/Maintenance, Trash

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Construction: Siding Vinyl
  • Exterior Const.: Siding Vinyl
  • Square Feet: 960
  • Sq. Ft. Source: County PA Records
  • Year Built: 1983

Financial Considerations

  • Assessment Amount: $280
  • Tax Amount: $2,006.38
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: ELM PLACE COND UNIT 2-C
  • APN: 13-2S-24-0819-0000-002C
  • Property ID: 13-2S-24-0819-0000-002C

Listed by Lucky Palms Realty

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Listing agent

— 128 SE Elm Ave #2C —

  • Lucky Palms Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 128 SE Elm Ave #2C

School District:Okaloosa County School District
NameGradesDistance
Elliott Point Elementary School
301 Hughes Street Northeast, Fort Walton Beach, FL 32548
PK-51 mi
Clifford Meigs Middle School
150 Richbourg Avenue, Shalimar, FL 32579
6-83 mi
Choctawhatchee Senior High School
110 Racetrack Road Northwest, Fort Walton Beach, FL 32547
9-123.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 128 SE Elm Ave #2C Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/06/2026
Listed
$195,000
50%
MLS
2/12/2020
Sold
$130,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 128 SE Elm Ave #2C

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,006
—
$148,000
—
2024
$2,007
44%
$148,000
6%
2023
$1,392
-20%
$140,000
27%
2021
$1,750
-4%
$110,000
-8%
2022
$1,817
4%
$120,000
33%
2021
$1,750
132%
$90,000
88%
2019
$754
-2%
$48,000
—
2018
$768
1%
$48,000
2%
2017
$763
3%
$47,000
2%
2016
$743
-2%
$46,000
—
2015
$760
-1%
$46,000
—
2014
$767
1%
$46,000
2%
2013
$756
—
$45,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 128 SE Elm Ave #2C

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Lucky Palms Realty

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128 SE Elm Avenue #2C, Fort Walton Beach, FL 32548 (MLS# 1009345) is a Condo property with 2 bedrooms and 1 full bathroom. 128 SE Elm Avenue #2C is currently listed for $195,000 and was received on August 06, 2026. Want to learn more about 128 SE Elm Avenue #2C? Do you have questions about finding other Condo real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

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