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$408,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,573 Sq. Ft.
  • Updated 16 hours ago
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Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space. With move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.

Full Property Details for 1860 Whispering Oaks Ln

General

  • Price: $408,000
  • Taxes: $3,000 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1005485
  • Updated: Today (7/1/2026)
  • Added to Site: Today

Interior

  • Number of Rooms: 7
  • Interior Features: Ceiling Vaulted, Fireplace, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opn, Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Flooring: Floor Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2

Location

  • Area: 12 - Fort Walton Beach
  • County: Okaloosa
  • Subdivision: FOREST OAKS PH 2
  • Driving Directions: Beal Pkwy to Green Acres Rd, First Right on Beverly. Go through stop sign and the subdivision is to the left.

School Information

  • Elementary School: Kenwood
  • Middle School: Pryor
  • High School: Choctawhatchee

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Public Water, TV Cable

Structural Information

  • Architectural Style: Traditional
  • Construction: Siding Brick Front, Siding Wood
  • Exterior Const.: Siding Brick Front, Siding Wood
  • Stories/Levels: 2
  • Square Feet: 1,573
  • Sq. Ft. Source: County PA Records
  • Year Built: 1997

Lot Features

  • Lot Size (Acres): 0.09
  • Lot Size (Sq. Ft.): 3,920.4
  • Lot Dimensions: 50 x 81
  • Frontage: City Street
  • Street/Road Desc.: Paved
  • Lot Features: Sidewalk
  • Zoning: Resid Single Family
  • Fencing (Description): Fenced Privacy

Financial Considerations

  • Tax Amount: $3,000.31
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: Forest Oaks Ph II Lot 9 Blk A
  • APN: 34-1S-24-0802-000A-0090
  • Property ID: 34-1S-24-0802-000A-0090

Listed by Realty ONE Group Emerald Coast

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— 1860 Whispering Oaks Ln —

  • Realty ONE Group Emerald Coast

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1860 Whispering Oaks Ln

School District:Okaloosa County School District
NameGradesDistance
Kenwood Elementary School
15 Eagle Street Northeast, Fort Walton Beach, FL 32547
PK-52.2 mi
W. C. Pryor Middle School
201 Racetrack Road Northwest, Fort Walton Beach, FL 32547
6-81.5 mi
Choctawhatchee Senior High School
110 Racetrack Road Northwest, Fort Walton Beach, FL 32547
9-121.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1860 Whispering Oaks Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/01/2026
Listed
$408,000
9.18%
MLS
8/08/2023
Sold
$373,700
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1860 Whispering Oaks Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,041
1%
$286,181
1%
2024
$3,000
-16%
$283,362
-1%
2023
$3,560
7%
$287,578
8%
2022
$3,324
46%
$266,280
49%
2021
$2,283
—
$179,180
12%
2021
$2,283
16%
$160,302
6%
2019
$1,976
6%
$150,591
7%
2018
$1,869
4%
$140,776
4%
2017
$1,805
4%
$135,374
3%
2016
$1,742
4%
$131,429
6%
2015
$1,667
4%
$123,983
4%
2014
$1,600
4%
$118,849
4%
2013
$1,542
—
$114,612
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1860 Whispering Oaks Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Realty ONE Group Emerald Coast

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1860 Whispering Oaks Lane, Fort Walton Beach, FL 32547 (MLS# 1005485) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1860 Whispering Oaks Lane is currently listed for $408,000 and was received on July 01, 2026. Want to learn more about 1860 Whispering Oaks Lane? Do you have questions about finding other Single Family real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

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