1860 Whispering Oaks Lane, Fort Walton Beach, FL 32547 - Photo 1

1/1

$399,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
1 Partial Bath
1,573 Sq. Ft.
Updated 6 days ago

1/1

Property Description

3 bedroom + a BONUS ROOM Welcome to 1860 Whispering Oaks Lane, a beautifully updated and thoughtfully customized home in one of Fort Walton Beach's most convenient locations. An assumable VA loan with a 5.625% interest rate presents a rare opportunity for qualified buyers. Conveniently located approximately 7 minutes from Hurlburt Field and 11 minutes from Eglin AFB, the home also offers easy access to beaches, shopping, dining, and everyday conveniences. Recent updates include a newer roof, HVAC system, quartz countertops, luxury vinyl plank flooring, updated cabinetry, fixtures, and modern finishes throughout. Custom touches include a built-in entry storage station, custom pantry, walk-in closet system, elevated laundry platform, electric fireplace feature wall, dry bar, and extensive garage shelving. A standout feature is the approximately 600-square-foot finished attic bonus space with its own dedicated heating and cooling system--ideal for a media room, home office, fitness area, hobby room, or additional living space. With move-in-ready updates, exceptional storage, flexible bonus space, and a prime location, this home offers a unique combination of comfort, functionality, and value.

Full Property Details

Full Property Details for 1860 Whispering Oaks Ln

General

Sold For: $399,000
Taxes: $3,000 (2024)
Status: Closed
Type: Single Family
Source: Emerald_Coast
MLS ID: 1005485
Added to Site: 101 day(s) ago

Interior

Number of Rooms: 7
Interior Features: Ceiling Vaulted, Fireplace, Washer/Dryer Hookup
Appliances: Auto Garage Door Opn, Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Flooring: Floor Vinyl

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 3

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 2

Location

Area: 12 - Fort Walton Beach
County: Okaloosa
Subdivision: FOREST OAKS PH 2
Driving Directions: Beal Pkwy to Green Acres Rd, First Right on Beverly. Go through stop sign and the subdivision is to the left.

School Information

Elementary School: Kenwood
Middle School: Pryor
High School: Choctawhatchee

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central
Heating/Cooling: Central, Central Air

Utilities

Sewer: Public Sewer
Utility Description: Public Water, TV Cable

Structural Information

Architectural Style: Traditional
Construction: Siding Brick Front, Siding Wood
Exterior Const.: Siding Brick Front, Siding Wood
Stories/Levels: 2
Square Feet: 1,573
Sq. Ft. Source: County PA Records
Year Built: 1997

Lot Features

Lot Size (Acres): 0.09
Lot Size (Sq. Ft.): 3,920.4
Lot Dimensions: 50 x 81
Frontage: City Street
Street/Road Desc.: Paved
Lot Features: Sidewalk
Zoning: Resid Single Family
Fencing (Description): Fenced Privacy

Financial Considerations

Tax Amount: $3,000.31
Tax Year: 2024

Disclosures and Reports

Legal Description: Forest Oaks Ph II Lot 9 Blk A
APN: 34-1S-24-0802-000A-0090
Property ID: 34-1S-24-0802-000A-0090

Listed by Realty ONE Group Emerald Coast
Sold by Berkshire Hathaway HomeServices

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— 1860 Whispering Oaks Ln —

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Schools

Schools serving 1860 Whispering Oaks Ln

School District:Okaloosa County School District

Name	Grades	Distance
Kenwood Elementary School 15 Eagle Street Northeast, Fort Walton Beach, FL 32547	PK-5	2.2 mi
W. C. Pryor Middle School 201 Racetrack Road Northwest, Fort Walton Beach, FL 32547	6-8	1.5 mi
Choctawhatchee Senior High School 110 Racetrack Road Northwest, Fort Walton Beach, FL 32547	9-12	1.6 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1860 Whispering Oaks Ln

Date

Details

Price

Change

Source

9/18/2026

Sold

$399,000

-0.13%

MLS

8/10/2026

Price Reduced

$399,500

-1.36%

MLS

8/03/2026

Price Reduced

$405,000

-0.74%

MLS

7/01/2026

Listed

$408,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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1860 Whispering Oaks Lane, Fort Walton Beach, FL 32547 (MLS# 1005485) is a Single Family property that was sold at $399,000 on September 18, 2026. Want to learn more about 1860 Whispering Oaks Lane? Do you have questions about finding other Single Family real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

1860 Whispering Oaks Ln Fort Walton Beach, FL 32547