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$1,410,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 3,183 Sq. Ft.
  • Updated 5 days ago
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Waterfront luxury meets brand-new construction at 223 Girard Avenue NW in Fort Walton Beach. This newly built home offers the rare opportunity to own a modern residence directly on the water, designed for both comfort and coastal living. Enjoy serene views, gentle breezes, and direct water access right from your backyard--perfect for boating, kayaking, or relaxing at sunset. With fresh construction, contemporary finishes, and thoughtful design throughout, this home delivers peace of mind and style. A true waterfront retreat just minutes from beaches, shopping, and dining.This 5 bedroom home offers all that waterfront living has to offer, private pool, open deck, covered patio, covered porch and no HOA.Schedule your showing today.

Full Property Details for 223 NW Girard Ave NW

General

  • Price: $1,410,000
  • Taxes: $12,884 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992733
  • Updated: 1/13/2026
  • Added to Site: 6 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Family Room, Kitchen, Laundry, Master Bathroom, Master Bedroom
  • Interior Features: Breakfast Bar, Ceiling Raised, Floor Tile, Floor Vinyl, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Family Room: Family Room
  • Kitchen: Kitchen

Additional Information

  • Pool: Yes

Exterior

  • Exterior Features: BBQ Pit/Grill, Deck Covered, Deck Open, Fenced Back Yard, Porch, Rain Gutter, Separate Living Area, Sprinkler System

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking: Boat, Garage, Oversized

Location

  • Area: 12 - Fort Walton Beach
  • County: Okaloosa
  • Subdivision: Harbor Ridge
  • Driving Directions: FROM HWY 98 GO NORTH ON BEAL PARKWAY PAST THE YACHT CLUB INTERSECTION. LOOK FOR GIRARD ON THE RIGHT. HOME WILL BE IN CUL DE SAC ON THE RIGHT.

School Information

  • Elementary School: Elliott Point
  • Middle School: Bruner
  • High School: Fort Walton Beach

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Gas, Insulated Doors, Ridge Vent, Water Heater - Gas

Utilities

  • Utility Description: Gas - Natural, Public Sewer, Public Water, TV Cable

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Brick, Foundation Off Grade, Roof Dimensional Shg, Slab, Trim Vinyl
  • Stories/Levels: 1
  • Square Feet: 3,183
  • Sq. Ft. Source: Building Plan
  • Year Built: 2023

Lot Features

  • Property View: Bay, Bayou
  • Lot Size (Acres): 0.41
  • Lot Dimensions: 75 x 228 irregluar
  • Lot Features: Bulkhead/Seawall, Cleared, Cul-De-Sac, Flood Insurance Req, Irregular, Survey Available, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Water Features

  • Water Front Type: Bayou

Financial Considerations

  • Tax Amount: $12,884
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: HARBOR RIDGE LOT 5
  • APN: 11-2S-24-1210-0000-0050

Listed by Berkshire Hathaway HomeServices PenFed Realty

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Listing agent

— 223 NW Girard Ave NW —

  • Berkshire Hathaway HomeServices PenFed Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 223 NW Girard Ave NW

School District:Okaloosa County School District
NameGradesDistance
Elliott Point Elementary School
301 Hughes Street Northeast, Fort Walton Beach, FL 32548
PK-51.2 mi
Max Bruner Junior Middle School
322 Holmes Boulevard Northwest, Fort Walton Beach, FL 32548
6-81.2 mi
Fort Walton Beach High School
400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 223 NW Girard Ave NW Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/12/2026
Listed
$1,410,000
168.57%
MLS
12/15/2021
Sold
$525,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 223 NW Girard Ave NW

Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,885
3%
$990,937
3%
2024
$12,515
139%
$963,010
153%
2023
$5,247
26%
$381,195
38%
2021
$4,167
-15%
$275,400
-19%
2022
$4,898
18%
$339,292
26%
2021
$4,167
8%
$270,000
10%
2019
$3,858
1%
$245,598
3%
2018
$3,817
-1%
$238,660
—
2017
$3,872
5%
$238,660
4%
2016
$3,705
3%
$229,481
5%
2015
$3,610
-1%
$218,553
—
2014
$3,649
2%
$218,751
3%
2013
$3,566
—
$212,379
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 223 NW Girard Ave NW

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NMLS#: 1598647

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Listed by Berkshire Hathaway HomeServices PenFed Realty

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223 NW Girard Avenue NW, Fort Walton Beach, FL 32548 (MLS# 992733) is a Single Family property with 5 bedrooms and 4 full bathrooms. 223 NW Girard Avenue NW is currently listed for $1,410,000 and was received on January 12, 2026. Want to learn more about 223 NW Girard Avenue NW? Do you have questions about finding other Single Family real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

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