370 NE Gardner Drive NE, Fort Walton Beach, FL 32548 - Photo 1

1/1

$425,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
2,081 Sq. Ft.

1/1

Property Description

*CASH ONLY!!!* Attention INVESTORS & BUILDERS! The MOST AFFORDABLE HOME/LOT ON THE WATER in Fort Walton Beach is right here! This HALF ACRE LOT with 100 FEET OF WATERFRONT allows you live the ''boat life'' and be just minutes to the expansive Choctawhatchee Bay! This property is located along the canal of Good Thing Lake in the highly sought-after Elliott Point area that's filled with historic charm & coastal living! This 3BR/2BA/2,081SqFt home is being SOLD AS IS and will not qualify for financing or for home insurance!! Properties like this don't come on the market often so don't miss your chance to own it and renovate it for yourself, add on to it, flip it, or tear it down & build new! Lot cannot be split into 2 lots! Survey is available! Gas: water heater, furnace, & stove/oven.

Full Property Details

Full Property Details for 370 NE Gardner Dr NE

General

Sold For: $425,000
Taxes: $2,786 (2025)
Status: Closed
Type: Single Family
Source: Emerald_Coast
MLS ID: 989738
Added to Site: 63 day(s) ago

Interior

Rooms/Areas: Bedroom, Dining Area, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Other Rooms

Living Room: Living Room
Kitchen: Kitchen

Parking

Garage: Yes
Garage Spaces: 1
Parking: Garage, Garage Attached

Location

Area: 12 - Fort Walton Beach
County: Okaloosa
Subdivision: Elliotts Point
Driving Directions: From Eglin Pkwy NE, turn right onto Hughes Street NE and then turn right onto Ferry Road NE. Next, turn left onto Smith Drive NE and then turn left onto Gardner Drive NE. Home will be on the left - 370 NE Gardner Drive.

School Information

Elementary School: Elliott Point
Middle School: Meigs
High School: Choctawhatchee

Heating & Cooling

Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Gas, Water Heater - Gas

Utilities

Utility Description: Electric, Gas - Natural, Public Sewer, Public Water

Structural Information

Architectural Style: Ranch
Construction: Roof Dimensional Shg, Siding Vinyl, Slab
Stories/Levels: 1
Square Feet: 2,081
Sq. Ft. Source: County PA Records
Year Built: 1960

Lot Features

Lot Size (Acres): 0.5
Lot Dimensions: 265.83 x 90.81 x 254.83 x 100
Street/Road Desc.: City Road, Paved Road
Lot Features: Bulkhead/Seawall, Interior, Survey Available
Zoning: City, Resid Single Family

Water Features

Water Front Type: Bay, Canal, Lake, Shore - Seawall

Financial Considerations

Tax Amount: $2,786
Tax Year: 2025
Terms: Conventional, Other

Disclosures and Reports

Legal Description: REVISED ELLIOTTS PT 9TH ADD LOT 36 BLK 12 PORTION
APN: 18-2S-23-080K-0012-0360

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Meet the selling agent

— 370 NE Gardner Dr NE —

Lisa Lethcoe

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(615) 500-5740 mobile

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Schools

Schools serving 370 NE Gardner Dr NE

School District:Okaloosa County School District

Name	Grades	Distance
Elliott Point Elementary School 301 Hughes Street Northeast, Fort Walton Beach, FL 32548	PK-5	0.5 mi
Clifford Meigs Middle School 150 Richbourg Avenue, Shalimar, FL 32579	6-8	2.2 mi
Choctawhatchee Senior High School 110 Racetrack Road Northwest, Fort Walton Beach, FL 32547	9-12	2.9 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 370 NE Gardner Dr NE

Date

Details

Price

Change

Source

12/01/2025

Sold

$425,000

-5.35%

MLS

11/17/2025

Price Reduced

$449,000

-10.02%

MLS

11/16/2025

Listed

$499,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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370 NE Gardner Dr NE, Fort Walton Beach, FL 32548 - Photo 1

Sold

$425,000