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$1,399,000
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Property Description
Here is the unicorn waterfront property you've been looking for! On beautiful Okaloosa Island, this 3-bedroom, 3-bath home overlooks the serene Intracoastal just across from the Landing. With 102 feet of waterfront, this property is uniquely situated to offer 180 degrees of panaromic sunrise and sunset views. The deep water dock is a boater's dream, with 4 wet slips, covered aluminum QAB boat lift system for up to 20,000 pounds, and a 200-amp electrical service. Just a short walk to the famous sugar-sand island beaches, this home has everything you're looking for in waterfront living. Golf carts welcome! The beautifully renovated interior offers an expansive kitchen and living area with high impact hurricane windows and double French doors (also hurricane rated) for plenty of natural light. Quartzite countertops, stainless steel appliances, and custom wood cabinets provide the Chef with a convenient, modern kitchen, including a 5-burner range and Bosch dishwasher. Enjoy those spectacular views without leaving the kitchen! The oversized primary suite has his and her closets and an updated bathroom with quartzite, lovely wood cabinets, hexagonal tile floors, and new light fixtures. All 3 bedrooms have gorgeous engineered hardwood flooring. Oversized garage has plenty of room for kayaks, paddleboards, and other water toys in addition to your vehicle. The third bathroom is just off the garage and is easily accessible from the living space, while also providing convenient access from outdoor activities. A hurricane-rated garage door has also been installed. With one of the longest waterfront footages on the Island, the exterior is just as lovely as the interior, with brand new landscaping and sod and a firepit overlooking the water. A fence with gated access provides extra peace of mind. The dock will accommodate your 100-foot yacht or several smaller water toys - or anything in between. A deck overlooking the water is perfect for entertaining. The striking paver system provides plenty of parking and is rated for high-weight commercial loads.
Full Property Details
Full Property Details for 411-A Cobia Ave
General
- Price: $1,399,000
- Taxes: $7,871 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 978567
- Updated: 6/17/2026
- Added to Site: 27 day(s) ago
Interior
- Number of Rooms: 10
- Interior Features: Lighting Recessed, Newly Painted, Pantry, Washer/Dryer Hookup
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Water Heater - Gas
- Flooring: Floor Hardwood, Floor Terrazo, Floor Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Additional Information
- Security/Safety: Fire Alarm/Sprinkler
Exterior
- Exterior Features: Boat Slip, Boatlift, Dock, Sprinkler System
- Porch/Patio/Deck: Deck Open
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Parking Features: Boat, Oversized
Location
- Area: 12 - Fort Walton Beach
- County: Okaloosa
- Subdivision: Okaloosa Island
- Driving Directions: Heading west on Santa Rosa Blvd., turn right onto Caviar, then right onto Cobia. House is at the end of the cul-de-sac.
School Information
- Elementary School: Edwins
- Middle School: Bruner
- High School: Fort Walton Beach
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Gas - Natural, Public Water
Structural Information
- Architectural Style: Split Level
- Construction: Block, Frame, Siding Brick Some, Siding CmntFbrHrdBrd
- Exterior Const.: Block, Frame, Siding Brick Some, Siding CmntFbrHrdBrd
- Stories/Levels: 2
- Square Feet: 1,848
- Sq. Ft. Source: County PA Records
- Year Built: 1974
Lot Features
- Lot Size (Acres): 0.27
- Lot Size (Sq. Ft.): 11,761.2
- Lot Dimensions: .27
- Street/Road Desc.: Paved
- Lot Features: Bulkhead/Seawall, Cul-De-Sac, Within 1/2 Mile to Water
- Zoning: Resid Single Family
- Fencing (Description): Fenced Lot-All
Water Features
- Water Front: Yes
- Water Front Type: Intracoastal Wtrwy, Sound
Financial Considerations
- Tax Amount: $7,871
- Tax Year: 2025
Disclosures and Reports
- Legal Description: SANTA ROSA ISLAND LOT 138 A BLK 4
- APN: 00-2S-24-2185-0004-138A
- Property ID: 00-2S-24-2185-0004-138A
Listed by Lokation
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Schools
Schools serving 411-A Cobia Ave
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Elliott Point Elementary School 301 Hughes Street Northeast, Fort Walton Beach, FL 32548 | PK-5 | 1.6 mi |
Max Bruner Junior Middle School 322 Holmes Boulevard Northwest, Fort Walton Beach, FL 32548 | 6-8 | 2.1 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 411-A Cobia Ave
Date
Details
Price
Change
Source
5/21/2026
Price Reduced
$1,399,000
-3.45%
MLS
4/13/2026
Price Reduced
$1,449,000
-3.34%
MLS
8/01/2025
Price Reduced
$1,499,000
-6.25%
MLS
7/09/2025
Price Reduced
$1,599,000
-1.42%
MLS
6/14/2025
Listed
$1,622,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 411-A Cobia Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,090
2%
$428,223
3%
2024
$4,979
3%
$416,155
3%
2023
$4,856
3%
$404,034
6%
2021
$4,715
—
$380,841
-3%
2022
$4,738
—
$392,266
4%
2021
$4,715
6%
$375,583
2%
2019
$4,459
-8%
$367,139
6%
2018
$4,845
-1%
$347,208
2%
2017
$4,902
6%
$341,538
4%
2016
$4,618
3%
$328,850
6%
2015
$4,486
-14%
$309,486
-13%
2013
$5,227
—
$354,225
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 411-A Cobia Ave
411-A Cobia Avenue, Fort Walton Beach, FL 32548 (MLS# 978567) is a Single Family property with 3 bedrooms and 3 full bathrooms. 411-A Cobia Avenue is currently listed for $1,399,000 and was received on June 13, 2026. Want to learn more about 411-A Cobia Avenue? Do you have questions about finding other Single Family real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

