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$310,000

  • For Sale
  • Active
  • Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,206 Sq. Ft.
  • Updated 1 day ago

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Welcome to 439 Waterway Lane in Fort Walton Beach--an UPDATED 2BR townhome offering COASTAL LIVING, INVESTMENT POTENTIAL, and everyday comfort. Located near the Intracoastal Waterway and just minutes to OKALOOSA ISLAND and white-sand beaches, this property is ideal as a PRIMARY HOME, VACATION GETAWAY, or SHORT-TERM RENTAL. Inside features an OPEN-CONCEPT layout, UPDATED KITCHEN with CONCRETE COUNTERTOPS, breakfast bar, and modern appliances. The living area opens to a PRIVATE PATIO with storage. Upstairs, TWO SPACIOUS SUITES each offer PRIVATE BATHS.

Full Property Details for 439 Waterway Ln

General

  • Price: $310,000
  • Taxes: $638 (2025)
  • Status: Active
  • Type: Townhouse
  • Source: Emerald_Coast
  • MLS ID: 998571
  • Updated: 4/13/2026
  • Added to Site: 24 day(s) ago

Rental Information

  • Complex Features: Beach, Deed Access, Dock, Dumpster, Fishing, Pavillion/Gazebo, Waterfront

Interior

  • Number of Rooms: 4
  • Appliances: Dishwasher, Microwave, Refrigerator, Smooth Stovetop Rnge
  • Flooring: Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Fenced Back Yard, Yard Building

Location

  • Area: 12 - Fort Walton Beach
  • County: Okaloosa
  • Subdivision: HARBOR T/H
  • Driving Directions: From Eglin Pkwy, turn north onto Waterway Lane. Waterway Lane is located just on the west side of Matt's Automotive.

School Information

  • Elementary School: Shalimar
  • Middle School: Pryor
  • High School: Choctawhatchee

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping, Trash

Heating & Cooling

  • Heating Type: Central
  • Heating/Cooling: Central

Utilities

  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Townhome
  • Construction: Brick, Siding Vinyl
  • Exterior Const.: Brick, Siding Vinyl
  • Stories/Levels: 2
  • Square Feet: 1,206
  • Sq. Ft. Source: County PA Records
  • Year Built: 1985

Lot Features

  • Property View: Bay
  • Lot Size (Acres): 0.03
  • Lot Size (Sq. Ft.): 1,306.8

Water Features

  • Water View: Yes

Financial Considerations

  • Assessment Amount: $100
  • Tax Amount: $638.32
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Harbor T/H Lot 20, THE HARBOR TOWNHOMES, according to map or plat thereof as recorded in Plat Book 8, Page 56, of the Public Records of Okaloosa County, Florida.
  • APN: 01-2S-24-5055-0000-0200
  • Property ID: 01-2S-24-5055-0000-0200

Listed by Watersound Real Estate

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— 439 Waterway Ln —

  • Watersound Real Estate

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with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 439 Waterway Ln

School District:Okaloosa County School District
NameGradesDistance
Shalimar Elementary School
1350 Joe Martin Circle, Shalimar, FL 32579
PK-51.4 mi
W. C. Pryor Middle School
201 Racetrack Road Northwest, Fort Walton Beach, FL 32547
6-81.6 mi
Choctawhatchee Senior High School
110 Racetrack Road Northwest, Fort Walton Beach, FL 32547
9-121.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 439 Waterway Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/21/2026
Listed
$310,000
384.38%
MLS
6/30/1999
Sold
$64,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 439 Waterway Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$638
4%
$91,485
3%
2024
$612
4%
$88,907
3%
2023
$587
8%
$86,317
6%
2021
$545
-3%
$81,362
-3%
2022
$561
3%
$83,803
4%
2021
$545
4%
$80,239
2%
2019
$522
2%
$78,435
2%
2018
$510
1%
$76,973
2%
2017
$503
1%
$75,390
2%
2016
$496
-2%
$73,904
1%
2015
$506
—
$73,390
1%
2014
$506
1%
$72,808
2%
2013
$500
—
$71,732
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Watersound Real Estate

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439 Waterway Lane, Fort Walton Beach, FL 32547 (MLS# 998571) is a Townhouse property with 2 bedrooms, 2 full bathrooms and 1 partial bathroom. 439 Waterway Lane is currently listed for $310,000 and was received on March 21, 2026. Want to learn more about 439 Waterway Lane? Do you have questions about finding other Townhouse real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

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