Date
Details
Price
Change
Source
4/24/2026
Listed
$555,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Property Description
Experience effortless coastal living in this ground-floor unit at Surf Dweller Condominiums on Okaloosa Island, just steps from the sugar-white sands and emerald waters of the Gulf! Offered fully furnished, this spacious residence presents an excellent opportunity as a second home or income-producing short-term rental, with projections reaching $50K+ annually. Ideally situated in the heart of the island, Surf Dweller offers a quieter setting while still providing convenient access to local dining, shopping, and entertainment. Spanning over 1,450 square feet, the unit features a generously sized kitchen that boasts abundant cabinetry, granite countertops, large island with a breakfast bar, and stainless steel appliances. The primary suite is spacious and includes direct access to the oversi zed balcony, a walk-in closet, and an en suite bathroom with a tiled walk-in shower, granite-top vanity, and an additional makeup/vanity area. The balcony stretches over 30 feet, is partially covered, and is ideally positioned just two units from the community boardwalk, offering quick and easy beach access from the patio of the unit. The second bedroom is located on the opposite side of the unit for added privacy and is accompanied by a nearby full bathroom with a tub/shower combo. A dedicated laundry room adds everyday convenience and is a great perk in a condo! Surf Dweller amenities include a pool, tennis and pickleball courts, a fitness center, outdoor showers, and ample parking, including covered spaces beneath the tennis courts. This is a rare opportunity to own a well-appointed, ground-floor condo in a prime beachfront location!
Full Property Details
Full Property Details for 554 Coral Ct #108
General
- Price: $555,000
- Taxes: $6,295 (2025)
- Status: Active
- Type: Condo
- Source: Emerald_Coast
- MLS ID: 1001434
- Updated: 4/24/2026
- Added to Site: 6 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Dumpster, Elevators, Exercise Room, Pets Allowed, Picnic Area, Pool, Tennis, Waterfront
Interior
- Number of Rooms: 8
- Interior Features: Breakfast Bar, Kitchen Island, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smooth Stovetop Rnge, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Tile, Floor WW Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Porch/Patio/Deck: Patio Covered, Patio Open
Location
- Area: 12 - Fort Walton Beach
- County: Okaloosa
- Subdivision: SURF DWELLER CONDO
- Driving Directions: From 98 turn onto Santa Rosa Blvd onto Okaloosa Island. Surf Dweller is on the left about a mile. The unit is on the first floor
School Information
- Elementary School: Edwins
- Middle School: Bruner
- High School: Fort Walton Beach
Community
- Association: Yes
- Assoc. Fees Include: Ground Keeping, Insurance, Management, Recreational Faclty, Sewer, Water, Trash
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water
Structural Information
- Construction: Concrete, Stucco
- Exterior Const.: Concrete, Stucco
- Stories/Levels: 7
- Square Feet: 1,453
- Sq. Ft. Source: Appraiser
- Year Built: 1982
Lot Features
- Property View: Gulf
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Unit Waterfront, Gulf
Financial Considerations
- Assessment Amount: $3,819
- Tax Amount: $6,295.92
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Surf Dweller Unit 108
- APN: 00-2S-24-3099-0000-0108
- Property ID: 00-2S-24-3099-0000-0108
Listed by Keller Williams Realty Gulf Coast
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 554 Coral Ct #108 —
Keller Williams Realty Gulf Coast
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 554 Coral Ct #108
School District:Okaloosa County School District
| Name | Grades | Distance |
|---|---|---|
Elliott Point Elementary School 301 Hughes Street Northeast, Fort Walton Beach, FL 32548 | PK-5 | 1.9 mi |
Max Bruner Junior Middle School 322 Holmes Boulevard Northwest, Fort Walton Beach, FL 32548 | 6-8 | 1.9 mi |
Fort Walton Beach High School 400 Hollywood Boulevard Southwest, Fort Walton Beach, FL 32548 | 9-12 | 1.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 554 Coral Ct #108
Tax History
Tax History for 554 Coral Ct #108
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,296
—
$480,000
-8%
2024
$6,275
4%
$523,200
—
2023
$6,013
32%
$523,200
58%
2021
$4,571
-13%
$331,200
-22%
2022
$5,245
15%
$427,200
31%
2021
$4,571
17%
$326,400
13%
2019
$3,909
1%
$288,000
3%
2018
$3,885
1%
$278,400
4%
2017
$3,858
10%
$268,800
8%
2016
$3,492
2%
$248,640
5%
2015
$3,437
12%
$237,120
14%
2013
$3,074
—
$208,320
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 554 Coral Ct #108
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554 Coral Court #108, Fort Walton Beach, FL 32548 (MLS# 1001434) is a Condo property with 2 bedrooms and 2 full bathrooms. 554 Coral Court #108 is currently listed for $555,000 and was received on April 24, 2026. Want to learn more about 554 Coral Court #108? Do you have questions about finding other Condo real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.