Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$272,900

  • For Sale
  • Active
  • Townhouse
  • 3 Beds
  • 2 Full Baths
  • 1,246 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
CLOSING COST PAID BY SELLER! Beautifully Updated & Move-In Ready Home in Emerald Gardens!This stunning 3-bedroom, 2-bath home has been thoughtfully updated and is truly move-in ready! Step inside to find fresh interior paint, new landscaping, brand-new carpet in the loft and upstairs bedrooms, and luxury vinyl plank flooring in the primary suite. The kitchen shines with granite countertops, a stylish glass block backsplash, and updated light fixtures that add a modern touch throughout the home.The open-concept living area features wide plank wood laminate flooring and vaulted ceilings, creating a spacious and welcoming atmosphere. The main-floor primary suite offers a walk-in closet, access to a private fenced patio, and a beautifully updated ensuite wit

Full Property Details for 646 Emerald Ln

General

  • Price: $272,900
  • Taxes: $2,525 (2024)
  • Status: Active
  • Type: Townhouse
  • Source: Navarre_NABOR
  • MLS ID: 987495
  • Updated: 12/30/2025
  • Added to Site: 94 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Kitchen, Living Room, Loft, Master Bedroom
  • Interior Features: Ceiling Cathedral, Floor Tile, Floor Vinyl, Skylight(s)
  • Appliances: Dishwasher, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Loft: Loft

Additional Information

  • Amenities: Pool
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Privacy, Patio Open

Location

  • Area: 12 - Fort Walton Beach
  • County: Okaloosa
  • Subdivision: EMERALD GARDENS
  • Driving Directions: Drive N on Beal Pkwy. Turn left on Hurlburt Rd. Drive 250ft then turn right onto Emerald Lane. Home will be 50ft on your left

School Information

  • Elementary School: Longwood
  • Middle School: Pryor
  • High School: Choctawhatchee

Community

  • Assoc. Name: Panhandle Property

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Townhome
  • Construction: Roof Dimensional Shg, Siding Vinyl, Trim Vinyl
  • Stories/Levels: 2
  • Square Feet: 1,246
  • Sq. Ft. Source: County PA Records
  • Year Built: 1991

Lot Features

  • Lot Size (Acres): 0.04
  • Street/Road Desc.: City Road, Paved Road
  • Zoning: Resid Single Family

Financial Considerations

  • Price Per Sq. Ft.: $219
  • Assessment Amount: $184
  • Assmt Payment Freq: Monthly
  • Tax Amount: $2,525
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: EMERALD GARDENS PART OF LOTS 32 & 33 DES AS: COM SW COR LOT 36 N 82.62FT TO POB N 23.1FT E 59.28FT TO R/W SELY ALG R/W 23.41FT W 63.05FT TO POB AND 7FT OF COMMON AREA WEST THEREOF AS OF 1650-803
  • Assessment: Yes
  • APN: 33-1S-24-1018-0000-0330

Listed by LPT Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 646 Emerald Ln —

  • LPT Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 646 Emerald Ln

School District:Okaloosa County School District
NameGradesDistance
Longwood Elementary School, Shalimar, FL
50 Holly Avenue, Shalimar, FL 32579
PK-53.8 mi
W. C. Pryor Middle School
201 Racetrack Road Northwest, Fort Walton Beach, FL 32547
6-81.5 mi
Choctawhatchee Senior High School
110 Racetrack Road Northwest, Fort Walton Beach, FL 32547
9-121.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 646 Emerald Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/30/2025
Price Increased
$272,900
2.63%
MLS
12/03/2025
Price Reduced
$265,900
-1.12%
MLS
11/21/2025
Price Reduced
$268,900
-0.37%
MLS
10/25/2025
Price Reduced
$269,900
-1.85%
MLS
10/14/2025
Listed
$275,000
1.1%
MLS
9/09/2025
Sold
$272,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 646 Emerald Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,117
-16%
$172,621
-16%
2024
$2,526
2%
$205,675
2%
2023
$2,486
117%
$200,842
58%
2021
$1,144
-45%
$127,444
-23%
2022
$2,070
81%
$165,792
32%
2021
$1,144
43%
$125,684
27%
2019
$798
2%
$99,023
2%
2018
$785
2%
$97,177
2%
2017
$767
3%
$95,178
2%
2016
$745
25%
$93,220
16%
2015
$594
1%
$80,657
1%
2014
$590
2%
$80,017
2%
2013
$577
—
$78,834
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 646 Emerald Ln

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by LPT Realty

Similar Properties near 646 Emerald Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

525 Taylor Cir, Fort Walton Beach, FL 32547 - Photo 1
$265,000

525 Taylor Cir  Fort Walton Beach, FL 32547

  • Townhouse
  • Active
  • 2
    Beds
  • 3
    Total Baths
  • 1,264
    Sq. Ft.
1699 US-98, Mary Esther, FL 32569 - Photo 1
$279,000

1699 US-98  #504  Mary Esther, FL 32569

  • Townhouse
  • Active
  • Updated 11 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 906
    Sq. Ft.
205 Marquette St, Niceville, FL 32578 - Photo 1
$264,500

205 Marquette St  #1  Niceville, FL 32578

  • Townhouse
  • Active
  • Updated 2 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,428
    Sq. Ft.
154 Bayou Dr, Destin, FL 32541 - Photo 1
$271,000

154 Bayou Dr  Destin, FL 32541

  • Townhouse
  • Active
  • 2
    Beds
  • 2
    Total Baths
  • 1,162
    Sq. Ft.
Listed by Taryn Sanford (850) 910-5390

Just Listed near 646 Emerald Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

477 Cascabellas St, Mary Esther, FL 32569 - Photo 1 Just Listed
$344,000

477 Cascabellas St  Mary Esther, FL 32569

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,474
    Sq. Ft.
Listed by Becky Nicholson (850) 375-7686
251 Gregory Dr, Mary Esther, FL 32569 - Photo 1 Just Listed
$325,000

251 Gregory Dr  Mary Esther, FL 32569

  • Single Family
  • Active
  • Updated 2 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,310
    Sq. Ft.
Listed by Tracy Jennette (850) 687-4310
57 5th St, Shalimar, FL 32579 - Photo 1 Just Listed
$520,000

57 5th St  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,206
    Sq. Ft.
Listed by Jessica Kelly (850) 860-3832
31 Kohler Dr, Mary Esther, FL 32569 - Photo 1 Just Listed
$245,000

31 Kohler Dr  Mary Esther, FL 32569

  • Single Family
  • Active
  • Updated 17 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 988
    Sq. Ft.

Price Reduced near 646 Emerald Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1065 Boulevard De La Parisienne, Mary Esther, FL 32569 - Photo 1 Price Reduced
-$5,000 (-1.47%)
$334,000

1065 Boulevard De La Parisienne  Mary Esther, FL 32569

  • Single Family
  • Active
  • Updated 4 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,781
    Sq. Ft.
911 Rue De La Savoie, Mary Esther, FL 32569 - Photo 1 Price Reduced
-$15,000 (-4.11%)
$350,000

911 Rue De La Savoie  Mary Esther, FL 32569

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,664
    Sq. Ft.
206 Seville Cir, Mary Esther, FL 32569 - Photo 1 Price Reduced
-$5,000 (-1.49%)
$330,000

206 Seville Cir  Mary Esther, FL 32569

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,369
    Sq. Ft.
54 Hillcrest Dr, Shalimar, FL 32579 - Photo 1 Price Reduced
-$10,000 (-1.89%)
$519,850

54 Hillcrest Dr  Shalimar, FL 32579

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,376
    Sq. Ft.

Recent Sales near 646 Emerald Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

646 Emerald Ln, Fort Walton Beach, FL 32547 - Photo 1 Sold
$272,000

646 Emerald Ln  Fort Walton Beach, FL 32547

  • Townhouse
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,246
    Sq. Ft.
1056 Emerald Ln, Fort Walton Beach, FL 32547 - Photo 1 Sold
$312,000

1056 Emerald Ln  Fort Walton Beach, FL 32547

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,083
    Sq. Ft.
1057 Emerald Ln, Fort Walton Beach, FL 32547 - Photo 1 Sold
$274,900

1057 Emerald Ln  Fort Walton Beach, FL 32547

  • Single Family
  • Closed
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,029
    Sq. Ft.
995 Scenic Oak Ln, Fort Walton Beach, FL 32547 - Photo 1 Sold
$250,000

995 Scenic Oak Ln  Fort Walton Beach, FL 32547

  • Townhouse
  • Closed
  • 2
    Beds
  • 3
    Total Baths
  • 1,248
    Sq. Ft.

646 Emerald Lane, Fort Walton Beach, FL 32547 (MLS# 987495) is a Townhouse property with 3 bedrooms and 2 full bathrooms. 646 Emerald Lane is currently listed for $272,900 and was received on October 14, 2025. Want to learn more about 646 Emerald Lane? Do you have questions about finding other Townhouse real estate for sale in Fort Walton Beach? You can browse all Fort Walton Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property