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$188,000
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Property Description
Auction Property. Waterfront Home for Sale in Fort White, FL! Owner will finance with large down payment. Welcome to 106 SW Monument Lane-a rare chance to own a true riverfront retreat in the coveted Wilson Springs neighborhood. Imagine waking up to peaceful river views while sipping your favorite drink, the sun rising over the Santa Fe River, spending time exploring the spring-fed waters and winding down on your deck as the sun sets. This charming 2-bedroom, 1-bath home is more than just a property; it's a lifestyle. Whether you're dreaming of a weekend getaway, a high-demand vacation rental or a full-time residence surrounded by Florida's natural beauty, this home delivers comfort, adventure and relaxation all in one. Property Highlights: Waterfront home with elevated deck overlooking the Santa Fe River and adjacent to Wilson Springs and private community boat ramp-ideal for divers, kayakers and outdoor enthusiasts. This is a golf cart & UTV-friendly community with miles of roads to explore. Seller conveys all pictured furnishings and décor-just add your own finishing touches! Equipped with waterproof floors, electronic door locks and a full suite of appliances including a newer washer and dryer, this house is ready to make you vacation rental money! It even has a durable and low maintenance metal roof, covered parking for vehicles, golf carts and UTVs and an outdoor shed for extra storage. Push Lawnmower included! The dining room is adjacent to the kitchen, great for entertaining. Also, a fenced-in area for kids and pets to safely play. Water treatment system for clean, soft water. Low HOA fees - just $75/year! Turnkey vacation rental potential with strong demand in the area. This highly desirable location is near Ginnie Springs, Ichetucknee River and many other natural springs. Just a short drive to Gainesville, Shands Hospital and the University of Florida. This parcel is surrounded by wildlife, spring-fed rivers and endless recreation opportunities!
Full Property Details
Full Property Details for 106 SW Monument Ln
General
- Sold For: $188,000
- HOA FEE: $6/month
- HOA FEE FREQ.: Annually
- Taxes: $1,773 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: GC533836
- Added to Site: 133 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor
- Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Other
Exterior
- Exterior Features: Lighting, Rain Gutters, Storage
- Deck/Patio: Covered, Deck, Front Porch
- Porch/Patio/Deck: Covered, Deck, Front Porch
Parking
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 2
- Parking Features: Covered, Driveway, Golf Cart Parking
Location
- Area: 32038 - Fort White
- County: Columbia
- Development Name: 32038 - Fort White
- Subdivision: WILSON SPGS PH 01
- Driving Directions: From US Highway 27 turn onto SW CullenAve and go 400 feet to a slight right onto SW. Cullen Ave. Proceed 2.8 miles and turn left onto SW Wilson Springs Rd. Go 0.7 miles and keep right onto SW Wilson Springs Road. In 700 feet take a slight right turn onto SW Memorial Dr. for 0.5 mile and turn left onto SW Monument Ln. and in 60 feet, the house is on the right
- Direction Faces: Southeast
School Information
- Elementary School: Fort White Elementary School-CO
- High School: Fort White High School-CO
Community
- Community Name: 32038 - Fort White
- Community Features: Community Boat Ramp, River, Water Access, Waterfront, Golf Carts OK
- Optional Amenities: Other
- Association: Yes
- Assoc. Name: Steve Norris
- Assoc. Fees Include: Recreational Facilities
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water: Private, Well
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Wood Siding
- Roof: Metal
- Stories/Levels: One
- Square Feet: 1,036
- Sq. Ft. Source: Public Records
- Living Area: 1,036 Sq. Ft.
- Year Built: 1950
Additional Structures
- Other Structures: Other, Shed(s)
Lot Features
- Property View: Water
- Lot Size (Acres): 0.5
- Lot Size (Sq. Ft.): 21,780
- Lot Size: 21780
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt, Limerock
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: River
- Water Extras: Yes
- Water Front Desc.: Waterfront, River Front
Financial Considerations
- Association Fee: $75
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $1,773
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: Auction
- Legal Description: LOT 1 BLOCK 3 WILSON SPRINGS COMMUNITY PHASE 1-B FT TO R/W OF SW MONUMENT LN, EAST ALONG R/W 91.07 FT TO POB. 993-1214, DESC AS: COMM AT NE COR OF SE1/4 OF SEC RUN S 1218.72 FT, CONT SOUTH 967.53 FT TO SE R/W OF SW MEMORIAL DR, SW ALONG R/W 180.98 FT TO INTERS OF SW MONUMENT LN, SW ALONG R/W 164.79 FT, CONT SE 52.09 FT, SW 26.46 FT FOR POB, RUN SOUTH 32.96 FT, SE 95.70 FT, SW 77.95 FT, CONT SW 46.34 FT, SE 87.82 FT TO NW'LY SHORE LINE OF SANTA FE RIVER, SW'LY ALONG SHORE LINE 34 FT, NW 352.77
- Flood Zone Info: AE
- APN: 017S1504149301
- Property ID: 017S1504149301
- Block/Lot/Section: 3
Listed by United Country Smith & Associates - Newberry
Sold by United Country Smith & Associates - Newberry
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Schools
Schools serving 106 SW Monument Ln
School District:Columbia County School District
| Name | Grades | Distance |
|---|---|---|
Fort White Elementary School 18119 Sw State Road 47, Fort White, FL 32038 | PK-5 | 3.4 mi |
Fort White High School 17828 Sw State Road 47, Fort White, FL 32038 | 6-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 106 SW Monument Ln
Date
Details
Price
Change
Source
11/20/2025
Sold
$188,000
-27.69%
MLS
9/06/2025
Listed
$260,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
106 SW Monument Lane, Fort White, FL 32038 (MLS# GC533836) is a Single Family property that was sold at $188,000 on November 20, 2025. Want to learn more about 106 SW Monument Lane? Do you have questions about finding other Single Family real estate for sale in Fort White? You can browse all Fort White real estate or contact a Coldwell Banker agent to request more information.

