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$199,900
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Property Description
This beautifully remodeled modular home was fully updated from 2024-2025 and offers modern comfort with a peaceful, private setting. Major upgrades include a new well, new septic system, new HVAC, new water heater, vanities, cabinets, new electric panel, and all-new 2025 appliances-providing peace of mind for years to come. Inside, you'll find luxury vinyl plank flooring throughout, elegant wainscoting, wood-cased windows, built-in shelving, and a cozy electric fireplace. The kitchen features stained butcher block countertops and brand-new appliances, perfect for both everyday living and entertaining. The spacious primary suite includes a barn-door entry, custom shelving, and a large walk-in tiled shower. The bedrooms have generous size walk-in closets, while the second bathroom has a new tub/shower combo. New ceiling fans add comfort throughout the home. Enjoy outdoor living on the 16x8 covered front porch with railing or the small back porch, all set on just under one acre of cleared land with surrounding woods for privacy. Located in Three Rivers Estates, this home offers voluntary membership for private access to community parks and boat ramps. You're surrounded by the Ichetucknee, Suwannee, and Santa Fe Rivers, and just minutes from downtown -perfect for nature lovers, boating, and outdoor recreation.
Full Property Details
Full Property Details for 448 SW Central Terrace
General
- Price: $199,900
- Taxes: $1,366 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: GC536544
- Updated: 2/17/2026
- Added to Site: 51 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings
- Fireplace: Yes
- Fireplace(s): Decorative, Electric, Free Standing
- Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: In Kitchen, Inside
Exterior
- Exterior Features: Private Mailbox, Private Yard
- Deck/Patio: Covered, Front Porch, Porch
- Porch/Patio/Deck: Covered, Front Porch, Porch
Location
- Area: 32038 - Fort White
- County: Columbia
- Development Name: 32038 - Fort White
- Subdivision: THREE RIVERS ESTATES
- Driving Directions: From US 27 turn left onto Riverside Avenue turn left onto Central Terrace Sign on right
- Direction Faces: North
School Information
- Elementary School: Fort White Elementary School-CO
- Middle School: Fort White High School-CO
- High School: Fort White High School-CO
Community
- Community Name: 32038 - Fort White
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water: Well
- Utility Description: Electricity Connected
Structural Information
- Exterior Const.: Metal Siding
- Roof: Metal
- Stories/Levels: One
- Square Feet: 1,512
- Sq. Ft. Source: Public Records
- Year Built: 1989
Manufactured Home
- Mobile Home Type: Double Wide
Lot Features
- Property View: Trees/Woods
- Lot Size (Acres): 0.92
- Lot Size (Sq. Ft.): 39,988
- Lot Size: 39988
- Lot Dimensions: 100 x 400
- Street/Road Desc.: Dirt
Water Features
- Water Access: Yes
- Water Access Desc: River
- Water Extras: Yes
Financial Considerations
- Tax Amount: $1,366.29
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 26 UNIT 18 THREE RIVERS ESTATES. 694-740, QC 1431-1667
- Flood Zone Info: X
- APN: 1048000
- Property ID: 1048000
- Block/Lot/Section: 25/26
Listed by Exit Realty Producers
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Schools
Schools serving 448 SW Central Terrace
School District:Columbia County School District
| Name | Grades | Distance |
|---|---|---|
Fort White Elementary School 18119 Sw State Road 47, Fort White, FL 32038 | PK-5 | 4.1 mi |
Fort White High School 17828 Sw State Road 47, Fort White, FL 32038 | 6-12 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 448 SW Central Terrace
Date
Details
Price
Change
Source
2/17/2026
Price Reduced
$199,900
-4.76%
MLS
1/24/2026
Price Reduced
$209,900
-12.51%
MLS
1/13/2026
Listed
$239,900
206.39%
MLS
1/12/2026
Sold
$78,300
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 448 SW Central Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$735
—
$67,614
276%
2024
$735
255%
$18,000
20%
2023
$207
19%
$15,000
50%
2021
$174
-16%
$10,000
-33%
2022
$208
20%
$15,000
150%
2021
$174
13%
$6,000
—
2019
$154
-1%
$6,000
—
2018
$156
—
$6,000
—
2017
$156
3%
$6,000
—
2016
$151
-1%
$6,000
—
2015
$153
-9%
$6,000
-14%
2014
$169
-9%
$7,000
-12%
2013
$186
—
$8,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 448 SW Central Terrace
448 SW Central Terrace, Fort White, FL 32038 (MLS# GC536544) is a Single Family property with 3 bedrooms and 2 full bathrooms. 448 SW Central Terrace is currently listed for $199,900 and was received on January 13, 2026. Want to learn more about 448 SW Central Terrace? Do you have questions about finding other Single Family real estate for sale in Fort White? You can browse all Fort White real estate or contact a Coldwell Banker agent to request more information.

