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$570,000 Just Listed
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Property Description
Welcome to Bear Creek, Freeport's premier gated community and the only gated neighborhood located less than a 2 miles from Choctawhatchee Bay. Offering unmatched convenience, Bear Creek provides easy access to the beaches of South Walton without the hassle of fighting traffic through Freeport on Hwy 331, making every trip to and from the coast more enjoyable. Built in 2021, this beautifully maintained 2,030 sq. foot home features 3 bedrooms, 2 baths, and a versatile bonus room, all situated on a spacious 1/4 acre lot directly across from the community's fitness center, playground, and gathering spaces. Step inside to soaring ceilings and a bright, open-concept floor plan designed for both comfortable living and effortless entertaining. Natural light fills the home, while the main living area flows seamlessly to a covered back porch and extended deck overlooking a peaceful creek. The tranquil setting creates the perfect place to relax, unwind, and enjoy the sounds of nature. The spacious primary suite serves as a private retreat with direct access to the outdoor living area and features a luxurious ensuite bath complete with a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms and a flexible bonus room offer plenty of space for a home office, media room, playroom, or guest accommodations. Bear Creek residents enjoy an exceptional lifestyle with resort-style amenities that include a brand new community pool, pickleball courts, fitness center, pickleball courts, tennis courts, basketball courts, clubhouse, playground, and gathering areas, all just steps from your front door. Whether you're searching for a primary residence, second home, or investment opportunity, this move-in-ready property combines modern design, scenic surroundings, outstanding amenities, and one of the most convenient locations in the Freeport area.
Full Property Details
Full Property Details for 109 Sun Bear Cir
General
- Price: $570,000
- Taxes: $3,577 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1005205
- Updated: 6/11/2026
- Added to Site: 1 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Exercise Room, Gated Community, Pets Allowed, Picnic Area, Playground, Pool, Tennis
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Pantry, Split Bedroom, Washer/Dryer Hookup
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Rain Gutter, Sprinkler System
- Porch/Patio/Deck: Deck Covered, Patio Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage
Location
- Area: 20 - Freeport
- County: Walton
- Subdivision: BEAR CREEK COTTAGES
- Driving Directions: From Hwy 331, turn right (east) onto CR 3280. Turn right into Bear Creek Cottages onto Bear Creek Blvd. Turn left onto Sun Bear Circle. Home on left Look for sign.
School Information
- Elementary School: Freeport
- Middle School: Freeport
- High School: Freeport
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Land Recreation, Legal, Management, Master Association, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating/Cooling: Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Public Water
Structural Information
- Architectural Style: Craftsman Style
- Construction: Frame, Roof Pitched, Siding CmntFbrHrdBrd, Trim Wood
- Exterior Const.: Frame, Roof Pitched, Siding CmntFbrHrdBrd, Trim Wood
- Stories/Levels: 2
- Square Feet: 2,030
- Sq. Ft. Source: County PA Records
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018.8
- Lot Dimensions: 67 x 250
- Lot Features: Wooded
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $200
- Tax Amount: $3,577.21
- Tax Year: 2025
Disclosures and Reports
- Legal Description: LOT 10 BEAR CREEK COTTAGES 1ST ADDITION PB 17-5 OR 2695-3844 OR 3102-1203 OR 3207-2199
- APN: 02-2S-19-24310-000-0100
- Property ID: 02-2S-19-24310-000-0100
Listed by Real Broker LLC
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Schools
Schools serving 109 Sun Bear Cir
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Freeport Elementary School 15381 U.S. 331, Freeport, FL 32439 | PK-5 | 3.5 mi |
Freeport Middle School 360 Kylea Laird Drive, Freeport, FL 32439 | 6-8 | 4.2 mi |
Freeport Senior High School 12615 U.S. 331, Freeport, FL 32439 | 9-12 | 8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Sun Bear Cir
Date
Details
Price
Change
Source
6/11/2026
Listed
$570,000
16.8%
MLS
7/12/2021
Sold
$488,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Sun Bear Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,669
—
$424,937
-3%
2024
$3,669
12%
$436,487
13%
2023
$3,281
1111%
$385,469
1026%
2021
$271
-92%
$34,233
-91%
2022
$3,307
1120%
$378,487
1509%
2021
$271
99%
$23,520
195%
2019
$136
45%
$7,986
10%
2018
$94
49%
$7,260
4%
2017
$63
12%
$7,000
17%
2016
$56
-2%
$6,000
—
2015
$57
-2%
$6,000
—
2014
$58
-2%
$6,000
—
2013
$59
—
$6,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Sun Bear Cir
109 Sun Bear Circle, Freeport, FL 32439 (MLS# 1005205) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 Sun Bear Circle is currently listed for $570,000 and was received on June 11, 2026. Want to learn more about 109 Sun Bear Circle? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

