This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/55
$549,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/55
Property Description
$5,000 SELLER CREDIT OFFERED AT CLOSING WITH ACCEPTABLE OFFER! MOVE-IN READY and offering exceptional value in the gated Bear Creek community, this beautifully maintained CUSTOM-BUILT home is ready for its next owner. Built in 2021 and offering 2,030 square feet of thoughtfully designed living space, this 3-bedroom, 2-bath home also features a versatile bonus room and sits on a spacious 1/4-acre lot. Bear Creek offers a desirable Freeport location less than 2 miles from Choctawhatchee Bay, with convenient access to the beaches, dining, shopping, and recreation of South Walton. Residents enjoy an impressive collection of community amenities, including TWO COMMUNITY POOLS--one of them BRAND NEW--along with a fitness center, playground, and gathering spaces. Even better, this home is ideally positioned directly across from the fitness center, playground, and gathering areas, putting some of Bear Creek's most popular amenities just steps from your front door. Inside, soaring ceilings, abundant natural light, and an open-concept floor plan create a bright and welcoming atmosphere. The spacious kitchen and living areas flow effortlessly together, making the home equally suited for everyday living and entertaining. Step outside to the covered back porch and extended deck overlooking a peaceful creek and natural surroundings. Whether you're enjoying morning coffee or winding down at the end of the day, this private outdoor setting adds another dimension to the home's living space. The spacious primary suite is a true retreat with direct access to the outdoor living area and a beautifully appointed ensuite bath featuring a custom-tiled walk-in shower, double vanity, and oversized walk-in closet. Two additional bedrooms provide comfortable accommodations, while the bonus room offers flexibility for a home office, media room, playroom, fitness space, or additional guest area. With its custom construction, flexible floor plan, peaceful creekside setting, TWO community pools, convenient location, and $5,000 seller credit, this TURNKEY Bear Creek home offers an outstanding opportunity to move right in and start enjoying the Florida lifestyle.
Full Property Details
Full Property Details for 109 Sun Bear Cir
General
- Price: $549,000
- Taxes: $3,577 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1013056
- Updated: 10/1/2026
- Added to Site: 9 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Exercise Room, Gated Community, Pets Allowed, Picnic Area, Playground, Pool, Tennis
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Pantry, Split Bedroom, Washer/Dryer Hookup
- Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Continue Clean, Refrigerator, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Rain Gutter, Sprinkler System
- Porch/Patio/Deck: Deck Covered, Patio Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Garage
Location
- Area: 20 - Freeport
- County: Walton
- Subdivision: BEAR CREEK COTTAGES
- Driving Directions: From Hwy 331, turn right (east) onto CR 3280. Turn right into Bear Creek Cottages onto Bear Creek Blvd. Turn left onto Sun Bear Circle. Home on left Look for sign.
School Information
- Elementary School: Freeport
- Middle School: Freeport
- High School: Freeport
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Ground Keeping, Land Recreation, Legal, Management, Master Association, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating/Cooling: Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Public Water
Structural Information
- Architectural Style: Florida Cottage
- Construction: Frame, Roof Pitched, Siding CmntFbrHrdBrd, Trim Wood
- Exterior Const.: Frame, Roof Pitched, Siding CmntFbrHrdBrd, Trim Wood
- Stories/Levels: 2
- Square Feet: 2,030
- Sq. Ft. Source: County PA Records
- Year Built: 2021
Lot Features
- Lot Size (Acres): 0.22
- Lot Size (Sq. Ft.): 9,583.2
- Lot Dimensions: 67 x 250
- Lot Features: Wooded
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $200
- Tax Amount: $3,577.21
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Lot 10 Bear Creek Cottages 1st Addition Pb 17-5 Or 2695-3844 Or 3102-1203 Or 3207-2199
- APN: 02-2S-19-24310-000-0100
- Property ID: 02-2S-19-24310-000-0100
Listed by Real Broker LLC
Get Pre-Approved Today
Schools
Schools serving 109 Sun Bear Cir
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Freeport Elementary School 15381 U.S. 331, Freeport, FL 32439 | PK-5 | 3.5 mi |
Freeport Middle School 360 Kylea Laird Drive, Freeport, FL 32439 | 6-8 | 4.2 mi |
Freeport Senior High School 12615 U.S. 331, Freeport, FL 32439 | 9-12 | 8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Sun Bear Cir
Date
Details
Price
Change
Source
10/01/2026
Listed
$549,000
12.5%
MLS
7/12/2021
Sold
$488,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Sun Bear Cir
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,577
-3%
$424,937
-3%
2024
$3,669
12%
$436,487
13%
2023
$3,281
1111%
$385,469
1026%
2021
$271
-92%
$34,233
-91%
2022
$3,307
1120%
$378,487
1509%
2021
$271
99%
$23,520
195%
2019
$136
45%
$7,986
10%
2018
$94
49%
$7,260
4%
2017
$63
12%
$7,000
17%
2016
$56
-2%
$6,000
—
2015
$57
-2%
$6,000
—
2014
$58
-2%
$6,000
—
2013
$59
—
$6,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Sun Bear Cir
109 Sun Bear Circle, Freeport, FL 32439 (MLS# 1013056) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 Sun Bear Circle is currently listed for $549,000 and was received on October 01, 2026. Want to learn more about 109 Sun Bear Circle? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

