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$399,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,811 Sq. Ft.
  • Updated 13 hours ago
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When location is everything! This 3-bed, 2-bath cottage nestled in the heart of Hammock Bay is thoughtfully upgraded. Home offers modern living without sacrificing charm. Kitchen serves as heart of home, featuring granite countertops, pendant lighting, custom 42-inch cabinetry, and striking stone tile backsplash. Stainless steel farmhouse sink on large island creates ideal space for meal prep and gatherings. Primary bathroom showcases cultured marble vanity and a trendy barn door that adds distinctive character. Peace of mind comes standard with hurricane wind screens, whole-house surge protector, and heavy-duty security storm door. AC capacitor replaced in 2022 and garage offers built-in workbench. Within walking distance of pool, fitness center, athletic courts and restaurants.

Full Property Details for 426 Fanny Ann Way

General

  • Price: $399,000
  • Taxes: $3,785 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 994410
  • Updated: 2/3/2026
  • Added to Site: Today

Interior

  • Rooms/Areas: Bedroom, Dining Room, Family Room, Full Bathroom, Garage, Kitchen, Laundry, Master Bathroom, Master Bedroom
  • Interior Features: Floor Laminate, Floor WW Carpet, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatmnt Some
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Family Room: Family Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Pickle Ball, Picnic Area, Playground, Pool, Tennis, TV Cable
  • Pool: Yes

Exterior

  • Exterior Features: Porch Open

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Attached

Location

  • Area: 20 - Freeport
  • County: Walton
  • Subdivision: Hammock Bay
  • Driving Directions: Hwy 20 West to E. Bay Loop Rd. Travel approx 1 mile to Hammock Trail - right onto Great Hammock Bend - left onto Sarona St. - left onto Fanny Ann Way - 2nd home on right.

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Ridge Vent, See Remarks, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Roof Dimensional Shg, Siding Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,811
  • Sq. Ft. Source: Appraiser
  • Year Built: 2017

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Dimensions: 45 x 115
  • Street/Road Desc.: City Road, Paved Road
  • Lot Features: Covenants, Interior, Restrictions, See Remarks, Sidewalk
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $1,054
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $3,785
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: Lot 126 Schooner Landing At Hammock Bay Pb 18-20 Or 2832-4217 Or 2908-3760 Or 3049-3836 Or 3297-3732
  • Assessment: Yes
  • APN: 171S19230900001260

Listed by Merrifield & Pilcher Realty

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Listing agent

— 426 Fanny Ann Way —

  • Merrifield & Pilcher Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 426 Fanny Ann Way

School District:Walton County School District
NameGradesDistance
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-82.1 mi
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-52.6 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-125.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 426 Fanny Ann Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/03/2026
Listed
$399,000
2.31%
MLS
8/01/2023
Sold
$390,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 426 Fanny Ann Way

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,879
—
$296,112
2%
2024
$3,879
131%
$290,790
-7%
2023
$1,676
6%
$311,409
10%
2022
$1,587
—
$282,962
50%
2021
$1,580
—
$189,053
7%
2021
$1,580
3%
$177,130
18%
2019
$1,537
2%
$149,549
2%
2018
$1,504
679%
$146,761
925%
2017
$193
-1%
$14,315
—
2016
$195
-24%
$14,315
-23%
2015
$257
-1%
$18,700
—
2014
$260
9%
$18,700
10%
2013
$238
—
$17,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Merrifield & Pilcher Realty

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426 Fanny Ann Way, Freeport, FL 32439 (MLS# 994410) is a Single Family property with 3 bedrooms and 2 full bathrooms. 426 Fanny Ann Way is currently listed for $399,000 and was received on February 03, 2026. Want to learn more about 426 Fanny Ann Way? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

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