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$360,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,789 Sq. Ft.
  • Updated 17 hours ago
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Welcome to 520 Whispering Creek Ave, a 4-bedroom, 2-bath home set on one of the largest and most private lots in the neighborhood. With an expansive yard, wooded surroundings, and no future home to be built beside it, this property offers a level of space and privacy that sets it apart from many others in the community. Inside, the open-concept floor plan connects the living, kitchen, and dining areas, creating a bright and functional space for everyday living and entertaining. The kitchen features granite countertops, white cabinetry, stainless steel appliances, a large breakfast bar, and plenty of counter space. The primary suite includes a spacious bath with double vanity and granite countertops, while three additional bedrooms provide plenty of flexibility for guests, an office, or additional living space. French doors lead from the main living area to the covered back porch overlooking the oversized backyard and wooded tree line--an ideal spot to relax, grill, or entertain while enjoying the extra privacy. A covered front porch, two-car garage, and generous outdoor space complete the home. An assumable mortgage is available for qualified buyers, subject to lender approval and applicable terms. Buyers may also have the option of a 0-1 temporary rate buydown when using the preferred lender, offering another opportunity to reduce initial financing costs. With 4 bedrooms, 2 baths, an open floor plan, one of the neighborhood's largest lots, wooded privacy, and multiple financing opportunities, 520 Whispering Creek Ave is one you don't want to miss.

Full Property Details for 520 Whispering Creek Ave

General

  • Price: $360,000
  • Taxes: $3,196 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1009883
  • Updated: 8/14/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Complex Features: Playground, Pool

Interior

  • Number of Rooms: 6
  • Appliances: Dishwasher, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Flooring: Floor Laminate, Floor WW Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Parking

  • Attached garage: Yes

Location

  • Area: 20 - Freeport
  • County: Walton
  • Subdivision: CROSS CREEK
  • Driving Directions: From US 311 turn right onto Bourbon Street and the home is .07 miles on your right.

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Management

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans, Central Air
  • Heating Type: Central
  • Heating/Cooling: Central, Ceiling Fans, Central Air

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Frame, Siding Brick Some, Siding Vinyl
  • Exterior Const.: Frame, Siding Brick Some, Siding Vinyl
  • Stories/Levels: 1
  • Square Feet: 1,789
  • Sq. Ft. Source: County PA Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.62
  • Lot Size (Sq. Ft.): 27,007.2
  • Lot Dimensions: Irregular
  • Street/Road Desc.: Paved
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $265
  • Tax Amount: $3,196.58
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Lot 1 Blk C Cross Creek Ests Ph 1 Pb 18-74 Or 3179-2913 Or 3233-156 Or 3332-322
  • APN: 03-1S-19-23300-00C-0010
  • Property ID: 03-1S-19-23300-00C-0010

Listed by Better Homes and Gardens Real Estate Coast Properties

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— 520 Whispering Creek Ave —

  • Better Homes and Gardens Real Estate Coast Properties

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 520 Whispering Creek Ave

School District:Walton County School District
NameGradesDistance
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-81.5 mi
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-52.4 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-123 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 520 Whispering Creek Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/14/2026
Listed
$360,000
9.35%
MLS
8/30/2022
Sold
$329,211
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 520 Whispering Creek Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,229
—
$294,606
4%
2024
$3,229
—
$282,882
—
2023
$3,220
1058%
$282,882
1243%
2021
$278
-92%
$21,059
-92%
2022
$3,515
1164%
$269,259
1411%
2021
$278
36%
$17,825
17%
2019
$204
7%
$15,223
7%
2018
$191
3%
$14,214
3%
2017
$186
-1%
$13,800
—
2016
$188
-1%
$13,800
—
2015
$190
-1%
$13,800
—
2014
$192
357%
$13,800
357%
2013
$42
—
$3,020
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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520 Whispering Creek Avenue, Freeport, FL 32439 (MLS# 1009883) is a Single Family property with 4 bedrooms and 2 full bathrooms. 520 Whispering Creek Avenue is currently listed for $360,000 and was received on August 14, 2026. Want to learn more about 520 Whispering Creek Avenue? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

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