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$399,999 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,977 Sq. Ft.
  • Updated 2 days ago
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Beautifully Upgraded 3-Bedroom Home Overlooking Central Park in Freeport's Hammock Bay!Welcome to 54 Lottie Loop, a beautifully maintained 3-bedroom, 2-bath home with a versatile flex room, perfectly positioned to face Central Park in Hammock Bay--a large open green space featuring a covered grilling pavilion. This prime location allows you to walk to all the wonderful Hammock Bay amenities, including the clubhouse, fitness center, pools, and more.Since purchasing, the sellers have thoughtfully enhanced the home with numerous upgrades that elevate both style and functionality. The front and back flower beds have been finished with decorative rock and lined with attractive pavers for a clean, low-maintenance look. Additional pavers widen the front driveway for extra parking and expand the back patio, creating more space for grilling and outdoor entertaining. The screened-in porch patio includes a convenient doggie door and features a gas stub-outperfect for an outdoor grill setup. Inside, the home offers quality finishes throughout, including granite countertops in the kitchen and all bathrooms, stainless steel appliances, and updated kitchen hardware. Select light switch and outlet covers have been replaced with elegant gold accents, adding a subtle designer touch. The primary suite features a garden tub and a separate tiled shower, while crown molding highlights the entry, family room, and primary bedroom. Wood-look tile flooring runs throughout all common areas, bathrooms, and the utility room, combining durability with modern style. Additional features include three-sided brick construction, a gas hot water heater, rear gutters, professional landscaping with sprinkler system and well, and a privacy-fenced backyardideal for relaxing or entertaining. With its park-front setting, walkable amenities, and extensive list of upgrades, 54 Lottie Loop offers exceptional value and a lifestyle that's hard to beat in Freeport. Call today to make this home yours.

Full Property Details for 54 Lottie Loop

General

  • Price: $399,999
  • Taxes: $4,227 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 992779
  • Updated: 1/13/2026
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Covered Porch, Family Room, Master Bedroom, Office
  • Interior Features: Ceiling Crwn Molding, Ceiling Tray/Cofferd, Floor Tile, Floor WW Carpet, Kitchen Island, Lighting Recessed, Newly Painted, Pantry, Split Bedroom, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Appliances: Dishwasher, Disposal, Microwave, Stove/Oven Electric

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Family Room: Family Room
  • Office: Office
  • Porch: Covered Porch

Additional Information

  • Shared Amenities: BBQ Pit/Grill, Community Room, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Pickle Ball, Picnic Area, Playground, Pool, Separate Storage, Short Term Rental - Not Allowed, Tennis, TV Cable
  • Pool: Yes

Exterior

  • Exterior Features: Fenced Privacy, Lawn Pump, Patio Covered

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage Attached

Location

  • Area: 20 - Freeport
  • County: Walton
  • Subdivision: Hammock Bay
  • Driving Directions: Hwy 20 to Hammock Bay - Great Hammock Bend to right on Hammock Trail West - right into Central Park - Right then left onto Lottie Loop

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Ridge Vent

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, Tap Fee Paid, TV Cable, Underground

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Brick, Frame, Roof Dimensional Shg, Siding CmntFbrHrdBrd
  • Stories/Levels: 1
  • Square Feet: 1,977
  • Sq. Ft. Source: County PA Records
  • Year Built: 2018

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Dimensions: 70 x 125
  • Street/Road Desc.: City Road, Paved Road
  • Lot Features: Covenants, Curb & Gutter, Level, Restrictions, Sidewalk, Survey Available
  • Zoning: City, Resid Single Family

Financial Considerations

  • Assessment Amount: $559
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $4,227
  • Tax Year: 2025
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: LOT 50 CENTRAL PARK AT HAMMOCK BAY PH 2 PB 20-17 OR 3038-3289 OR 3098-1907 OR 3290-1861
  • Assessment: Yes
  • APN: 17-1S-19-23131-000-0500

Listed by HomeBiz Properties

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— 54 Lottie Loop —

  • HomeBiz Properties

  • HomeBiz Properties

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 54 Lottie Loop

School District:Walton County School District
NameGradesDistance
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-82.3 mi
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-52.8 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-126 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 54 Lottie Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Listed
$399,999
-2.2%
MLS
5/18/2023
Sold
$409,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 54 Lottie Loop

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,886
—
$373,321
1%
2024
$4,886
72%
$367,806
—
2023
$2,838
6%
$367,806
41%
2021
$2,687
—
$261,291
-32%
2022
$2,692
—
$383,851
63%
2021
$2,687
-8%
$235,782
11%
2019
$2,932
528%
$212,869
514%
2018
$467
2647%
$34,658
2693%
2017
$17
—
$1,241
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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54 Lottie Loop, Freeport, FL 32439 (MLS# 992779) is a Single Family property with 3 bedrooms and 2 full bathrooms. 54 Lottie Loop is currently listed for $399,999 and was received on January 13, 2026. Want to learn more about 54 Lottie Loop? Do you have questions about finding other Single Family real estate for sale in Freeport? You can browse all Freeport real estate or contact a Coldwell Banker agent to request more information.

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