35401 Willow Cir Fruitland Park, FL 34731

HARRIS CHAIN of LAKES Access *** POOL Home *** USDA eligible-LOWER RATE! *** No REAR neighbors *** This exceptional property offers a harmonious blend of comfort, spaciousness, and convenient access to Lake Griffin-part of the highly sought-after Harris Chain of Lakes-making it a true haven for fishing and outdoor enthusiasts. Residents of Kings Cove enjoy access to a community boat ramp, providing effortless days on the water. Ideally located near Mount Dora, The Villages, and Leesburg, Kings Cove is a desirable waterfront community offering the rare advantage of no HOA and generously sized lots with room for your RV and BOAT! Just a short drive away, Lake Griffin State Park provides a peaceful escape filled with scenic trails, abundant wildlife, and natural beauty. Enjoy the perfect balance of tranquil surroundings with convenient access to shopping, dining, and site seeing. Situated on an oversized lot of over half an acre (~.64), this well-maintained home features 5 bedrooms and 2 bathrooms, with one bedroom ideally suited for a home office or flex space. Step inside to an expansive living area filled with natural light, creating a bright and inviting atmosphere perfect for both everyday living and entertaining. The home showcases easy-to-maintain tile flooring throughout and updated patio sliders that seamlessly connect indoor and outdoor living spaces. The outdoor area is designed for relaxation, featuring a private pool with a screen enclosure and a covered patio. A convenient pool bath with direct access from the patio adds both functionality and comfort. Additional highlights include a NEWER ROOF installed in 2022, an interior laundry room, and a 2 car garage. This property is also USDA eligible, offering the potential for a lower interest rate and an excellent opportunity for qualified buyers to achieve homeownership with favorable financing terms. Online information: As of April 2026, USDA Direct loan interest rates in Florida are 5.00% for low-income borrowers, with potential reductions as low as 1% through payment assistance. Guaranteed loan rates, offered through private lenders, vary based on market conditions. These loans require no down payment and are available in designated rural Florida areas. Buyer to verify information and measurements. This property truly offers the best of Florida living-space, privacy, and access to WATER and nature-all within a prime location. Schedule your tour today!