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$885,000
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Property Description
HUD #094-666103 (IN) FHA insured. You're living on over 3 acres of absolute paradise, right on the magnificent St. John's River! This isn't just a house; it's a private estate, a true escape from the everyday. The home itself is an expansive over 7000 square feet, boasting a stunning French Provincial exterior that commands attention. As you arrive, you'll immediately feel its wonderfully rural setting. But once you're here, the main floor welcomes you with comfortable ceramic tile, featuring your master suite and the downstairs living room offers a cozy fireplace, perfect for unwinding on those relaxing evenings. For the entertainers, there's an incredible entertainment room complete with a classic brick bar and custom-built wood cabinets - it's the ultimate spot for hosting gatherings. You won't believe the two gigantic Florida rooms, each a massive 14x47 feet. One is on the first floor, and the other is directly above it, offering abundance of natural light year-round. The kitchen is features a large island and a built-in stove, plus all the essential appliances, including the fridge and cooktop. Upstairs, you'll find four more spacious bedrooms, all with cozy carpet, ensuring comfort for the whole family. Now, for some truly rare finds that elevate this property even further: Not only do you have the main house, but there's also a charming 1-bedroom, 1-bathroom guest house ready for visitors or even as a private rental opportunity. And for your vehicles and extra gear, a convenient detached 2-car garage. This property is situated directly on the St. John's River, and the property line actually extends out beyond the water's edge! It's an unparalleled waterfront experience. This is a rare opportunity to own a substantial estate in a rural setting, complete with all the amenities for both living and grand entertaining. It's a place to create a lifetime of memories. You absolutely have to see it to believe it!
Full Property Details
Full Property Details for 3921 E Osceola Rd
General
- Price: $885,000
- Taxes: $7,314 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: O6378477
- Updated: 2/6/2026
- Added to Site: 28 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 13
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
- Fireplace: Yes
- Fireplace(s): Family Room
- Appliances: Built-In Oven, Cooktop, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: French Doors, Private Yard, Storage
- Deck/Patio: Patio, Porch, Rear Porch
- Porch/Patio/Deck: Patio, Porch, Rear Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32732 - Geneva
- County: Seminole
- Development Name: 32732 - Geneva
- Subdivision: NONE
- Driving Directions: Use GPS
- Direction Faces: South
Community
- Community Name: 32732 - Geneva
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water District: ST. JOHN'S RIVER
- Water: Well
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Available, Water Connected
Structural Information
- Architectural Info: French Provincial
- Architectural Style: French Provincial
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: Two
- Square Feet: 5,727
- Sq. Ft. Source: Public Records
- Year Built: 1989
Additional Structures
- Other Structures: Guest House, Workshop
Lot Features
- Property View: Trees/Woods, Water
- Lot Size (Acres): 3.25
- Lot Size (Sq. Ft.): 58,006
- Lot Size: 1.3316
- Lot Dimensions: 150 x 200
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Brackish Water
- Water Front Name: ST. JOHN'S RIVER
- Water Front Desc.: River Front
Financial Considerations
- Tax Amount: $7,314.8
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: Government Owned
- Legal Description: SEC 23 TWP 19S RGE 32E W 75 FT OF E 300 FT OF GOVT LOT 5 LYING N OF OSCEOLA RD & BEG 1324.95 FT N & 300 FT W OF SE COR GOVT LOT 5 RUN N 313.55 FT S 82 DEG 30 MIN W 50 FT S 313.55 FT N 82 DEG 30 MIN E 50 FT TO BEG
- Flood Zone Info: AE
- APN: 23193230000700000
- Property ID: 23193230000700000
- Block/Lot/Section: 70
Listed by Yellow Door Realty Llc
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Schools
Schools serving 3921 E Osceola Rd
School District:Seminole County School District
| Name | Grades | Distance |
|---|---|---|
Geneva Elementary School 275 1st Street, Geneva, FL 32732 | K-5 | 5.8 mi |
Chiles Middle School 1240 Sanctuary Drive, Oviedo, FL 32766 | 6-8 | 12.1 mi |
Oviedo High School 601 King Street, Oviedo, FL 32765 | 9-12 | 12.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3921 E Osceola Rd
Date
Details
Price
Change
Source
1/30/2026
Listed
$885,000
-8.29%
MLS
11/20/2025
Sold
$964,948
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3921 E Osceola Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,859
104%
$650,621
76%
2024
$4,333
3%
$369,322
3%
2023
$4,224
3%
$358,565
6%
2021
$4,096
-2%
$337,982
-3%
2022
$4,171
2%
$348,121
4%
2021
$4,096
3%
$333,316
4%
2018
$3,988
1%
$319,747
2%
2017
$3,966
-1%
$313,170
-4%
2019
$4,022
—
$325,822
6%
2016
$4,036
-1%
$306,729
1%
2015
$4,089
1%
$304,597
1%
2014
$4,066
-1%
$302,180
2%
2013
$4,121
—
$297,714
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3921 E Osceola Rd
3921 E Osceola Road, Geneva, FL 32732 (MLS# O6378477) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 3921 E Osceola Road is currently listed for $885,000 and was received on January 30, 2026. Want to learn more about 3921 E Osceola Road? Do you have questions about finding other Single Family real estate for sale in Geneva? You can browse all Geneva real estate or contact a Coldwell Banker agent to request more information.

