Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$390,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,580 Sq. Ft.
  • Updated 2 days ago
See This Home
Save This Home
See This Home
Save This Home
Have you been searching for a home in a mature, nature-filled community where lifestyle and serenity go hand in hand? This charming 3-bedroom, 2-bathroom home offers just that. Enjoy miles of scenic paths perfect for walking, running, biking, or cruising by golf cart, along with opportunities to fish and connect with nature. The community hosts festive holiday events, book clubs, dog park meetups, and more-making it easy to stay active and engaged. While all these amenities are close by, the home itself is tucked away at the back of the community, offering exceptional privacy and peace. Backing up to conservation land, the backyard becomes a tranquil retreat where deer and turkeys are frequent visitors. Quiet, private, and surrounded by natural beauty, this home offers the perfect balance of community living and peaceful seclusion. This meticulously maintained 3-bedroom, 2-bath home was built in 2022 and feels like new. Located in the gated family part of Harmony, this home offers both comfort and peace of mind. The open-concept kitchen, dining, and living areas are filled with natural light and seamlessly flow to the back patio, which overlooks conservation land. The primary bedroom is thoughtfully tucked away at the rear of the home, providing privacy from the two guest bedrooms. Don't miss the opportunity to experience everything this home and community provide. Residents enjoy an impressive array of amenities, including two community pools, basketball, volleyball, and soccer courts, along with numerous playgrounds and parks. All of this is complemented by top-rated A schools, making this an ideal place to call home.

Full Property Details for 3212 Oxbow Ct

General

  • Price: $390,000
  • HOA FEE: $87/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,377 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: S5141393
  • Updated: 1/13/2026
  • Added to Site: 2 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 5
  • Interior Features: Ceiling Fan(s), Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Private Entrance, Private Yard, Sidewalk, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: ENCLAVE AT LAKES OF HARMONY
  • Driving Directions: Drive down 192 from St. Cloud and take your second left into Harmony, take a right onto Five Oaks down to the end and turn left into the gated family part of Harmony and left again, the home will be on your left. If driving down 192 and coming from Melbourne take your first right into Harmony.
  • Direction Faces: Northeast

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Association: Yes
  • Assoc. Name: Association Solutions, Mark Hill

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Available

Structural Information

  • Exterior Const.: Block
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,580
  • Sq. Ft. Source: Public Records
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size: 4792
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $260
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $6,377.77
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 8
  • Flood Zone Info: X
  • APN: 202632349600010080
  • Property ID: 202632349600010080
  • Block/Lot/Section: 1

Listed by Fierce Realty

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 3212 Oxbow Ct —

  • Fierce Realty

  • Fierce Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3212 Oxbow Ct

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-51.1 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.7 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3212 Oxbow Ct Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Listed
$390,000
13.84%
MLS
8/05/2022
Sold
$342,600
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3212 Oxbow Ct

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,378
3%
$313,000
—
2024
$6,218
1%
$312,100
1%
2023
$6,139
117%
$307,900
1953%
2021
$2,832
26%
$15,000
-70%
2022
$2,240
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3212 Oxbow Ct

$
Down Payment
%
$
%

$
$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Fierce Realty

Similar Properties near 3212 Oxbow Ct

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

7552 Bent Tree Loop, Saint Cloud, FL 34771 - Photo 1 Just Listed
$387,900
Open House

7552 Bent Tree Loop  Saint Cloud, FL 34771

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,780
    Sq. Ft.
Listed by Adams Homes Realty, Inc
7528 Bent Tree Loop, Saint Cloud, FL 34773 - Photo 1 Just Listed
$387,900

7528 Bent Tree Loop  Saint Cloud, FL 34773

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,780
    Sq. Ft.
Listed by Adams Homes Realty, Inc
3891 Sagefield Dr, Saint Cloud, FL 34773 - Photo 1
$385,900

3891 Sagefield Dr  Saint Cloud, FL 34773

  • Single Family
  • Active
  • Updated 10 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,780
    Sq. Ft.
Listed by Adams Homes Realty, Inc.
4464 Sagefield Dr, Harmony, FL 34773 - Photo 1
$395,000

4464 Sagefield Dr  Harmony, FL 34773

  • Single Family
  • Active
  • Updated 10 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,970
    Sq. Ft.
Listed by Adams Homes Realty, Inc.

Just Listed near 3212 Oxbow Ct

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2813 Shelburne Way, Saint Cloud, FL 34772 - Photo 1 Just Listed
$420,000
Open House

2813 Shelburne Way  Saint Cloud, FL 34772

  • Single Family
  • Active
  • Updated 1 hour ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,894
    Sq. Ft.
Listed by Kitty Mark (407) 491-6857
1949 Horsetail Dr, Saint Cloud, FL 34771 - Photo 1 Just Listed
$495,990

1949 Horsetail Dr  Saint Cloud, FL 34771

  • Single Family
  • Active
  • Updated 3 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,434
    Sq. Ft.
Listed by Sm Florida Brokerage Llc
0 Holopaw Groves Rd, Saint Cloud, FL 34772 - Photo 1 Just Listed
$9,500

0 Holopaw Groves Rd  Saint Cloud, FL 34772

  • Residential Lots
  • Active
  • Updated 3 days ago
Listed by Divito Real Estate Group
6019 Forest Perch Dr, Saint Cloud, FL 34771 - Photo 1 Just Listed
$519,000

6019 Forest Perch Dr  Saint Cloud, FL 34771

  • Single Family
  • Active
  • Updated 11 hours ago
  • 5
    Beds
  • 5
    Total Baths
  • 3,350
    Sq. Ft.
Listed by Corcoran Connect Llc

Price Reduced near 3212 Oxbow Ct

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1706 Chatsworth Cir, Saint Cloud, FL 34771 - Photo 1 Price Reduced
-$10,000 (-2.22%)
$440,000

1706 Chatsworth Cir  Saint Cloud, FL 34771

  • Single Family
  • Active
  • Updated 6 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,569
    Sq. Ft.
Listed by National Real Estate Llc
5213 Masser Rd, Saint Cloud, FL 34772 - Photo 1 Price Reduced
-$2,000 (-0.5%)
$399,990
Open House

5213 Masser Rd  Saint Cloud, FL 34772

  • Single Family
  • Active
  • Updated 11 hours ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,828
    Sq. Ft.
Listed by Dr Horton Realty Of Central Florida Llc
6499 Horseshoe Ln Wy, Saint Cloud, FL 34773 - Photo 1 Price Reduced
-$5,000 (-1.43%)
$344,990

6499 Horseshoe Ln Wy  Saint Cloud, FL 34773

  • Townhouse
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,469
    Sq. Ft.
Listed by Drb Group Realty, Llc
2895 Hornbill Dr, Saint Cloud, FL 34772 - Photo 1 Price Reduced
-$11,000 (-2.52%)
$425,000

2895 Hornbill Dr  Saint Cloud, FL 34772

  • Single Family
  • Active
  • Updated 6 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 1,988
    Sq. Ft.
Listed by Meritage Homes Of Fl Realty

Recent Sales near 3212 Oxbow Ct

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

3185 Songbird Cir, Harmony, FL 34773 - Photo 1 Sold
$398,990

3185 Songbird Cir  Harmony, FL 34773

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,423
    Sq. Ft.
Listed and Sold by Orlando Property Advisors
3397 Sagebrush St, Harmony, FL 34773 - Photo 1 Sold
$446,500

3397 Sagebrush St  Harmony, FL 34773

  • Single Family
  • Closed
  • 3
    Beds
  • 3
    Total Baths
  • 2,355
    Sq. Ft.
Listed by Dalton Wade Inc
Sold by Baldwin Park Realty Llc
3349 Sagebrush St, Harmony, FL 34773 - Photo 1 Sold
$360,000

3349 Sagebrush St  Harmony, FL 34773

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,064
    Sq. Ft.
Listed and Sold by Resort Realty Group Ltd Inc
3424 Middlebrook Pl, Harmony, FL 34773 - Photo 1 Sold
$385,000

3424 Middlebrook Pl  Harmony, FL 34773

  • Single Family
  • Closed
  • 4
    Beds
  • 2
    Total Baths
  • 2,064
    Sq. Ft.
Listed and Sold by Corcoran Connect Llc

3212 Oxbow Court, Harmony, FL 34773 (MLS# S5141393) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3212 Oxbow Court is currently listed for $390,000 and was received on January 13, 2026. Want to learn more about 3212 Oxbow Court? Do you have questions about finding other Single Family real estate for sale in Harmony? You can browse all Harmony real estate or contact a Coldwell Banker agent to request more information.

Tour this property