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$405,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,202 Sq. Ft.

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Open House: 11:00 AM - 5:00 PM

Sunday 3/15 11:00 AM - 5:00 PM

4113 Sagefield Drive,Harmony, FL 34773

4113 Sagefield DriveHarmonyFL34773

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Price improvement! Now offering a 4.99 fixed interest rate or up to $15,000 in Flex Cash. Estimated monthly payments from $2,750. Low HOA and NO CDD make this an exceptional and affordable opportunity. Welcome to Harmony Central in St. Cloud, FL, a highly desirable community featuring scenic ponds, open green spaces, and access to top-rated schools. Conveniently located near the Florida Turnpike, Narcoossee Road, and downtown St. Cloud. This two-story, energy-efficient home showcases the popular Adams Homes 2202 floor plan, offering 4 bedrooms and 2.5 bathrooms. The open-concept layout is ideal for both everyday living and entertaining. The seller is paying closing costs and offering a $15,000 Flex Cash incentive, which may be applied toward interest rate buy-downs and/or prepaid items when using the preferred lender. Additional closing cost incentives may be available through the preferred lender, and the home can be secured with as little as a $1,000 deposit. The spacious kitchen features granite countertops, a center island, stainless steel Whirlpool appliances, and premium brand faucets. Additional highlights include a large laundry room, beautifully appointed bathrooms with granite finishes, an upstairs owner's suite with a walk-in closet, and a covered lanai perfect for outdoor relaxation. Community amenities include a resort style pool and dog park, all within a quiet, family-friendly setting. This home also includes a 1-year builder warranty, 2-year plumbing, electrical, and mechanical warranty, and a 10-year structural warranty for added peace of mind. A rare combination of new construction, attractive financing, and tranquil surroundings-opportunities like this are limited.

Full Property Details for 4113 Sagefield Dr

General

  • Price: $405,000
  • HOA FEE: $69/month
  • HOA FEE FREQ.: Annually
  • Taxes: $759 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6323364
  • Updated: 1/10/2026
  • Added to Site: 244 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 10
  • Interior Features: Ceiling Fan(s), High Ceilings, In Wall Pest System, Open Floorplan, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Flooring: Carpet, Ceramic Tile, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Exterior

  • Exterior Features: Irrigation System, Sidewalk

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2

Location

  • Area: 34773 - St Cloud (Harmony)
  • County: Osceola
  • Development Name: 34773 - St Cloud (Harmony)
  • Subdivision: HARMONY CENTRAL PH 1
  • Driving Directions: Driving Directions from Orlando International Airport (MCO): Take FL-417 Toll South to Exit 22 (Narcoossee Rd). Continue south on Narcoossee Rd for approximately 12 miles. Turn left onto US-192 E/US-441 S. Drive about 3 miles, then turn right onto Harmony Square Drive. Follow signs to Harmony Central.
  • Direction Faces: Southwest

School Information

  • Elementary School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High

Community

  • Community Name: 34773 - St Cloud (Harmony)
  • Association: Yes
  • Assoc. Name: BETH CONNOR

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 2,202
  • Sq. Ft. Source: Builder
  • Year Built: 2025

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,792
  • Lot Size: 4792
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $825
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $759
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK A LOT 37
  • Flood Zone Info: X500
  • APN: 3226323596000A0370
  • Property ID: 3226323596000A0370
  • Block/Lot/Section: A

Listed by Adams Homes Realty, Inc and Adams Homes Realty, Inc.

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Listing agents

— 4113 Sagefield Dr —

  • Adams Homes Realty, Inc

  • Adams Homes Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4113 Sagefield Dr

School District:Osceola County School District
NameGradesDistance
Harmony Community School
3365 Schoolhouse Rd, St. Cloud, FL 34773
PK-52.2 mi
Middle School AA
3725 Arthur J Gallagher Boulevard, St. Cloud, FL 34771
6-81.5 mi
Harmony High School
3601 Arthur J Gallagher Blvd, St. Cloud, FL 34771
9-121.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4113 Sagefield Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/29/2025
Price Reduced
$405,000
-0.95%
MLS
12/18/2025
Price Reduced
$408,900
-4.64%
MLS
8/12/2025
Price Reduced
$428,800
-0.02%
MLS
7/01/2025
Listed
$428,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4113 Sagefield Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$831
9%
$60,000
9%
2024
$759
9%
$55,000
10%
2023
$698
1026%
$50,000
1036%
2022
$62
—
$4,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Adams Homes Realty, Inc and Adams Homes Realty, Inc.

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4113 Sagefield Drive, Harmony, FL 34773 (MLS# O6323364) is a Single Family property with 4 bedrooms, 2 full bathrooms and 1 partial bathroom. 4113 Sagefield Drive is currently listed for $405,000 and was received on July 01, 2025. Want to learn more about 4113 Sagefield Drive? Do you have questions about finding other Single Family real estate for sale in Harmony? You can browse all Harmony real estate or contact a Coldwell Banker agent to request more information.

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