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$53,000
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Property Description
Come Build your dream home in Hernando Beach South! Build your dream coastal home in the highly sought-after Deed Restricted Community of Hernando Beach South. This 7,500 SF (75x100) waterfront homesite is READY FOR DEVELOPMENT and includes a SURVEY, GEOTECH REPORT, and CONSTRUCTION PLANS - saving you time and money as you prepare to build. The low $330 annual HOA fee includes lawn maintenance until construction begins and access to the community boat ramp. Enjoy the benefits of a well-maintained waterfront neighborhood with NO SHORT-TERM RENTALS ALLOWED (3 month minimum rentals), helping preserve the peaceful coastal atmosphere homeowners love. Located in a flood zone, future homes must be elevated. Zoned R1B for SINGLE-FAMILY HOMES ONLY (no mobile homes permitted). Water, sewer, and electric are available at the street and will need to be connected to the future residence. NO BUILD TIME REQUIREMENT - build now, later, or hold as an investment opportunity. RV living is not permitted. Residents enjoy Gulf access through the community boat lift or community boat ramp, making it easy to enjoy boating, fishing, kayaking, and the Florida waterfront lifestyle. Contact the listing agent for a video explaining how the community boat lift operates. Hernando Beach is a charming coastal community along Florida's Gulf Coast known for its laid-back lifestyle, scenic waterways, and excellent boating access. Nearby attractions include Weeki Wachee Springs State Park, waterfront dining, marinas, golf courses, shopping, and entertainment. Whether you're looking to build a full-time residence, vacation retreat, or future investment property, this lot offers an incredible opportunity to own in one of Hernando County's most desirable waterfront communities. Lot lines shown in aerial photos are approximate. Property is located just past 4000 Cobia Drive on the left side of the roadway. No for sale sign on property. Land financing options may be available. No seawall is currently present on the property. Schedule your showing today and start planning your Florida coastal dream home!
Full Property Details
Full Property Details for 3520 Cobia Dr
General
- Price: $53,000
- HOA FEE: $28/month
- HOA FEE FREQ.: Annually
- Taxes: $1,044 (2025)
- Status: Active
- Type: Lots/Land
- Source: MidFloridaRegionalMLS
- MLS ID: TB8472163
- Updated: 5/18/2026
- Added to Site: 119 day(s) ago
Location
- Area: 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- County: Hernando
- Development Name: 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Subdivision: HERNANDO BEACH
- Driving Directions: Head North on Shoal Line Blvd, left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.
School Information
- Elementary School: Westside Elementary-HN
- Middle School: Fox Chapel Middle School
- High School: Weeki Wachee High School
Community
- Community Name: 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
- Community Features: Public Boat Ramp, Water Access, Waterfront, Golf Carts OK, Golf
- Association: Yes
- Assoc. Name: Coastal HOA Management
Utilities
- Sewer: Public Sewer
- Water District: GULF
- Water: Public
- Utility Description: Cable TV Available, Electricity Available, Public, Sewer Available, Water Available
Structural Information
- Current Bldg. Use: Residential
Lot Features
- Property View: Water
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,500
- Lot Size: 7500
- Lot Dimensions: 75 x 100
- Frontage: Street Paved, County Road
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Freshwater Canal w/Lift to Saltwater Canal
- Water Extras: Yes
- Water Front Name: GULF
- Water Front Desc.: Waterfront, Freshwater Canal w/Lift to Saltwater Canal
Financial Considerations
- Price Per Acre: $311,765
- Association Fee: $330
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $1,044.71
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HERNANDO BEACH UNIT 13-B BLK 135 LOT 35
- Flood Zone Info: AE
- APN: R2422316237001350350
- Property ID: R2422316237001350350
- Block/Lot/Section: 135
Listed by Jt Realty & Associates
Get Pre-Approved Today
Schools
Schools serving 3520 Cobia Dr
School District:Hernando County School District
| Name | Grades | Distance |
|---|---|---|
Westside Elementary School, Spring Hill, FL 5400 Applegate Drive, Spring Hill, FL 34606 | PK-5 | 2.3 mi |
Fox Chapel Middle School 9412 Fox Chapel Lane, Spring Hill, FL 34606 | 6-8 | 5.9 mi |
Weeki Wachee High School 12150 Vespa Way, Weeki Wachee, FL 34614 | 9-12 | 10.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3520 Cobia Dr
Date
Details
Price
Change
Source
2/03/2026
Listed
$53,000
-18.46%
MLS
12/13/2021
Sold
$65,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3520 Cobia Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$857
-15%
$60,000
—
2024
$1,006
15%
$59,805
10%
2022
$878
13%
$54,368
10%
2022
$775
152%
$49,425
153%
2021
$307
15%
$19,500
18%
2020
$267
-51%
$16,500
5%
2019
$549
36%
$15,675
10%
2018
$404
-12%
$14,250
-5%
2017
$460
-7%
$15,000
-15%
2016
$497
-17%
$17,625
-15%
2015
$601
12%
$20,625
-17%
2014
$537
-5%
$24,750
-6%
2013
$564
—
$26,250
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3520 Cobia Dr
3520 Cobia Drive, Hernando Beach, FL 34607 (MLS# TB8472163) is a Lots/Land property with a lot size of 0.17 acres. 3520 Cobia Drive is currently listed for $53,000 and was received on February 03, 2026. Want to learn more about 3520 Cobia Drive? Do you have questions about finding other Lots/Land real estate for sale in Hernando Beach? You can browse all Hernando Beach real estate or contact a Coldwell Banker agent to request more information.

