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$199,900

  • For Sale
  • Active
  • Mobile Home
  • 3 Beds
  • 2 Full Baths
  • 1,200 Sq. Ft.
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One or more photo(s) has been virtually staged. NEW 2026 HOME ON OVER 1/2 ACRE - PRICED UNDER $200K! Why rent when you could own a BRAND-NEW 2026 home with room to spread out? This beautiful 3-bedroom, 2-bath home offers a desirable split-bedroom floor plan and sits on over half an acre. Step inside to a bright, modern interior featuring drywall construction, luxury vinyl flooring, stainless steel appliances, and an open-concept kitchen and living area perfect for everyday living and entertaining. Everything is NEW, offering the peace of mind and low-maintenance lifestyle that comes with a brand-new home. Outside, the spacious homesite provides plenty of room for your toys, pets, garden, future workshop, or additional outdoor living space. NO HOA & NO FLOOD ZONE! Conveniently located in Hernando with easy access to shopping, dining, boating, fishing, parks, and everything Florida's Nature Coast has to offer. Offered at just $199,900! Financing options may include USDA, VA, FHA, and Conventional programs for qualified buyers. Eligible USDA and VA buyers may qualify for 0% down financing. Ask your lender about available financing options and schedule your private showing today. Brand-new 2026 home + over 1/2 acre + no HOA + under $200K = a combination that's hard to find!

Full Property Details for 4540 N Winchester Terrace

General

  • Price: $199,900
  • Taxes: $129 (2025)
  • Status: Active
  • Type: Mobile Home
  • Source: MidFloridaRegionalMLS
  • MLS ID: W7885384
  • Updated: 8/27/2026
  • Added to Site: 144 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Other
  • Appliances: Cooktop, Dishwasher, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Other

Location

  • Area: 34442 - Hernando
  • County: Citrus
  • Development Name: 34442 - Hernando
  • Subdivision: APACHE SHORES UNIT 04
  • Driving Directions: 44 W Gulf to Lake turn left on S Croft right on 486 E Novell Bryant, left on 41 N Florida; veer right on 200 N Carl G; Left on Buffalo then turns into Winchester home on the right. GPS can be used also
  • Direction Faces: North

Community

  • Community Name: 34442 - Hernando

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Septic Tank
  • Water: Well
  • Utility Description: Other

Structural Information

  • Exterior Const.: Other
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,200
  • Sq. Ft. Source: Public Records
  • Year Built: 2026

Manufactured Home

  • Mobile Home Type: Double Wide

Lot Features

  • Lot Size (Acres): 0.57
  • Lot Size (Sq. Ft.): 24,999
  • Lot Size: 24999
  • Lot Dimensions: 100 x 241
  • Street/Road Desc.: Paved

Financial Considerations

  • Tax Amount: $129.55
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: APACHE SHORES UNIT 4 LOT 55 BLK 23 DESC IN OR BK 844 PG 467
  • Flood Zone Info: x
  • APN: 19E18S140040002300550
  • Property ID: 19E18S140040002300550
  • Block/Lot/Section: 23

Listed by Keller Williams Elite Partners Ii

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Listing agent

— 4540 N Winchester Terrace —

  • Keller Williams Elite Partners Ii

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4540 N Winchester Terrace

School District:Citrus County School District
NameGradesDistance
Hernando Elementary School
2975 E Trailblazer Ln, Hernando, FL 34442
PK-52.2 mi
Citrus Virtual Instruction Program
1007 West Main Street, Inverness, FL 34450
K-126.9 mi
Citrus Springs Middle School
150 West Citrus Springs Boulevard, Citrus Springs, FL 34434
6-84.2 mi
Citrus High School
600 West Highland Boulevard, Inverness, FL 34452
9-127.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4540 N Winchester Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/25/2026
Price Reduced
$199,900
-6.98%
MLS
5/01/2026
Listed
$214,900
2342.05%
MLS
9/23/2025
Sold
$8,800
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4540 N Winchester Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$102
5%
$7,500
—
2023
$97
29%
$7,500
50%
2021
$75
-1%
$5,000
—
2022
$76
1%
$5,000
25%
2021
$75
19%
$4,000
—
2019
$63
—
$4,000
—
2018
$63
2%
$4,000
—
2017
$62
9%
$4,000
18%
2016
$57
-3%
$3,400
—
2015
$59
2%
$3,400
5%
2014
$58
-6%
$3,230
-5%
2013
$62
—
$3,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4540 N Winchester Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Elite Partners Ii

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4540 N Winchester Terrace, Hernando, FL 34442 (MLS# W7885384) is a Mobile Home property with 3 bedrooms and 2 full bathrooms. 4540 N Winchester Terrace is currently listed for $199,900 and was received on May 01, 2026. Want to learn more about 4540 N Winchester Terrace? Do you have questions about finding other Mobile Home real estate for sale in Hernando? You can browse all Hernando real estate or contact a Coldwell Banker agent to request more information.

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