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$1,680,000 -$120,000 (-6.67%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,656 Sq. Ft.
  • Updated 4 days ago
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~Best Waterfront Value on the Island~ Welcome to your turn-key island retreat, a meticulously reimagined 3-bedroom, 2-bathroom waterfront home where thoughtful renovation meets serious boating credentials. Every inch of this property has been brought back to better-than-new condition through a complete renovation that included a comprehensive storm damage remediation strategy, giving you confidence in both the craftsmanship and the long-term resilience of your investment. Boaters, take note: this property boasts the closest boat lift to the beach north of Cortez - just a short distance to the sand and surf, giving you the best of both worlds. A heavy-duty 13,000 lb private lift stands ready for your vessel. With a remarkable 200 feet of waterfront on the canal, you'll have room to spare for water toys, dockside lounging, and quick deep-water access to the Gulf. Whether you're chasing tarpon at sunrise or cruising to a sandbar at sunset, you're already there. Step inside and discover an upgraded kitchen built for entertainers and home chefs alike, anchored by premium Thor appliances and an abundance of custom cabinetry that delivers both style and storage. The open layout flows seamlessly to your private outdoor oasis - a sparkling pool, relaxing spa, and convenient outdoor shower set the scene for everyday vacation living. A separate laundry room and attached garage add the everyday practicality that makes island life effortless. Tucked into a quiet pocket in the heart of the island, this home offers the rare combination of central location and peaceful surroundings. Best of all, there are no HOA fees - and dedicated parking accommodates your RV, boat trailer, or extra vehicles. Whether you're searching for the perfect second home to escape to season after season, or you're ready to make the leap to sunny Florida living full time, this property delivers on every front. Renovated, resilient, and ready to enjoy - this is coastal Florida living without the typical trade-offs.

Full Property Details for 401 28th St

General

  • Price: $1,680,000
  • Taxes: $15,915 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4681048
  • Updated: 5/13/2026
  • Added to Site: 101 day(s) ago

Rental Information

  • Min. Lease: 1 Month

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Thermostat, Vaulted Ceiling(s)
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
  • Furnishings: Negotiable
  • Flooring: Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Gunite, Heated, In Ground, Outside Bath Access
  • Spa: Yes
  • Spa Description: Heated, In Ground

Exterior

  • Exterior Features: Irrigation System, Outdoor Shower

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1

Location

  • Area: 34217 - Holmes Beach/Bradenton Beach
  • County: Manatee
  • Development Name: 34217 - Holmes Beach/Bradenton Beach
  • Subdivision: SUNRISE PARK
  • Driving Directions: From Manatee Ave (64) take a left on Gulf Drive N (789) turn left on 28th St Property is on the right From Cortez Road (684) take a right on Gulf Drive N (789) turn right on 28th Street Property is on the right.
  • Direction Faces: North

Community

  • Community Name: 34217 - Holmes Beach/Bradenton Beach
  • Pet Restrictions: County leash laws and ordinances apply.

Heating & Cooling

  • Cooling Type: Central Air, Mini-Split Unit(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Water Connected

Structural Information

  • Exterior Const.: Block, HardiPlank Type
  • Roof: Metal
  • Stories/Levels: One
  • Square Feet: 1,656
  • Sq. Ft. Source: Builder
  • Year Built: 1965

Lot Features

  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 8,999
  • Lot Size: 8999
  • Lot Dimensions: 80 x 120
  • Frontage: Street Dead-End, Street Paved
  • Street/Road Desc.: Paved, Asphalt
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal

Financial Considerations

  • Tax Amount: $15,915.16
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: LOT 1 BLK B SUNRISE PARK PI#74650.0000/3
  • Flood Zone Info: AE
  • APN: 7465000003
  • Property ID: 7465000003
  • Block/Lot/Section: B

Listed by Michael Saunders & Company

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Listing agent

— 401 28th St —

  • Michael Saunders & Company

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 401 28th St

School District:Manatee County School District
NameGradesDistance
Anna Maria Elementary School
4700 Gulf Drive, Holmes Beach, FL 34217
PK-51.2 mi
Martha B. King Middle School
600 75th Street Northwest, Bradenton, FL 34209
6-84.3 mi
Manatee High School
902 33rd Street Court West, Bradenton, FL 34205
9-126.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 401 28th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/12/2026
Price Reduced
$1,680,000
-6.67%
MLS
4/17/2026
Price Reduced
$1,800,000
-9.09%
MLS
3/02/2026
Price Reduced
$1,980,000
-7.91%
MLS
2/06/2026
Listed
$2,150,000
28604.94%
MLS
2/20/2024
Sold
$7,490
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 401 28th St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$17,968
—
$1,041,421
-12%
2024
$17,968
88%
$1,177,932
85%
2023
$9,556
—
$636,458
6%
2021
$9,529
1%
$599,922
-3%
2022
$9,415
-1%
$617,920
10%
2021
$9,529
7%
$562,870
1%
2019
$8,885
2%
$559,689
2%
2017
$8,671
—
$551,160
4%
2017
$8,671
5%
$529,047
7%
2016
$8,280
-9%
$494,024
-7%
2015
$9,095
24%
$533,797
22%
2014
$7,331
—
$437,194
2%
2013
$7,301
—
$429,786
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Michael Saunders & Company

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401 28th Street, Holmes Beach, FL 34217 (MLS# A4681048) is a Single Family property with 3 bedrooms and 2 full bathrooms. 401 28th Street is currently listed for $1,680,000 and was received on February 06, 2026. Want to learn more about 401 28th Street? Do you have questions about finding other Single Family real estate for sale in Holmes Beach? You can browse all Holmes Beach real estate or contact a Coldwell Banker agent to request more information.

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