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Property Description
Waterfront retreat! Nestled at the southern apex of coveted Dolphin Bay and just three blocks from the Gulf with one of 27 beach access points in Indian Rocks Beach, this property offers an exceptional opportunity to enjoy waterfront living in one of the area's most beloved coastal communities. The updated home features two bedrooms, one full bathroom, 1,092 square feet of heated living space, and 1,618 square feet under roof. Thoughtfully maintained and recently refreshed with approximately $80,000 in improvements, the home blends comfortable living with the charm of classic Florida waterfront properties. Inside, the updated kitchen offers stainless steel appliances, subway tile backsplash, modern cabinetry, and a breakfast bar that opens to the living spaces, creating an easy flow for everyday living. The bathroom has been tastefully renovated with coastal-inspired finishes, while large windows throughout the home bring in natural light and highlight the beautiful water views beyond. A spacious waterfront sunroom quickly becomes the heart of the home, framed by expansive windows that showcase the Intracoastal and create a relaxing place to unwind while watching boats pass by and marine life surface. Outside, the property continues to shine with nearly 50 linear feet of seawall and a 47 foot dock extending out to approximately 7 feet of draft at median high tide. Moorings are already in place to accommodate sailboats and cruisers, making it easy to bring your deep water vessel and explore the waterways right from your backyard. Natural mangroves along the shoreline create a protected habitat that attracts abundant sea life including dolphin, manatee, sea birds, and world class inshore sport fish. Spend your days water skiing, tubing, paddle boarding, or simply enjoying peaceful sunrise views over the bay. From here, sunset cruises, waterfront dining, relaxing spoil islands, and the open Gulf are all just a short boat ride away. Indian Rocks Beach remains one of the Gulf Coast's most cherished small beach towns, known for its welcoming atmosphere and community spirit. Local seafood restaurants, surf shops, parks, art center, community garden, baseball field, and shopping are all nearby, with golf cart friendly streets making it easy to get around. Festivals and events are held throughout the year, creating a vibrant coastal lifestyle. Convenient access to two international airports and professional sports venues for the Rays, Buccaneers, Rowdies, and Lightning adds to the appeal. Whether you choose to enjoy the existing home, renovate further, or design a future waterfront retreat, opportunities like this rarely come along. Welcome to Indian Rocks Beach.
Full Property Details
Full Property Details for 412 20th Ave
General
- Price: $1,185,000
- Taxes: $2,893 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8483647
- Updated: 3/9/2026
- Added to Site: 3 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 6
- Interior Features: Ceiling Fan(s)
- Fireplace: Yes
- Fireplace(s): Living Room
- Appliances: Dishwasher, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Terrazzo, Tile
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Electric Dryer Hookup, Outside, Washer Hookup
Exterior
- Exterior Features: Other
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
- Parking Features: Driveway
Location
- Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- County: Pinellas
- Development Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Subdivision: INDIAN BEACH RE-REVISED 7TH ADD
- Driving Directions: From Gulf Blvd. Turn East onto 20th ave. Go three blocks past Bay Blvd. Home is on left before split.
- Direction Faces: South
School Information
- Elementary School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
Community
- Community Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: INTRACOASTAL
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Public
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,092
- Sq. Ft. Source: Public Records
- Year Built: 1952
Lot Features
- Property View: Water
- Lot Size (Acres): 0.15
- Lot Size (Sq. Ft.): 6,482
- Lot Size: 6482
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Intracoastal Waterway
- Water Front Name: INTRACOASTAL
- Water Front Desc.: Intracoastal Waterway
Financial Considerations
- Tax Amount: $2,893
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: INDIAN BEACH RE-REVISED 7TH ADD LOT 8
- Flood Zone Info: AE
- APN: 63015421560000080
- Property ID: 63015421560000080
Listed by Mavrealty
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Schools
Schools serving 412 20th Ave
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Anona Elementary School 12301 Indian Rocks Road, Largo, FL 33774 | PK-5 | 1.4 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 3.8 mi |
Seminole Middle School, Seminole, FL 8701 131st Street North, Seminole, FL 33776 | 6-8 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 412 20th Ave
Date
Details
Price
Change
Source
3/09/2026
Listed
$1,185,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 412 20th Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,893
3%
$200,157
—
2024
$2,813
1%
$199,201
3%
2023
$2,773
4%
$193,399
6%
2021
$2,661
1%
$182,297
-3%
2022
$2,622
-1%
$187,766
4%
2021
$2,661
2%
$179,780
2%
2019
$2,616
5%
$175,738
2%
2018
$2,485
—
$172,461
2%
2017
$2,479
1%
$168,914
2%
2016
$2,463
-2%
$165,440
1%
2015
$2,513
—
$164,290
1%
2014
$2,502
1%
$162,986
2%
2013
$2,489
—
$160,577
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 412 20th Ave
412 20th Avenue, Indian Rocks Beach, FL 33785 (MLS# TB8483647) is a Single Family property with 2 bedrooms and 1 full bathroom. 412 20th Avenue is currently listed for $1,185,000 and was received on March 09, 2026. Want to learn more about 412 20th Avenue? Do you have questions about finding other Single Family real estate for sale in Indian Rocks Beach? You can browse all Indian Rocks Beach real estate or contact a Coldwell Banker agent to request more information.

