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$2,695,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 3,135 Sq. Ft.
  • Updated 17 hours ago
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Coastal Key West Waterfront Retreat in Coveted Indian Rocks Beach. Perfectly positioned on a quiet cul-de-sac in highly sought-after Indian Rocks Beach, this Key West-inspired waterfront residence offers sweeping western water views, spectacular sunsets, and the quintessential Florida lifestyle. Built in 2015, this 4 bedroom 3 bath three-story home combines quality craftsmanship, thoughtful design, and modern conveniences in a premier waterfront setting. Designed for both entertaining and everyday living, the main level features an expansive living area and a gourmet kitchen with custom cabinetry, granite countertops, a walk-in pantry, chef's island with prep sink and cooktop, and premium stainless steel appliances. The adjoining dining and living spaces are framed by panoramic water views, creating a seamless connection between indoor and outdoor living. Thoughtful upgrades throughout include hand-scraped hardwood flooring, Travertine tile, a custom built-in entertainment center, and a private elevator providing convenient access to all levels. Two bedrooms and a full bath are located on the main living level, with one bedroom offering flexibility as a home office, den, or formal dining space. The upper level is dedicated to private living quarters, highlighted by a spacious primary suite featuring a private waterfront balcony, oversized walk-in closet, custom built-in cabinetry, and a spa-inspired bath with a jetted soaking tub positioned to capture breathtaking sunset views. An additional bedroom completes the top floor. The entry level offers a spacious two-car garage and a large flex space with sliding glass doors opening to lush tropical landscaping. Outside, the resort-style waterfront setting is designed for relaxation and recreation, featuring a heated pool, deep-water dock with 20,000lbs boat lift, expansive entertaining areas, and dedicated storage for paddleboards, kayaks, and other waterfront gear. Just minutes from the Gulf of Mexico, the property's deep-water dock and boat lift provide convenient access for boating, fishing, island hopping, and waterfront adventures. Indian Rocks Beach is one of Florida's most desirable coastal communities, known for its golf-cart-friendly atmosphere, sugar-sand beaches, waterfront dining, parks, and family-friendly attractions. Whether you're seeking a primary residence, second home, or waterfront investment property, this exceptional residence offers an outstanding opportunity to enjoy the best of Florida coastal living while benefiting from the area's strong short-term rental demand.

Full Property Details for 478 S Harbor Dr

General

  • Price: $2,695,000
  • Taxes: $34,585 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8517047
  • Updated: 6/9/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 6
  • Interior Features: Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Elevator, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Furnished
  • Flooring: Carpet, Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Inside

Additional Information

  • Shared Amenities: Basketball Court, Pickleball Court(s)
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Deck, Gunite, In Ground, Lighting

Exterior

  • Exterior Features: Balcony, Lighting, Sliding Doors
  • Deck/Patio: Covered, Front Porch, Rear Porch
  • Porch/Patio/Deck: Covered, Front Porch, Rear Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Covered, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Oversized

Location

  • Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
  • County: Pinellas
  • Development Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
  • Subdivision: INDIAN BEACH RE REVISED 23RD ADD
  • Driving Directions: Gulf Boulevard to east on First Street. Turn east to Harbor Drive to east on Harbor. Drive south to end of street to address.
  • Direction Faces: Northeast

Community

  • Community Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
  • Community Features: Community Boat Ramp, Fishing, Water Access, Waterfront, Dog Park, Golf Carts OK, Park, Playground, Tennis Court(s)
  • Optional Amenities: Basketball Court, Pickleball Court(s)

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Structural Information

  • Architectural Info: Coastal, Elevated, Key West
  • Architectural Style: Coastal, Elevated, Key West
  • Exterior Const.: Block, Stucco, Wood Frame
  • Roof: Metal
  • Stories/Levels: Three Or More
  • Square Feet: 3,135
  • Sq. Ft. Source: Public Records
  • Year Built: 2015

Lot Features

  • Property View: Pool, Water
  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 7,187
  • Lot Size: 7187
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Vinyl

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Bay/Harbor
  • Water Extras: Yes
  • Water Front Desc.: Waterfront, Bay/Harbor

Financial Considerations

  • Tax Amount: $34,585
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: Indian Beach Re-Revised 23rd add lot 25 riparian rights
  • Flood Zone Info: AE
  • APN: 63015424440000250
  • Property ID: 63015424440000250

Listed by Engel & Volkers Belleair

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Listing agent

— 478 S Harbor Dr —

  • Engel & Volkers Belleair

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 478 S Harbor Dr

School District:Pinellas County School District
NameGradesDistance
Anona Elementary School
12301 Indian Rocks Road, Largo, FL 33774
PK-51.7 mi
Largo High School
410 Missouri Avenue North, Largo, FL 33770
9-123.3 mi
Seminole Middle School, Seminole, FL
8701 131st Street North, Seminole, FL 33776
6-84.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 478 S Harbor Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/08/2026
Listed
$2,695,000
34.75%
MLS
4/01/2025
Sold
$2,000,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 478 S Harbor Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$22,989
-21%
$1,426,151
-25%
2024
$29,065
-7%
$1,896,946
-5%
2023
$31,117
110%
$1,988,347
123%
2021
$14,814
-31%
$892,241
-46%
2022
$21,354
44%
$1,655,656
91%
2021
$14,814
57%
$867,322
48%
2019
$9,430
2%
$585,349
2%
2018
$9,235
—
$574,435
2%
2017
$9,247
—
$562,620
2%
2016
$9,209
-2%
$551,048
1%
2015
$9,413
—
$547,217
1%
2014
$9,379
—
$542,874
2%
2013
$9,354
—
$534,851
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Engel & Volkers Belleair

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478 S Harbor Drive, Indian Rocks Beach, FL 33785 (MLS# TB8517047) is a Single Family property with 4 bedrooms and 3 full bathrooms. 478 S Harbor Drive is currently listed for $2,695,000 and was received on June 08, 2026. Want to learn more about 478 S Harbor Drive? Do you have questions about finding other Single Family real estate for sale in Indian Rocks Beach? You can browse all Indian Rocks Beach real estate or contact a Coldwell Banker agent to request more information.

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