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$1,300,000
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Property Description
Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion-positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA's Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping-creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom-no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home-it is a premier waterfront canvas for creating a lasting coastal legacy.
Full Property Details
Full Property Details for 487 Harbor Dr S
General
- Sold For: $1,300,000
- Taxes: $7,894 (2024)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8397563
- Added to Site: 211 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 6
- Interior Features: Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Electric Water Heater
- Flooring: Travertine
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, Heated, In Ground, Lighting, Salt Water
- Spa: Yes
- Spa Description: Above Ground, Heated, In Ground
Exterior
- Exterior Features: Dog Run, Irrigation System, Lighting, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
- Deck/Patio: Covered, Deck
- Porch/Patio/Deck: Covered, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Boat, Circular Driveway
Location
- Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- County: Pinellas
- Development Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Subdivision: INDIAN BEACH RE-REVISED 23RD ADD
- Driving Directions: West on East Bay Drive from US 19, take to Gulf Blvd and turn Left. Left on 1st Street, veer Right on Harbor Dr., stay right on Harbor Dr S, home is almost at end on Right Side storage container and boat trailer in drive.
- Direction Faces: Northwest
School Information
- Elementary School: Anona Elementary-PN
- Middle School: Seminole Middle-PN
- High School: Largo High-PN
Community
- Community Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
- Community Features: Fishing, Intracoastal Waterway, Water Access, Waterfront
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: INTRACOASTAL WATER TO GULF
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Tile
- Windows: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Storm Window(s)
- Stories/Levels: One
- Square Feet: 2,231
- Sq. Ft. Source: Builder
- Living Area: 2,231 Sq. Ft.
- Year Built: 2015
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,196
- Lot Size: 7196
- Lot Dimensions: 61 x 120
- Frontage: Street Dead-End, Street Paved
- Street/Road Desc.: Paved
- Fencing (Description): Stone, Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Gulf/Ocean, Intracoastal Waterway
- Water Extras: Yes
- Water Front Name: INTRACOASTAL WATER TO GULF
- Water Front Desc.: Waterfront, Intracoastal Waterway
Green Features
- Energy Efficient: Doors, Insulation, Roof, Windows
Financial Considerations
- Tax Amount: $7,894.55
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: INDIAN BEACH RE-REVISED 23RD ADD LOT 15 AND RIP RTS
- Flood Zone Info: AE
- APN: 63015424440000150
- Property ID: 63015424440000150
Listed and Sold by Premier Sotheby's Intl Realty
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Schools
Schools serving 487 Harbor Dr S
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Anona Elementary School 12301 Indian Rocks Road, Largo, FL 33774 | PK-5 | 1.4 mi |
Largo High School 410 Missouri Avenue North, Largo, FL 33770 | 9-12 | 3.4 mi |
Seminole Middle School, Seminole, FL 8701 131st Street North, Seminole, FL 33776 | 6-8 | 3.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 487 Harbor Dr S
Date
Details
Price
Change
Source
10/23/2025
Sold
$1,300,000
-16.07%
MLS
8/05/2025
Price Reduced
$1,549,000
-8.34%
MLS
6/19/2025
Listed
$1,690,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
487 Harbor Drive S, Indian Rocks Beach, FL 33785 (MLS# TB8397563) is a Single Family property that was sold at $1,300,000 on October 23, 2025. Want to learn more about 487 Harbor Drive S? Do you have questions about finding other Single Family real estate for sale in Indian Rocks Beach? You can browse all Indian Rocks Beach real estate or contact a Coldwell Banker agent to request more information.

