495 Harbor Dr S Indian Rocks Beach, FL 33785

A Rare Waterfront Retreat in the Heart of Indian Rocks Beach. This extraordinary waterfront estate offers a level of privacy, serenity, and coastal beauty that is truly rare. Set on an expansive double lot with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock, and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the perfect backdrop for an evening swim, cocktails around the fire table, or dining under the stars. The outdoor pool, shower, and bath work perfectly to avoid unnecessary wet entry to the main house. Boaters / anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24,000-pound & 10,000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities for recreation, a future putting green, or additional outdoor enhancements. A tucked-away section of the property presents the perfect opportunity for a hot tub, tiki hut, or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates both everyday living & entertainment. This property is fully furnished & decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access & captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning Intracoastal views, while the flexible fourth bedroom can easily serve as a home office, or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom perfect for morning coffee, & a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage & flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality, and entertaining space. Located on a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks, and the beloved Indian Rocks Beach Art Center. Seeking an investment opportunity, the property has a proven history as a highly successful short-term rental. Its unique combination of privacy, waterfront amenities, and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat, or income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Has the potential to rebuild or split into two lots.