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$679,000 Just Listed

  • For Sale
  • Active
  • Townhouse
  • 2 Beds
  • 2 Full Baths
  • 1,465 Sq. Ft.
  • Updated 2 hours ago
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WATERFRONT TOWNHOME WITH DEEDED BOAT SLIP - INDIAN ROCKS BEACH, FL Boater's dream and beach lover's delight - beautifully upgraded 2-bedroom, 2-bath townhome just two blocks from the white sands of Indian Rocks Beach and directly on the Intracoastal Waterway. This turnkey property includes a deeded boat slip with a 12,000-lb davit/master lift for easy launch to open water. Highlights: Prime waterfront location with sweeping Intracoastal views from multiple levels New exterior decks on each floor - perfect for morning coffee, sunsets, or entertaining Open interior with vaulted ceilings for an airy, light-filled living space Updated kitchen with granite countertops, newer cabinetry and appliances Low-maintenance finishes: newer carpet and tile throughout First-floor air-conditioned bonus room with generous storage - ideal for fishing, boating and beach gear Roofs scheduled for replacement, providing added peace of mind Community & Lifestyle: Resort-style amenities: heated pool, hot tub, tennis courts and pickleball court Steps to beach access, dining, and recreation - excellent for primary residence, vacation getaway, or investment rental Don't miss this rare combination of easy beach living and true waterfront boating access in Indian Rocks Beach.

Full Property Details for 643 Garland Cir

General

  • Price: $679,000
  • HOA FEE: $898/month
  • Taxes: $7,689 (2025)
  • Status: Active
  • Type: Townhouse
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8512290
  • Updated: Today (5/27/2026)
  • Added to Site: Today

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Fireplace: Yes
  • Fireplace(s): Family Room
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Furnishings: Furnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Closet

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Outside Bath Access
  • Spa: Yes
  • Spa Description: Heated, In Ground

Exterior

  • Exterior Features: Balcony, Sliding Doors, Tennis Court(s)

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1

Location

  • Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
  • County: Pinellas
  • Development Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
  • Subdivision: CURLEW LANDINGS SOUTH
  • Driving Directions: Gulf Blvd to East on 8th Ave. To East Gulf Blvd South to Curlew Landings to address.
  • Direction Faces: North

School Information

  • Elementary School: Anona Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN

Community

  • Community Name: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
  • Community Features: Boat Slip, Canal Front, Dock, Fishing, Intracoastal Waterway, Waterfront, Deed Restrictions, Golf Carts OK, Pool, Tennis Court(s)
  • Association: Yes
  • Assoc. Name: JessicaP@qualifiedproperty.com
  • Assoc. Fees Include: Cable TV, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Street Lights

Structural Information

  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Windows: Shutters
  • Stories/Levels: Three Or More
  • Square Feet: 1,465
  • Sq. Ft. Source: Public Records
  • Year Built: 1994

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.03
  • Lot Size (Sq. Ft.): 1,172
  • Lot Size: 1172
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater
  • Water Extras: Yes
  • Water Front Desc.: Canal Front, Waterfront, Saltwater Canal

Financial Considerations

  • Association Fee: $898
  • Assoc Fee Freq.: Monthly
  • Assoc Fee Desc.: Required
  • Tax Amount: $7,689.62
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: CURLEW LANDINGS SOUTH UNIT 1 PHASE 11, LOT 50 INCL DOCK NUMBER 9
  • Flood Zone Info: AE
  • APN: 123014201400110500
  • Property ID: 123014201400110500
  • Block/Lot/Section: 11

Listed by Minaret Realty

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— 643 Garland Cir —

  • Minaret Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 643 Garland Cir

School District:Pinellas County School District
NameGradesDistance
Anona Elementary School
12301 Indian Rocks Road, Largo, FL 33774
PK-51 mi
Seminole Middle School, Seminole, FL
8701 131st Street North, Seminole, FL 33776
6-82.9 mi
Seminole High School, Seminole, FL
8401 131st Street North, Seminole, FL 33776
9-123.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 643 Garland Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/27/2026
Listed
$679,000
119.03%
MLS
10/02/2013
Sold
$310,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 643 Garland Cir

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,690
2%
$455,948
-14%
2024
$7,556
9%
$530,016
14%
2023
$6,944
26%
$464,522
48%
2021
$5,524
-8%
$312,909
-20%
2022
$6,009
9%
$390,092
26%
2021
$5,524
2%
$310,186
4%
2019
$5,400
4%
$297,288
4%
2018
$5,195
4%
$285,248
—
2017
$4,994
11%
$285,178
21%
2016
$4,480
-1%
$235,742
-1%
2015
$4,517
11%
$237,419
16%
2014
$4,076
22%
$205,540
26%
2013
$3,348
—
$163,172
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Minaret Realty

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643 Garland Circle, Indian Rocks Beach, FL 33785 (MLS# TB8512290) is a Townhouse property with 2 bedrooms and 2 full bathrooms. 643 Garland Circle is currently listed for $679,000 and was received on May 27, 2026. Want to learn more about 643 Garland Circle? Do you have questions about finding other Townhouse real estate for sale in Indian Rocks Beach? You can browse all Indian Rocks Beach real estate or contact a Coldwell Banker agent to request more information.

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