93 N Emerald Cove Lane, Inlet Beach, FL 32461 - Photo 1

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$3,190,000

For Sale
Active
Single Family
5 Beds
3 Full Baths
1 Partial Bath
2,794 Sq. Ft.
Updated 10 days ago

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Property Description

FABULOUS OCEAN VIEW! 175 FEET OF PRISTINE BEACHFRONT SHARED BY ONLY 14 HOMEOWNERS - NO CUSTOMARY USE ISSUES! This rare opportunity awaits at 93 Emerald Cove Lane, an exclusive coastal retreat in Inlet Beach with direct gated, deeded private beach access just one tier off the Gulf. Tucked inside a boutique HOA south of Highway 98/30A and less than a mile to Rosemary Beach (via convenient back roads), this 5-bedroom, 3.5-bath home blends luxury, strength, and effortless beachside living. On the first floor, you'll immediately feel at home with light gray wood-tile flooring, soft blue shiplap accents, and an elevator that travels to all levels. This floor also includes a spacious guest suite with a fully remodeled bath featuring quartz countertops and custom tilework. The shiplap continues up the stairways to the second floor, home to three bedrooms including the true master retreat with a private lookout balcony and pristine Gulf views. The master showcases a wood accent wall, a Pecky Cypress barn door, a spa-like bath, and a fully built-out walk-in closet. Another full bath on this level continues the elegant coastal palette of blues, whites, and grays. On the third floor, a light-filled open living space seamlessly connects the kitchen, dining, and living areas. Enjoy a gas fireplace, a cozy sitting room with French doors, and a redesigned chef's kitchen with stainless steel appliances. Step outside to the expansive balcony, perfectly positioned for breathtaking Gulf sunsets. This level also features an additional guest bedroom. Forever-protected Gulf views stretch west over the state preserve, while the community pool is just steps away and rarely crowded. Built with ICF construction, this home is up to 10 times stronger and significantly more energy efficient than traditional builds. Additional upgrades include a backyard fenced patio, driveway pavers, and a refinished oversized garage with parking for 3-4 cars plus space for 3 more outside. Ideally located in Inlet Beach, just east of Rosemary Beach and minutes from the boutiques and dining of 30 Avenue, this immaculate home is in like-new condition and would make a perfect full-time residence, second home, or investment property. Don't miss this rare chance to experience the very best of coastal luxury living along 30A.

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Full Property Details

Full Property Details for 93 N Emerald Cove Ln

General

Price: $3,190,000
Taxes: $24,781 (2024)
Status: Active
Type: Single Family
Source: Emerald_Coast
MLS ID: 984728
Updated: 4/13/2026
Added to Site: 231 day(s) ago

Rental Information

Complex Features: Short Term Rental - Allowed, Beach, Deed Access, Pool

Interior

Number of Rooms: 14
Interior Features: Ceiling Crwn Molding, Elevator, Kitchen Island, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup, Wet Bar
Fireplace: Yes
Fireplace(s): Fireplace Gas
Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas, Washer, Wine Refrigerator, Water Heater - Elect
Furnishings: Furnished - All
Flooring: Floor Vinyl

Rooms

Bathrooms

Total Bathrooms: 4
Full Bathrooms: 3
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 5

Additional Information

Pool: Yes
Pool Description: Pool Type

Exterior

Exterior Features: Balcony, Shower, Sprinkler System
Porch/Patio/Deck: Patio Covered, Patio Open

Parking

Garage: Yes
Attached garage: Yes
Garage Spaces: 3
Parking Features: Garage, Oversized

Location

Area: 18 - 30A East
County: Walton
Subdivision: COTTAGES AT INLET BEACH
Driving Directions: Traveling East from Rosemary Beach on 30A: Turn right onto US-98 E, turn right onto S Walton Lakeshore Dr, turn right onto Emerald Cove Ln S. Destination will be on the right. Traveling West on Highway 98 from Panama City Beach: Turn right onto US-98 W, turn left onto S Walton Lakeshore Dr, turn right onto Emerald Cove Ln S. Destination will be on the right.

School Information

Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton

Community

Association: Yes
Assoc. Fees Include: Accounting, Management, Master Association

Heating & Cooling

Air Conditioning: Yes
Cooling Type: Ceiling Fans
Heating/Cooling: Ceiling Fans

Utilities

Sewer: Public Sewer
Utility Description: Electric, Gas - Natural, Public Water, TV Cable

Structural Information

Architectural Style: Beach House
Construction: Stucco
Exterior Const.: Stucco
Stories/Levels: 3
Square Feet: 2,794
Sq. Ft. Source: County PA Records
Year Built: 2013

Lot Features

Property View: Gulf
Lot Size (Acres): 0.08
Lot Size (Sq. Ft.): 3,484.8
Lot Dimensions: 40 x 93
Frontage: City Street
Street/Road Desc.: Paved
Lot Features: Covenants, Within 1/2 Mile to Water
Zoning: Resid Single Family
Fencing (Description): Fenced Lot-Part, Fenced Privacy

Water Features

Water View: Yes

Financial Considerations

Assessment Amount: $1,400
Tax Amount: $24,781.37
Tax Year: 2024

Disclosures and Reports

Legal Description: LOT 8 COTTAGES AT INLET BEACH PB 16-13 OR 2633-2059 OR 2854-3040 OR 3104-3717 OR 3179-4368
APN: 36-3S-18-16150-000-0080
Property ID: 36-3S-18-16150-000-0080

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Schools

Schools serving 93 N Emerald Cove Ln

School District:Walton County School District

Name	Grades	Distance
Bay Elementary School 6565 US Highway 98 East, Santa Rosa Beach, FL 32459	K-5	6.7 mi
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459	6-8	8.9 mi
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459	9-12	13.1 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 93 N Emerald Cove Ln Get Price Alerts and Save Property

Date

Details

Price

Change

Source

11/13/2025

Price Reduced

$3,190,000

-3.04%

MLS

9/05/2025

Listed

$3,290,000

49.55%

MLS

1/22/2021

Sold

$2,200,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 93 N Emerald Cove Ln

Year

Property Taxes

Change

Tax Assessment

Change

2024

$24,781

—

$2,684,669

-1%

2024

$24,781

1%

$2,713,002

—

2023

$24,577

80%

$2,713,002

92%

2021

$13,668

-40%

$1,411,983

-42%

2022

$22,727

66%

$2,452,379

85%

2021

$13,668

206%

$1,329,137

173%

2019

$4,464

2%

$486,849

2%

2018

$4,392

3%

$477,771

2%

2017

$4,270

1%

$467,944

2%

2016

$4,216

-1%

$458,319

1%

2015

$4,252

-1%

$455,133

1%

2014

$4,277

210%

$451,521

239%

2013

$1,380

—

$133,000

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 93 N Emerald Cove Ln

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Total Baths
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93 N Emerald Cove Lane, Inlet Beach, FL 32461 (MLS# 984728) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 93 N Emerald Cove Lane is currently listed for $3,190,000 and was received on September 05, 2025. Want to learn more about 93 N Emerald Cove Lane? Do you have questions about finding other Single Family real estate for sale in Inlet Beach? You can browse all Inlet Beach real estate or contact a Coldwell Banker agent to request more information.

93 N Emerald Cove Ln Inlet Beach, FL 32461