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$5,493,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3,052 Sq. Ft.
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Oceanfront luxury living in Islamorada.Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool -- the perfect blend of privacy, luxury, and island lifestyle.Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access.Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style.This is more than a home -- it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living.

Full Property Details for 120 Toner Ln

General

  • Price: $5,493,000
  • Taxes: $24,469 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 615862
  • Updated: 9/14/2025
  • Added to Site: 180 day(s) ago

Interior

  • Rooms/Areas: Laundry Room
  • Interior Features: Wet Bar, Granite Counter Top, Bar, Walk-in Closet(s), Smoke Alarms, Entrance Foyer
  • Appliances: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile, Wood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Sprinkler System
  • Deck/Patio: Open Porch/Balcony, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking: Garage, RV Parking Open, Attached

Location

  • Area: 25 - Plantation Key
  • County: Monroe
  • Subdivision: Toners Nautical Sh (87.0)

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ductless, Ceiling Fans(s)
  • Heating Type: Central

Utilities

  • Water: Ocean View, Open Water View
  • Utility Description: FKAA, Cable Available, Buyer to Verify, Municipal Sewer

Structural Information

  • Architectural Style: Single Family
  • Construction: CBS
  • Roof: Metal Roof
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
  • Sprinklers: Yes
  • Wiring: Cable
  • Stories/Levels: 3 Stories
  • Square Feet: 3,052
  • Sq. Ft. Source: Appraisal
  • Year Built: 1979

Lot Features

  • Lot Size (Sq. Ft.): 23,995
  • Zoning: R1 - Residential Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Oceanfront, Open Water
  • Dock Description: Boat Ramp

Financial Considerations

  • Tax Amount: $24,469
  • Tax Year: 2024
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: LT 8 TONERS NAUTICAL SHORES PLANTATION KEY PB4-36 OR540-865 OR753-453 OR1880-333 OR2170-2268 OR2332-794
  • Flood Zone: VE, AE, VE
  • APN: 00412210-000000

Listed by Ocean Sotheby's International Realty, Kim Bagnell Thaler (305) 393-2787

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Listing agent

— 120 Toner Ln —

  • Kim Bagnell Thaler

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 Toner Ln

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-83.1 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1280.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Toner Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/20/2025
Listed
$5,493,000
133.74%
MLS
11/19/2007
Sold
$2,350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Toner Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$24,469
—
$3,452,281
—
2024
$24,469
3%
$3,460,534
—
2023
$23,688
36%
$3,464,622
97%
2021
$17,376
-14%
$1,755,428
-33%
2022
$20,272
17%
$2,620,534
48%
2021
$17,376
26%
$1,769,447
38%
2019
$13,805
16%
$1,281,207
10%
2018
$11,904
-21%
$1,164,734
-27%
2017
$15,135
6%
$1,593,125
18%
2016
$14,301
7%
$1,355,282
5%
2015
$13,342
1%
$1,286,830
9%
2014
$13,236
15%
$1,183,991
10%
2013
$11,513
—
$1,076,356
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 Toner Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Ocean Sotheby's International Realty, Kim Bagnell Thaler (305) 393-2787

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120 Toner Lane, Islamorada, FL 33036 (MLS# 615862) is a Single Family property with 4 bedrooms and 4 full bathrooms. 120 Toner Lane is currently listed for $5,493,000 and was received on July 20, 2025. Want to learn more about 120 Toner Lane? Do you have questions about finding other Single Family real estate for sale in Islamorada? You can browse all Islamorada real estate or contact a Coldwell Banker agent to request more information.

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