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$2,495,000
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Property Description
VA assumable! Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Experience refined waterfront living in the Florida Keys, where luxury meets effortless access to world-class boating and fishing. This exceptional canal-front residence is thoughtfully designed for discerning buyers who value privacy, convenience, and a true connection to the water. A private dock with newly added 15,000 lb boat lift provides seamless access to open water, allowing you to leave your backyard and reach premier fishing grounds in minutes. A utility elevator lift enhances everyday comfort, making it easy to move gear, provisions, and luggage between levels with ease. Outdoor living is elevated for both entertaining and function. A custom storage shed equipped with an ice machine and two deep freezers caters perfectly to avid anglers and boating enthusiasts, offering an ideal setup for bait, ice, and fresh catch storagean uncommon and highly desirable feature in the Keys. Inside, the home offers a bright, coastal interior that complements the surrounding water views, creating a calm and inviting retreat. Designed for both full-time living and elegant escapes, the residence balances relaxed island style with upscale practicality. Whether hosting sunset gatherings, heading offshore at first light, or enjoying quiet evenings by the water, this property delivers a lifestyle defined by ease, sophistication, and the unparalleled beauty of the Florida Keys. An exceptional opportunity for those seeking a premier waterfront home that supports both luxury living and an active boating lifestyle.
Full Property Details
Full Property Details for 439 Palm Dr Dr
General
- Price: $2,495,000
- Taxes: $16,372 (2025)
- Status: Active
- Type: Single Family
- Source: Regional
- MLS ID: R11149737
- Updated: 2/28/2026
- Added to Site: 92 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Dining Area, Separate/Formal Dining Room, Storage, Upper Level Primary, Walk-In Closet(s)
- Appliances: Dryer, Dishwasher, Electric Range, Free-Standing Freezer, Ice Maker, Microwave, Refrigerator, Washer
- Furnished: Yes
- Furnishings: Furnished
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main: 2
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: None
- Pool: Yes
- Private Pool: Yes
- Pool Description: Concrete, Heated, Screen Enclosure
- Security/Safety: None
Exterior
- Exterior Features: Balcony, Outdoor Living Area
- Porch/Patio/Deck: Open, Patio, Porch, Screened, Wrap Around, Balcony
Parking
- Carports: Yes
- Carport Spaces: 4
- Covered Spaces: 4
- Parking Features: Covered
Location
- County: Monroe
- Subdivision: Safety Harbor
- Driving Directions: Heading south on US1 take a right on Palm Dr. house is on the left.
- Direction Faces: East
School Information
- Elementary School: Plantation Key
- High School: Coral Shores
Community
- Community Name: 5940 - Other Florida County
- Association: Yes
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Cable Available: Yes
- Utility Description: Cable Available, Sewer Available
Structural Information
- Construction: Block
- Roof: Other
- Stories/Levels: 2
- Building Size: 2294
- Square Feet: 2,294
- Living Area: 2,294 Sq. Ft.
- Year Built: 1983
- Property Condition: Resale
Lot Features
- Property View: Bay, Canal, Pool
- Lot Size (Acres): 0.25
- Lot Size (Sq. Ft.): 10,890
- Lot Features: Irregular Lot, 1/4 Acre
- Zoning: AE-9
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Front, No Fixed Bridges, Ocean Access
- Water Front View: Canal Front, No Fixed Bridges, Ocean Access
Financial Considerations
- Tax Amount: $16,372
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: BK 4 LT 6 SAFETY HARBOR PB3-69 SECTION 1 LOWER MATECUMBE KEY
- Property ID: 391440000000
Listed by Coldwell Banker Schmitt RE Co
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Schools
Schools serving 439 Palm Dr Dr
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Plantation Key School 100 Lake Road, Tavernier, FL 33070 | PK-8 | 15.4 mi |
Coral Shores High School 89901 Old Highway, Tavernier, FL 33070 | 9-12 | 15.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 439 Palm Dr Dr
Date
Details
Price
Change
Source
2/28/2026
Price Reduced
$2,495,000
-5.85%
MLS
12/23/2025
Listed
$2,650,000
118.11%
MLS
5/20/2021
Sold
$1,215,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 439 Palm Dr Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$15,458
—
$1,717,362
6%
2024
$15,458
—
$1,625,922
2%
2023
$15,450
56%
$1,587,917
71%
2021
$9,883
-14%
$926,848
-21%
2022
$11,437
16%
$1,176,369
40%
2021
$9,883
4%
$837,752
-2%
2019
$9,468
4%
$858,779
4%
2018
$9,080
1%
$825,271
-1%
2017
$9,006
-1%
$836,594
5%
2016
$9,086
7%
$795,255
6%
2015
$8,462
1%
$749,118
4%
2014
$8,406
8%
$722,892
10%
2013
$7,794
—
$657,175
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 439 Palm Dr Dr
439 Palm Dr Drive, Islamorada, FL 33036 (MLS# R11149737) is a Single Family property with 4 bedrooms and 3 full bathrooms. 439 Palm Dr Drive is currently listed for $2,495,000 and was received on December 26, 2025. Want to learn more about 439 Palm Dr Drive? Do you have questions about finding other Single Family real estate for sale in Islamorada? You can browse all Islamorada real estate or contact a Coldwell Banker agent to request more information.

