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$1,874,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,989 Sq. Ft.
  • Updated 8 days ago
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120 Coco Plum Drive is an enchanting Key Largo waterfront home situated on nearly 2 acres of tropical landscaping. Its charming layout provides ample space for your family and guests. Inside this 3-bedroom, 2.5-bathroom home, you'll enjoy the airy, open-concept design, which features clean lines and light-filled spaces, seamlessly blending indoor comfort with a large, covered center courtyard leading to an outdoor sanctuary. At the heart of the home is an open kitchen with a spacious island that serves as a focal point for entertaining and casual family gatherings. You will find room for all your recreational toys and convenient car charging in the garage and porte-cochere.Stepping outside to the backyard, you'll find a tropical waterfront setting with access to the Atlantic Ocean. The generous waterfront backyard offers endless tropical recreational opportunities.Sophisticated yet inviting, this coastal haven appeals to those seeking tranquility. From the moment you enter the driveway, you will be surrounded by lush landscaping, offering exceptional privacy and creating the feeling of a secluded oasis.All this peacefulness is just moments away from multiple Key Largo restaurants and shopping opportunities. Coco Plum Place is a spot for healthy and delicious beverages and pastries just before you enter your driveway. You are also just a short drive from Islamorada and the mainland. Seller would consider owner financing

Full Property Details for 120 S Coco Plum Rd

General

  • Price: $1,874,000
  • Taxes: $6,468 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 614334
  • Updated: 2/22/2026
  • Added to Site: 341 day(s) ago

Interior

  • Rooms/Areas: Laundry Room
  • Interior Features: Pantry, Granite Counter Top, Window Treatments, Walk-in Closet(s), Entrance Foyer
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
  • Furnishings: Negotiable
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Shed
  • Deck/Patio: Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking: Garage, Open Parking, Attached

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Rock Harbor Est (98.0)
  • Driving Directions: From northbound US 1, turn right onto Coco Plum Road S (directly across from the REEF). Then, turn right at the 2nd driveway (behind Coco Plum Place). The house is the 1st driveway on your left
  • Direction Faces: S

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fans(s)

Utilities

  • Water: Open Water View
  • Utility Description: FKAA, Propane, Buyer to Verify, Municipal Sewer

Structural Information

  • Architectural Style: Single Family
  • Construction: CBS
  • Roof: Metal Roof
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Square Feet: 1,989
  • Sq. Ft. Source: Tax Records
  • Year Built: 1997

Lot Features

  • Lot Size (Sq. Ft.): 80,586
  • Lot Dimensions: 153 x 518 x 172 x 445
  • Zoning: SR - Sub Urban Residential District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Oceanfront
  • Dock Description: Other Dockage, None

Financial Considerations

  • Tax Amount: $6,468
  • Tax Year: 2024
  • Terms: Seller Finance Psble, FHA, VA, Conventional, Cash

Disclosures and Reports

  • Legal Description: 5 62 39 ISLAND OF KEY LARGO PB1-59 PT LOT 2 G50-170 OR530-378/379 OR530-381 OR830-1808/1810 (RE90540-200 COMBINED WITH T
  • Flood Zone: AE
  • APN: 00090540-000400

Listed by American Caribbean Real Estate, Christie's International Real Estate, Joel Young (305) 432-6610

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Listing agent

— 120 S Coco Plum Rd —

  • Joel Young

    American Caribbean Real Estate, Christie's International Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 S Coco Plum Rd

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-86.6 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1290.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 S Coco Plum Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/22/2026
Price Reduced
$1,874,000
-1.11%
MLS
5/21/2025
Price Reduced
$1,895,000
-5.01%
MLS
3/25/2025
Listed
$1,995,000
162.5%
MLS
2/15/2017
Sold
$760,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 S Coco Plum Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,469
—
$814,880
3%
2024
$6,469
4%
$791,915
3%
2023
$6,235
4%
$768,850
6%
2021
$5,969
2%
$724,640
-3%
2022
$5,850
-2%
$746,379
4%
2021
$5,969
3%
$714,636
2%
2019
$5,792
6%
$698,569
15%
2018
$5,447
-5%
$604,918
-5%
2017
$5,722
-23%
$639,631
-18%
2016
$7,468
-44%
$777,095
-37%
2015
$13,251
4%
$1,231,722
10%
2014
$12,714
3%
$1,119,748
10%
2013
$12,311
—
$1,017,953
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 S Coco Plum Rd

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by American Caribbean Real Estate, Christie's International Real Estate, Joel Young (305) 432-6610

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120 S Coco Plum Road, Key Largo, FL 33037 (MLS# 614334) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 120 S Coco Plum Road is currently listed for $1,874,000 and was received on March 25, 2025. Want to learn more about 120 S Coco Plum Road? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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