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$1,695,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 3,120 Sq. Ft.
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Experience the best of Florida Keys living in this exceptional canal-front CBS home featuring a durable concrete roof, over 3,100 sq. ft. of living space, and direct ocean access. Perfectly positioned for boating, fishing, diving, and water adventures, this property offers the ideal blend of comfort, convenience, and island lifestyle - with easy mainland access for commuting. The spacious two-story residence is designed for both everyday living and entertaining. The second-floor main level features an open-concept layout connecting the living room, dining area, and kitchen, creating a welcoming space for gatherings with family and friends. The upper level includes a beautifully appointed new primary suite with a spacious bedroom and private bath, along with a guest bedroom, guest bathroom, and a versatile office/multi-purpose room with an additional full bath. A permitted first-floor addition, completed in 2001, provides added flexibility with two bedrooms, one and a half baths, and a garage - ideal for guests, extended family, or additional living space. Boaters will appreciate the 60-foot split-level concrete dock with step-down access, perfect for kayaks, paddle boards, and lower-profile vessels. The property also offers ample parking for boats, RVs, and trailers, making it easy to enjoy everything the Florida Keys has to offer. Wake up, step outside, and head straight to the water for a morning paddle, fishing excursion, dive adventure, or sunset cruise.

Full Property Details for 1210 Cactus St

General

  • Price: $1,695,000
  • HOA FEE: $17/month
  • HOA FEE FREQ.: Annually
  • Taxes: $8,071 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A12046590
  • Updated: 7/2/2026
  • Added to Site: 57 day(s) ago

Interior

  • Interior Features: First Floor Entry, Second Floor Entry, Walk-In Closet(s), Separate Guest/In-Law Quarters, Other
  • Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Primary Bathroom: Dual Sinks, Separate Tub & Shower

Bedrooms

  • Total Bedrooms: 4
  • Bedroom Features: At Least 1 Bedroom Ground Level, Primary Bath Shower, Primary Bath Tub, Primary Bedroom Upstairs

Other Rooms

  • Living Room: Separate Guest/In-Law Qua Sq. Ft.
  • Dining Room: Dining/Living Room

Additional Information

  • Equipment: Automatic Garage Door Opener

Exterior

  • Exterior Features: Open Balcony
  • Deck/Patio: Deck, Open Balcony

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Carports: Yes
  • Carport Spaces: 1
  • Covered Spaces: 2
  • Parking Features: Attached Carport, Additional Spaces Available, Covered, Rv/Boat Parking

Location

  • Area: Rock Harbor Estate
  • County: Monroe County
  • Subdivision: ROCK HARBOR ESTATE
  • Building Name: ROCK HARBOR ESTATE
  • Driving Directions: Turn oceanside on one of 3 streets across from Anthony's clothing store - Estall St, Grand St, or Almay St Then turn left on Thomas Ave and then right on Cactus. Sign on the property.
  • Direction Faces: Northeast

Community

  • Community Name: Rock Harbor Estate
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Attached, Two Story
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: CBS Construction
  • Roof: Concrete
  • Windows: Complete Impact Glass, High Impact Windows
  • Building Size: 5963
  • Square Feet: 3,120
  • Living Area: 3,120 Sq. Ft.
  • Year Built: 1979

Lot Features

  • Property View: Canal
  • Lot Size (Sq. Ft.): 7,440
  • Lot Dimensions: 60 x 124
  • Frontage Feet: 60
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: IS
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: WF/Ocean Access, Canal Front

Green Features

  • Energy Efficient: Water Heater

Financial Considerations

  • Price Per Sq. Ft.: $543.27
  • Association Fee: $200
  • Assoc Fee Freq.: Annually
  • Tax Amount: $8,071
  • Tax Year: 2025
  • Terms: All Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: BK 7 LT 6 ROCK HARBOR EST PB3-187 KEY LARGO OR545-140 OR617-671 OR617-672 OR682-132 OR1484-2455D/C OR1715-1951/52R/S OR2552-1325D/C OR2582-2
  • Restrictions: Ok To Lease With Res
  • Inclusions: Community Boat Ramp, Private Dock
  • Property ID: 00520100-000000

Listed by American Caribbean Real Estate

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— 1210 Cactus St —

  • American Caribbean Real Estate

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1210 Cactus St

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-86.7 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-127.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1210 Cactus St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/02/2026
Listed
$1,695,000
197.89%
MLS
1/09/2015
Sold
$569,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1210 Cactus St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,071
5%
$936,493
3%
2024
$7,700
3%
$910,101
3%
2023
$7,453
24%
$883,594
35%
2021
$6,008
-14%
$653,289
-24%
2022
$7,015
17%
$857,729
46%
2021
$6,008
4%
$588,511
-4%
2019
$5,779
2%
$615,579
5%
2018
$5,653
—
$588,108
-2%
2017
$5,626
7%
$603,008
15%
2016
$5,265
142%
$522,526
161%
2015
$2,173
7%
$200,235
1%
2014
$2,033
-1%
$198,646
2%
2013
$2,049
—
$195,710
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by American Caribbean Real Estate

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1210 Cactus St, Key Largo, FL 33037 (MLS# A12046590) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 1210 Cactus St is currently listed for $1,695,000 and was received on July 02, 2026. Want to learn more about 1210 Cactus St? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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