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$3,511,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2 Partial Baths
  • 3,285 Sq. Ft.
  • Updated 3 days ago
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New construction waterfront home with all the bells and whistles. Situated on a large corner lot of nearly 14,000 sq. ft., the property features two electric gated entrances with plenty of space for RV and trailer parking. The backyard was designed for exactly why you live in the Keys: an amazing pool with hot tub, low-maintenance turf, 57' concrete dock with two boat lifts (15,000 lbs & 10,000 lbs), outdoor kitchen and bar, cabana bath, and outdoor shower. Through the front entry, you'll find an elevator servicing all three floors, along with an ultra-wide interior staircase. Head to the third floor, where the open-concept kitchen, living and dining areas take advantage of the impressive bay views. Step onto the third-floor porch for sunset views, or take it to the next level on the rooftop deck with panoramic views of the bay and nightly sunsets as the home faces due west. The primary bedroom and bath, along with a powder room, complete the third floor. The second floor offers three additional bedrooms and two bathrooms. The entire home was professionally designed by an interior designer, and the attention to detail shows throughout. Located just around the corner from Adams Cut for quick access to the ocean, while the bay offers endless opportunities to enjoy the water right from your backyard. New construction, incredible outdoor living, great dockage, sunset views and quick ocean access, this one checks all the boxes.

Full Property Details for 1642 Churchill Downs

General

  • Price: $3,511,000
  • Taxes: $18,792 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 621244
  • Updated: 9/9/2026
  • Added to Site: 3 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Walk-in Closet(s), Elevator, Quartz Countertops, Smoke Alarms, Wet Bar
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven, Range, Refrigerator, Washer, Wine Cooler
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Pool: Yes
  • Pool Description: Concrete, Heated, Salt Water, In Ground

Exterior

  • Exterior Features: Bar, Built-in Grill, Fencing, Hot Tub, Outdoor Kitchen
  • Deck/Patio: Roof Top Deck, Open Porch/Balcony
  • Porch/Patio/Deck: Roof Top Deck, Open Porch/Balcony

Parking

  • Garage: Yes
  • Parking Features: Open, Off Street, Covered

Location

  • Area: 27 - Key Largo MM 97-107
  • County: Monroe
  • Subdivision: Cross Key Waterways (103.0)
  • Driving Directions: MM103 Bayside

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 3,285
  • Sq. Ft. Source: Tax Records
  • Year Built: 2023

Lot Features

  • Property View: Canal, Bay
  • Lot Size (Acres): 0.32
  • Lot Size (Sq. Ft.): 13,865
  • Lot Dimensions: x
  • Zoning: SF - Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Tax Amount: $18,792.92
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: Cross Key Waterway Estates Section Two Pb6-60 Key Largo Lots 22-23 Bk 1 Or478-196 Or586-799/800 Or721-644/55 Or723-697/0
  • APN: 468472002200

Listed by Palm House Real Estate, AJ Vetter (305) 304-8841 and Palm House Real Estate, Eric Smith, PA (305) 306-7279

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Listing agents

— 1642 Churchill Downs —

  • AJ Vetter

    Palm House Real Estate

  • Eric Smith, PA

    Palm House Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1642 Churchill Downs

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Key Largo School
104801 Overseas Highway, Key Largo, FL 33037
PK-81.6 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-1212.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1642 Churchill Downs Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/09/2026
Listed
$3,511,000
301.26%
MLS
10/19/2021
Sold
$875,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1642 Churchill Downs

Year
Property Taxes
Change
Tax Assessment
Change
2024
$15,245
—
$2,271,220
—
2024
$15,245
537%
$2,268,740
756%
2023
$2,395
-40%
$265,046
-40%
2021
$3,997
72%
$443,777
67%
2022
$2,328
-42%
$265,258
-39%
2021
$3,997
2%
$437,650
2%
2019
$3,900
—
$427,811
2%
2018
$3,896
2%
$419,835
2%
2017
$3,817
-1%
$411,200
2%
2016
$3,866
-1%
$402,743
1%
2015
$3,915
-2%
$399,943
1%
2014
$3,994
-1%
$396,769
2%
2013
$4,032
—
$390,905
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1642 Churchill Downs

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Palm House Real Estate, AJ Vetter (305) 304-8841 and Palm House Real Estate, Eric Smith, PA (305) 306-7279

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1642 Churchill Downs, Key Largo, FL 33037 (MLS# 621244) is a Single Family property with 4 bedrooms, 3 full bathrooms and 2 partial bathrooms. 1642 Churchill Downs is currently listed for $3,511,000 and was received on September 09, 2026. Want to learn more about 1642 Churchill Downs? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

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