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$859,000
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Property Description
* CBS 4/2 CONCRETE HOME WITH A BRAND NEW METAL ROOF! * OPTIONAL HOMEOWNERS PARK WITH BOAT RAMP * Your Keys paradise is found in this inviting 4-bedroom, 2-bath, 2,283 sq. ft. home in Largo Sound Village, one of north Key Largo's most desirable neighborhoods. Great location near the neighborhood boat ramp with peek-a-boo views of the water! Inside, you'll find a beautifully updated kitchen featuring white cabinetry, Silestone countertops, stainless appliances and barstool counter seating. The spacious living room and large, fully enclosed all season room provide abundant space for entertaining or relaxing. Large windows bring in lovely natural light throughout. Four bedrooms and two well-appointed bathrooms ensure space and comfort for the entire family. The primary bedroom offers a luxurious ensuite bathroom with a large walk-in shower. One bedroom has an exterior door, offering the option to create a separate in-law suite. Optional PRIVATE homeowner's park with a BOAT RAMP, tiki hut and trailer parking for ONLY $150 PER YEAR! Quick access to the ocean or bay. Situated on a generous 6,000 sq. ft. lot, there is plenty of parking for vehicles, boat trailers, or an RV. A 240V Tesla Fast Charger makes this home turnkey for electric vehicle owners. Built with durable CBS concrete construction and a new metal roof, this home offers peace of mind and lasting quality. Just an hour's drive from Miami makes this home your ideal Florida Keys getaway.
Full Property Details
Full Property Details for 304 2nd Terrace
General
- Price: $859,000
- HOA FEE: $13/month
- HOA FEE FREQ.: Annually
- Taxes: $3,083 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11943776
- Updated: 1/12/2026
- Added to Site: 85 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: First Floor Entry, Florida Room, Utility Room/Laundry
- Appliances: Dishwasher, Dryer, Electric Water Heater, Electric Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 4
- Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bath Shower, Primary Bedroom Ground Level
Other Rooms
- Living Room: Florida Room, Utility Room Sq. Ft.
- Eat-in kitchen: Yes
- Dining Room: Eat-In Kitchen, Snack Bar/Counter
- Laundry: Utility Room/Laundry
Additional Information
- Security/Safety: Curr Owner Wind Mitig Cert Avail
Parking
- Parking Features: Driveway, Electric Vehicle Charging Station(s), Rv/Boat Parking
Location
- Area: Largo Sound Village
- County: Monroe County
- Subdivision: LARGO SOUND VILLAGE
- Building Name: LARGO SOUND VILLAGE
- Driving Directions: Take Overseas Hwy (US-1) to Key Largo, approximately mile marker 104. Turn East onto Ave B. Turn right on 2nd Terrace. (note: there is also a 2nd Street, go past it). 304 2nd Terrace is toward the end of the road on the left.
- Direction Faces: West
Community
- Community Name: Largo Sound Village
- Association: Yes
- Pets Allowed: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Air, Wall/Window Unit(s)
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Attached, One Story
- Structure Type: R30-No Pool/No Water, House
- Detached/Attached: Detached
- Construction: Concrete Block Construction, CBS Construction
- Roof: Metal Roof
- Windows: Complete Panel Shutters/Awnings, Hurricane Shutters, Blinds, Drapes
- Doors: High Impact Doors
- Building Size: 2488
- Square Feet: 2,283
- Living Area: 2,283 Sq. Ft.
- Year Built: 1975
Lot Features
- Property View: Ocean
- Lot Size (Sq. Ft.): 6,000
- Lot Dimensions: 60 x 100
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: RU-1
Financial Considerations
- Price Per Sq. Ft.: $376.26
- Association Fee: $150
- Assoc Fee Freq.: Annually
- Tax Amount: $3,083
- Tax Year: 2025
- Terms: All Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: BK 4 LT 9 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR566-721 OR615-249 OR1058-256 OR1147-2296 OR1174-1629 OR1180-401 OR1304-1570 OR1314-945 OR13
- Restrictions: Ok To Lease With Res
- Inclusions: Community Boat Ramp, Community Ramp, Parking
- Property ID: 00474550-000000
Listed by LoKation
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Schools
Schools serving 304 2nd Terrace
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Key Largo School 104801 Overseas Highway, Key Largo, FL 33037 | PK-8 | 1 mi |
Coral Shores High School 89901 Old Highway, Tavernier, FL 33070 | 9-12 | 13.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 304 2nd Terrace
Date
Details
Price
Change
Source
10/23/2025
Listed
$859,000
160.3%
MLS
3/27/2009
Sold
$330,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 304 2nd Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,949
—
$318,363
3%
2024
$2,949
5%
$309,391
3%
2023
$2,808
4%
$300,380
6%
2021
$2,693
1%
$283,138
-3%
2022
$2,667
-1%
$291,632
4%
2021
$2,693
2%
$279,229
2%
2019
$2,633
—
$272,952
2%
2018
$2,627
2%
$267,863
2%
2017
$2,575
-1%
$262,354
2%
2016
$2,604
-1%
$256,958
1%
2015
$2,643
-2%
$255,172
1%
2014
$2,697
-4%
$253,147
-2%
2013
$2,802
—
$258,067
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 304 2nd Terrace
304 2nd Ter, Key Largo, FL 33037 (MLS# A11943776) is a Single Family property with 4 bedrooms and 2 full bathrooms. 304 2nd Ter is currently listed for $859,000 and was received on October 23, 2025. Want to learn more about 304 2nd Ter? Do you have questions about finding other Single Family real estate for sale in Key Largo? You can browse all Key Largo real estate or contact a Coldwell Banker agent to request more information.

